Broadwealth LLC

ITEM 5: FEES AND COMPENSATION
BroadWealth receives compensation only from our clients. We do not accept compensation for the
sale of securities or any other investment products. We neither pay nor accept any referral fees.
For a one-page overview of fees, please see the Table of Fees for Services included at the end of this
document.

5A. WEALTH MANAGEMENT SERVICES
The annual fee for BroadWealth’s comprehensive Wealth Management Services includes investment
advisory services and, to the extent requested by the client, financial planning services. Wealth
Management fees are calculated and paid in accordance with the rates set forth in the fee schedule
below.

                                     Annualized Advisory Fee
                      Based on Investment Assets Under Management (AUM)
                                                                       Rate for
                                 From                  To
                                                                      Each Tier
                                      $0            $2,000,000          1.20%
                              $2,000,001            $5,000,000          0.90%
                              $5,000,001           $10,000,000          0.70%
                             $10,000,001           $20,000,000          0.50%
                                  Above            $20,000,000          0.30%

In the event the client requires extraordinary planning and/or consultation services (to be determined in
the sole discretion of BroadWealth), BroadWealth may determine to charge for such additional services,
the dollar amount of which shall be set forth in a separate written agreement with the client for stand-
alone Financial Consulting & Implementation Services (as described in Item 4B above and Item 5B
below).

Accounts Held with Outside Custodians: In place of the above fee schedule, a lower administrative
fee may be agreed upon for a specific outside account if that account is aggregated only for overall
asset allocation and performance reporting purposes – that is, no discretion, no ongoing advice, no
trading. This fee will be documented and agreed upon in the client’s Wealth Management Agreement.

Margin Accounts: If the client borrows against the value of any account included in the scope of our
services agreement, the amount borrowed will not impact the fee calculation.

Cash Positions: All cash positions (money markets, etc.) may be included as part of assets under
management for purposes of calculating BroadWealth’s advisory fee. When an account is holding cash
positions, those cash positions may be subject to the same fee schedule as set forth above unless
otherwise agreed upon.

Illiquid Assets: The value of illiquid and difficult-to-value assets, such as hedge funds, investment real
estate, or private investments, will be determined using the most recent report provided by the
investment manager or sponsor, if such a report is available. Otherwise, we will use the original

purchase price. Alternatively, the client and BroadWealth may agree upon a value. Typically, the
valuation date for illiquid assets will lag the valuation of public securities by at least one calendar
quarter. In some cases, managers may value private investments only once per year.

Fees for Sub-adviser(s): The investment management fee charged by the sub-adviser(s) is separate
from, and in addition to, BroadWealth’s advisory fee. We do not participate in any portion of those fees.
Before investing with any sub-adviser, clients are provided with the sub-adviser’s disclosure brochure,
fee schedule, and client agreement. Annual fees charged by sub-advisers vary but generally range from
0.12% to 0.85% of the amount under management and typically are debited directly from the account
by Dynamic Wealth Advisors (as part of their routine financial operations services to BroadWealth and
its clients) for payment to the sub-adviser.

Frequency and Nature of Invoices: Fees are billed quarterly, in advance, based upon the market
value, as reported on the Custodian’s statements, of the assets being advised/managed by
BroadWealth as of the last day of the previous billing period. Our fee is clearly disclosed to the client
via the Custodian’s statement. Clients are encouraged to review the accuracy of fee calculations.
BroadWealth does not solicit prepayment of more than $1,200 of fees per client six months or more in
advance of the services being rendered.

Initial Fee: The annual fee is charged from the date the Wealth Management Agreement is signed.
The fee will be prorated based on a 7-day week and the number of days remaining in the quarter. At
the commencement of a new client relationship, many assets may not have transferred yet to accounts
over which the advisor has discretion. Therefore, as the basis for the initial invoice calculation, the
scope of assets under advisement will be itemized (including each account and its total value as of a
date mutually agreed-upon by client and BroadWealth) and confirmed in writing with the client.

Payment of Fees: Most clients elect to have their fees deducted from their account(s). In the limited
event that BroadWealth invoices the client who pays directly, payment may be made via check or
electronic funds transfer and is due upon receipt of BroadWealth’s invoice. If the client elects to have
fees deducted from the client’s account(s), BroadWealth will:
    ●    Obtain written authorization from the client permitting BroadWealth to be paid directly on an
         ongoing basis from the client’s account held by their Custodian. The client may direct
         BroadWealth to allocate fees across multiple accounts, typically on a prorated basis.
    ●    Send the client an invoice specifying and itemizing any fees assessed, while concurrently
         sending a copy of the client’s invoice details to the Custodian. (Note: For many Custodians, the
...

ITEM 7: TYPES OF CLIENTS
BroadWealth’s clients are individuals, families, and their related entities such as trusts, pension or profit-
sharing plans, privately held businesses, foundations, family limited partnerships, etc.
For retirement accounts and pension or profit-sharing plans, BroadWealth and its advisors act as
fiduciaries as defined under the US Department of Labor Conflict of Interest Rule with respect to all
aspects of our engagement, including all advice we provide regarding the client’s retirement accounts.
BroadWealth’s minimum fee is $30,000 annually, to be paid on a quarterly basis. Fees shall not exceed
2% of assets under advisement. Therefore, we generally require a minimum total portfolio size of at
least $1.5 million. Fees and minimums are negotiable in certain cases. BroadWealth may, in its sole
discretion, elect to waive its minimum fee based on factors such as anticipated future earning capacity,
anticipated future additions to assets, dollar value of assets to be managed, aggregated related-party
portfolio size, account composition, pre-existing client relationships, or pro-bono activities. In such
cases, the adjusted (lower) minimum will be agreed upon in advance and stated in the agreement
signed by the client.