Fortify Wealth Inc

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
 ASSET MANAGEMENT
 For asset management services, Fortify Wealth generally charges an asset based fee which
 it details in each Client’s investment management agreement. Fees generally range from
 0.50% to 1.5% annually and are negotiated on a client by client basis. Annual fees can at
 times exceed this range, such as if a minimum fee applies, but will generally not exceed
 2.0%. Fortify Wealth may at its discretion group certain related Client accounts for the
 purposes of achieving the minimum account size and or determining the annualized fee.

 The annual fee may be negotiable based upon certain criteria (e.g., historical relationship,
 type of assets, anticipated future earning capacity, anticipated future additional assets,
 dollar amounts of assets to be managed, related accounts, account composition,
 negotiations with Clients, etc.). Fees are billed quarterly in advance based on the amount of
 assets managed as of the close of business on the last business day of the previous quarter.
 Lower fees for comparable services may be available from other sources. Clients may
 terminate their account within five (5) business days of signing the Investment Advisory
 Agreement with no obligation and without penalty. Clients may terminate advisory
 services with thirty (30) days written notice. For accounts opened or closed mid-billing
 period, unearned fees will be refunded to the Client. Client shall be given thirty (30) days

                                         Fortify Wealth

prior written notice of any increase in fees. Any increase in fees will be acknowledged in
writing by both parties before any increase in said fees occurs.
For fees that are directly deducted from the account by the custodian:
       •   Fortify Wealth will provide the Client with an invoice concurrent to instructing
           the custodian to deduct the fee stating the amount of the fee, the formula used to
           calculate the fee, the amount of assets under management the fee is based on
           and the time period covered by the fee;
       •   Fortify Wealth will obtain written authorization signed by the Client allowing the
           fees to be deducted; and
       •   The Client will receive quarterly statements directly from the custodian which
           discloses the fees deducted.
VARIABLE ANNUITY AND VARIABLE LIFE MANAGEMENT
The fees for these services will be based on a percentage of Assets Under Management
according to the fee schedule above. Fees will be disclosed prior to client signing the
Investment Advisory Agreement.
Fortify Wealth’s fees are billed quarterly in advance based on the amount of assets
managed as of the close of business on the last business day of the previous quarter.
Quarterly advisory fees will be paid in the following ways:
       a) deducting from client’s account
For clients under age of 59 ½
       b) deducted from a non-qualified client’s account held with Fortify Wealth
       c) direct billing to the client payable within 10 days of invoice presentation
The annual fee may be negotiable. Accounts within the same household may be combined
for a reduced fee. Lower fees for comparable services may be available from other sources.
Clients may terminate their account within five (5) business days of signing the Investment
Advisory Agreement with no obligation and without penalty. Clients may terminate
advisory services with thirty (30) days written notice. Client will be entitled to a pro rata
refund for the days service was not provided in the final billing period. Client shall be given
thirty (30) days prior written notice of any increase in fees, and client will acknowledge, in
writing, any agreement of increase in said fees.
FINANCIAL PLANNING AND CONSULTING
Fees for financial planning and consulting are typically based on an hourly fee or fixed fee
based on the background, experience and education of the advisor and the complexity of
the engagement.
  HOURLY FEES
  Financial Planning Services are offered based on an hourly fee of $250-$350 per hour.
  FIXED FEES
  Financial Planning Services are offered based on a flat fee of between $2,000 and
  $10,000.

                                         Fortify Wealth

 Fees for financial plans are due half upon commencement of the plan with the remainder
 due upon delivery of the completed plan.
 Client may cancel within five (5) business days of signing Agreement with no obligation
 and without penalty. If the Client cancels after five (5) business days, any unearned fees
 will be refunded to the Client, or any unpaid earned fees will be due to Fortify Wealth.
 Fortify Wealth reserves the right to waive all or a portion of the financial planning fee at its
 discretion.
 ERISA PLAN SERVICES
 The annual fees are based on the market value of the Included Assets and will not exceed
 1%. The annual fee is negotiable and may be charged as a percentage of the Included Assets
 or as a flat fee. Fees may be charged quarterly or monthly in arrears or in advance based on
 the assets as calculated by the custodian or record keeper of the Included Assets (without
 adjustments for anticipated withdrawals by Plan participants or other anticipated or
 scheduled transfers or distribution of assets). If the services to be provided start any time
 other than the first day of a quarter or month, the fee will be prorated based on the number
 of days remaining in the quarter or month. If this Agreement is terminated prior to the end
 of the billing cycle, Fortify Wealth shall be entitled to a prorated fee based on the number of
 days during the fee period services were provided or Client will be due a prorated refund of
 fees for days services were not provided in the billing cycle.
 The fee schedule, which includes compensation of Fortify Wealth for the services is
 described in detail in Schedule A of the ERISA Plan Agreement. The Plan is obligated to pay
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Item 7: Types of Clients
Description
 Fortify Wealth generally provides investment advice to high net worth individuals,
 corporations or business entities.
 Client relationships vary in scope and length of service.
Account Minimums
 Fortify Wealth requires a minimum of $1,000,000 to open an account. In certain instances,
 the minimum account size may be lowered or waived.