Cahill Financial Advisors Inc

Item 5        Fees and Compensation

                                        Investment Advisory Service Fees

Our annual fees for Investment Advisory Services are based upon a percentage of assets under management and
range from 0.40% to 1.50%, with exceptions noted below. Investment Advisory Service Fees apply to all services
described in the Investment Advisory Services section in Item 4.

All fees are assessed on a quarterly basis based on the market value on the final day of the quarter. Cahill Financial
Advisors, Inc. (“Advisor”) has multiple fee schedules which are specific to the Investment Advisor Representative(s)
(IARs) with whom the Client chooses to engage for services on behalf the Advisor. These fee schedules will vary in
rates, fee schedule type, and whether the billing is in advance or arrears. Clients should consult with the IARs and
their signed Investment Advisory Services Agreement for their applicable schedule. The specific annual fee schedule
is identified in the Investment Advisory Services Agreement between the Advisor and each Client. The following types
of fee schedules will be used based on Investment Advisory Services Agreement:

        Tiered Rate Fee Schedule If the fee is charged on a tiered rate fee schedule, the Advisor charges multiple
        rates on the balance of the portfolio, based on the stated breakpoints. Assets in each range are billed at the
        rate in which they fall, which is a “blended” fee.

        Flat Fee Schedule If the fee is charged on a flat fee schedule, the Advisor charges one rate on the balance of
        the portfolio, based on the highest breakpoint reached on the stated breakpoints. All assets are billed at the
        same rate.

The Investment Advisory Services fee will be calculated utilizing fair market value of the last business day of the billing
period. Should the Client's relationship with the Advisor commence at some date other than the first day of the quarter,
then the fee will be pro-rated based on the number of business days service is provided by the Advisor during the billing
period. Should the Client’s relationship with the Advisor be terminated at some date of than the last day of the quarter,
then the fee will be pro-rated based on the number of business days service is provided by the Advisor during the final
billing period. See the General Fees and Compensation section below for additional details on client termination and
fee rebates.

Specified assets are excluded from the billing calculation based on a written billing exception documented in the Client
Investment Advisory Agreement. Cash and cash equivalents are included in billing calculations unless otherwise
specified in writing in the Investment Advisory Services Agreement. Margin balances are excluded from billing
calculations. Dividends are included in the fee calculation if they are sent by the custodian with the date of the last day
of the quarter during the billing period following the quarter end. Large transactions such as transferred accounts and
cashflows may trigger a debit or credit for a partial quarter’s billing depending on the transaction size, length of time in
an account, and if the transfer comes from or goes to an external source (as opposed to another billed and managed
account).

Although Cahill Financial Advisors, Inc. has established fee schedules, we retain the discretion to negotiate alternative
fees or to fully waive fees on a client-by-client basis. Many of our clients are given a discount or an alternative fee
schedule that varies from the standard fee schedules. Client facts, circumstances and needs are considered in
determining the fee schedule. These include the complexity of the client’s needs, assets to be placed under
management, anticipated future additional assets, related accounts, portfolio style, account composition, requested
services, client requests for fee reduction, pro bono service requests or fee reduction requests for foundations and non-
profits, and family or household assets being grouped to achieve a breakpoint in a fee schedule among other factors.
We do not, however, discount fees for referrals of new clients or charge fees based on performance of portfolios. All
changes to the fee schedule are identified clearly in the contract between the advisor and each client. We offer family
members and friends of associated persons of our firm discounts not generally available to our advisory clients.

When Cahill Financial Advisors accesses and manages your account through the Pontera Solutions Inc. platform, we
charge an annual fee based on the tiered fee schedule disclosed above under “Asset Management Services”. Cahill
Financial Advisors pays the fee for the use of the Pontera Solutions Inc. platform. Cahill Financial Advisors does not
charge the client for the use of the platform. As such, Cahill Financial Advisors will receive a lower fee for managing
such accounts on the Pontera Solutions Inc. platform. Cahill Financial Advisors is also aware that such accounts
typically have fewer investment options because they are limited to the investment options available by the plan
sponsor. Such accounts may also be restricted to the number and frequency of transactions that can take place during
a given time period.

Cahill Financial Advisors will send an invoice for fees charged on accounts that utilize the Pontera Solutions Inc.
platform. The fee invoice is due upon receipt.

                                         Financial Planning Services Fees

Cahill Financial Advisors, Inc.’s Financial Planning Services fee is determined based on the nature of the services
being provided and the complexity of each client’s circumstances. All fees are agreed upon prior to entering into a
contract with any client.

Our Financial Planning Services Fees are calculated and charged on an hourly or fixed fee basis. Cahill Financial
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Item 7        Types of Clients

Cahill Financial Advisors, Inc. provides services to individuals (both high net worth individuals and those who do not
meet the definition of a high net worth individual), trusts, businesses, foundations and charitable organizations, ERISA
covered retirement plans, and non-ERISA covered retirement plans.

As a condition for starting an advisory relationship, Cahill Financial Advisors, Inc. imposes a minimum portfolio account
size of $500,000 to work with some, but not all, of our Investment Advisor Representatives (IARs). All IARs with a
minimum portfolio account size may, at their sole discretion, accept Clients who do not meet this minimum portfolio
account size based upon certain criteria including anticipated future earning capacity, anticipated future additional
assets, related accounts, account composition, account retention, among other reasons. IARs who impose a minimum
portfolio account size for starting an advisory relationship may choose, at their sole discretion, to grandfather in existing
clients who do not meet this minimum, or to maintain relationships with clients who fall below this minimum during their
advisory relationship with Cahill Financial Advisors, Inc.