Secura Financial LLC

Item 5: Fees and Compensation
 Method of Compensation and Fee Schedule
  Advisor bases its fees on a percentage of assets under management.
  ASSET MANAGEMENT
  Advisor offers discretionary direct asset management services to advisory clients. The fee
  schedules for these services are as follows:
                                    Equity and Balanced Accounts*
        Market Value of Portfolio         Max. Client Fee           Max. Quarterly Fee
         On the first $1,000,000              1.99%                      0.4975%
         On the next $1,500,000                1.0%                       0.25%
            On next $2,500,000                     0.75%                0.1875%
          On the next $5,000,000                   0.50%                 0.125%
         In excess of $10,000,000                  0.40%                 0.10%
       *With a minimum fee of $1,250 per quarter

                                        Fixed Income Accounts**
         Market Value of Portfolio            Max. Client Fee        Max. Quarterly Fee
            On the first $1,000,000                  1.99%                0.4975%
           On the next $1,500,000                    0.50%                 0.125%
           On the next $2,500,000                    0.40%                 0.10%
           On the next $5,000,000                    0.30%                 0.075%
           In excess of $10,000,000                  0.25%                0.0625%
       **With a minimum fee of $1,250 per quarter

          Equity and Balanced Accounts with Financial Planning and Consulting***
         Market Value of Portfolio            Max. Client Fee        Max. Quarterly Fee
            On the first $1,000,000                  2.25%                0.5625%
           On the next $1,500,000                    1.10%                 0.275%
           On the next $2,500,000                    0.85%                0.2125%
           On the next $5,000,000                    0.60%                 0.15%
           In excess of $10,000,000                  0.50%                 0.125%
       ***With a minimum fee of $1,625 per quarter

                                            Secura Financial, LLC

 Advisor’s annual investment advisory fee shall include investment advisory services.
 Should the client be enrolled in the combined investment advisory and financial planning
 service, financial planning and consulting services are limited to those planning and
 consulting services offered by Advisor and specifically requested by the client. In the
 event that the client requires extraordinary planning and/or consultation services (to be
 determined in the sole discretion of Advisor), Advisor may determine to charge for such
 additional services, the dollar amount of which shall be set forth in a separate written
 notice to the client.
 Fees are billed quarterly in advance based on the amount of assets managed as of the
 close of business on the last business day of prior quarter. Quarterly advisory fees
 deducted from the clients' account by the custodian will be reflected in a provided fee
 invoice as fees are withdrawn. If margin is utilized, the fees will be billed based on the net
 asset value of the account. Lower fees for comparable services may be available from
 other sources.
 FINANCIAL PLANNING FEES
 Fees are negotiable and are usually based on a flat fee. However, in certain circumstances
 hourly fee may be charged. The maximum hourly rate is $500.00 per hour and a
 maximum fixed fee of $20,000.00 as fixed fees are agreed upon by contract between each
 client and advisor.
 This agreement may be terminated at any time upon written notice of Secura Financial,
 LLC or Client. A refund of any unearned fees will be based on the time and effort expended
 by Secura Financial, LLC before termination with the exception that a full refund of any
 fees paid will be made if the contract is terminated within five business days of its
 effective date. Secura Financial, LLC will not assign this agreement without the written
 consent of Client. Client shall be given thirty (30) days prior written notice of any increase
 in fees.
 REFERRAL FEES
 Advisor at times will utilize the services of third party money managers and receive a
 referral fee for referring clients. The client will not pay additional advisory fees to the
 third party money manager for these services. This is detailed in Item 10 of this brochure.
Client Payment of Fees
 Investment management fees are billed quarterly, in advance. Payment in full is expected
 upon invoice presentation. Fees are usually deducted from a designated client account to
 facilitate billing. The client must consent in advance to direct debiting of their investment
 account.
Additional Client Fees Charged
 Custodians may charge transaction fees on purchases or sales of certain mutual funds,
 equities and exchange-traded funds. These charges may include mutual fund transactions
 fees, postage and handling and miscellaneous fees (fee levied to recover costs associated
 with fees assessed by self-regulatory organizations). The selection of the security is more

                                      Secura Financial, LLC

  important than the nominal fee that the custodian charges to buy or sell the security.
  Margin interest may also apply for Client electing to utilize margin on their account(s).
  Advisor, in its sole discretion, may waive its minimum fee and/or charge a lesser
  investment advisory fee based upon certain criteria (e.g., historical relationship, type of
  assets, anticipated future earning capacity, anticipated future additional assets, dollar
  amounts of assets to be managed, related accounts, account composition, negotiations
  with clients, etc.).
  For more details on the brokerage practices, see Item 12 of this brochure.
 Prepayment of Client Fees
  Client may cancel within five (5) business days of signing the Investment Advisory
...

Item 7: Types of Clients
 Description
  Advisor generally provides investment advice to individuals, pension and profit sharing
  plans, banks or thrift institutions, trusts, estates, and charitable organizations and other
  business entities.
  Client relationships vary in scope and length of service.
 Account Minimums
  Advisor requires a minimum of $250,000 to open an account, but maybe waived at the
  Managing Member’s discretion.

                                      Secura Financial, LLC