Buffalo First Wealth Management LLC

Item 5: Fees and Compensation

A. Fee Schedule

Portfolio Management Services Fees

         Total Assets Under Management           Annual Fee
         $0 - $249,999                           1.25%
         $250,000 - $499,999                     1.10%
         $500,000 - $749,999                     1.00%
         $750,000 - $999,999                     0.90%
         $1,000,000 - $2,999,999                 0.85%
         $3,000,000 - $29,999,999                0.75%
         $30,000,000 - $49,999,999               0.50%
         $50,000,000 - $500,000,000              0.30%

The final fee schedule is attached as Exhibit I of the Investment Advisory
Contract. BFWM bills based on the balance on the last day of the billing period.
If an account is closed before the billing period, BFWM will bill the client from
the first day of the calendar quarter to the closing date in that quarter.

Pension Consulting Services Fees

AUM-based Fees for Pension Consulting

         Total Assets Under Management           Annual Fee
         $0 - $499,999                           1.00%
         $500,000 - $999,999                     0.75%
         $1,000,000 - $2,999,999                 0.50%
         $3,000,000 - $9,999,999                 0.40%
         $10,000,000 - $5,000,000,000            0.25%

These fees are generally negotiable and the final fee schedule is attached as
Exhibit I of the Investment Advisory Contract. BFWM bills based on the
balance on the last day of the billing period at the calendar quarter end. If an
account is closed before the billing period, BFWM will bill the client from the
first day of the calendar quarter to the closing date in that quarter.

Fixed Fees

The fixed fee rate for pension consulting services is between $1,000 and $10,000. The
final fee schedule will be attached as Exhibit I of the Investment Advisory Contract.

Hourly Fees

The hourly fee for pension consulting services is between $200 and $400. The final fee
schedule will be attached as Exhibit II of the Investment Advisory Contract.

AUM-based Fees for Endowment Consulting

         Total Assets Under Management           Annual Fee
         $2,000,000 – 5,000,000                  0.50%
         $5,000,001 – 20,000,000                 0.40%
         $20,000,001 – 40,000,000                0.30%
         $40,000,001 - $100,000,000              0.20%
         $100,000,001 +                          0.175%

Endowment Fees

Endowment Fees are negotiable and final fee schedule will be agreed upon by a
mutual contractual agreement.

Financial Planning Fees

Fixed Fees

The rate for creating client financial plans is between $1000 and $15,000. The fees are
negotiable and the final fee schedule will be attached as Exhibit II of the Financial
Planning Agreement.

Hourly Fees

The hourly fee for these services is between $150 and $350. The fees are negotiable
and the final fee schedule will be attached as Exhibit II of the Financial Planning
Agreement

Termination of Agreement

Clients may terminate the agreement without penalty, for full refund of BFWM’s fees,
within five business days of signing the Investment Advisory Contract. Thereafter,
clients may terminate the Investment Advisory Contract generally upon five days’
written notice.

You may terminate this Agreement or your Account at any time upon written notice to
us, after paying any Obligations you owe to us. You shall remain responsible for all
Obligations initiated or authorized by you, including without limitation, any
transactions, debts and interest as provided under this Agreement, whether arising
before or after termination of this Agreement. We have a right to terminate this
Account or any other account (including multiple owner accounts) for any reason and
at any time in our sole and absolute discretion. We may liquidate any and all holdings
within the Account, minus any fees or other obligations owed to Buffalo First Wealth
Management, LLC. Should Buffalo First Wealth Management, LLC take any such
action, you agree to hold Buffalo First Wealth Management, LLC, its parent,
subsidiaries, affiliates, and their respective representatives, divisions, agents,
employees, brokers, directors, officers, assigns, successors, and attorneys from any
and all claims, demands, sums of money, actions, rights, causes of action, obligations
and liabilities of any kind or nature which arise out of, relate to, or are in connection
with the Account. The terms and conditions of this Agreement will survive termination
of your account and will continue to apply to any remaining disputes or other matters
arising from our relationship.

B. Payment of Fees

Payment of AUM-based Portfolio Management Fees

AUM-based portfolio management fees are withdrawn on a quarterly basis
directly from the client's accounts, with client's written authorization. BFWM
bills based on the balance on the last day of the billing period at the calendar
quarter end. If an account is closed before the billing period, BFWM will bill the
client from the first day of the calendar quarter to the closing date in that quarter.

Payment of AUM-based Pension Consulting Fees

AUM-based pension consulting fees are withdrawn directly from the client's
accounts with client's written authorization on a monthly or quarterly basis.

       Payment of Fixed or Hourly Pension Consulting Services Fees

       Fixed pension consulting fees are paid monthly via check.

       Hourly pension consulting fees are paid monthly via check.

       Payment of Financial Planning Fees

       Fixed and Hourly Financial Planning fees are paid via check. Fees are paid at the
       time the agreements are signed.

       C. Clients Are Responsible For Third Party Fees

       Clients are responsible for the payment of all third-party fees (i.e. custodian fees,
       brokerage fees, exchanged traded fund fees, mutual fund fees, transaction fees,
...

Item 7: Types of Clients
BFWM generally provides advisory services to the following types of clients:

           ❖   Individuals
           ❖   High-Net-Worth Individuals
           ❖   Investment Companies
           ❖   Pension and Profit Sharing Plans
           ❖   Insurance Companies
           ❖   Foundations

Minimum Account Size

There is no account minimum for any of BFWM’s services.