Capital City Wealth Management Inc

Fees and Compensation
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      Adviser is compensated for its advisory services primarily by fees charged based on a client’s
      assets under management with Adviser. Fees are negotiable, and each client’s specific fee
      schedule is included as part of the investment advisory agreement signed by Adviser and the
      client. The annual investment advisory fee is as follows:

                                      Date of Brochure: February 18, 2026

     Assets Under Management                      Annual Fee                     Quarterly Fee
        From $0 to $2,000,000                       1.50%                          0.3750%
    From $2,000,001 to $3,000,000                   0.75%                          0.1875%
    From $3,000,001 to $4,000,000                   0.65%                          0.1625%
    Any amount above $4,000,000                     0.55%                          0.1375%

    The asset-based fees described above are paid quarterly in advance based on the market value
    of client assets managed by Adviser (including cash and cash equivalents) as of the last day of
    the prior quarter. The billing quarter begins on the first day in which the assets arrived in the
    account. Initial fees are due at the beginning of the quarter following account opening and
    includes a prorated fee for the initial partial quarter. Fees are automatically deducted from client
    accounts unless other billing arrangements have been agreed upon between Adviser and the
    client.

    Adviser has a target aggregate account minimum of $1,000,000, which may be waived in certain
    situations. Similar advisory services may be obtained for a lower fee.​
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    If Adviser or client terminates the advisory agreement before the end of a quarterly billing period,
    Adviser’s fees will be prorated through the effective date of the termination. The pro rata fees
    earned for the remainder of the quarterly billing period after the termination will be refunded to the
    client via check or direct deposit.

B.​ The wrap fee program offered by Adviser may cost a client more or less than purchasing such
    investment management and financial planning services separately through a non-wrap account,
    depending on the volume of trading and the size of the client’s account. In general, a wrap fee
    program can be comparatively less expensive for actively traded accounts; conversely, non-wrap
    fee programs can be comparatively less expensive for accounts in which there is minimal trading
    activity.

C.​ Adviser’s fees are inclusive of transaction charges that would otherwise be charged directly to
    clients directly by Fidelity Investments (“Fidelity”), the custodial broker-dealer that Adviser
    recommends to clients as further described below; Adviser pays such transaction charges on
    behalf of clients as part of its wrap fee program. Though wrap fees are inclusive of brokerage
    commissions and transaction fees, they are exclusive of other related costs and expenses which
    may be incurred by the client. Clients may incur certain charges imposed by custodians, brokers,
    and other third parties such as deferred sales charges, transfer taxes, wire transfer and electronic
    fund fees, and other fees and taxes on brokerage accounts and securities transactions. Mutual
    fund and exchange traded funds also charge internal management fees, which are disclosed in a
    fund’s prospectus. Such charges, fees and commissions are exclusive of and in addition to the
    wrap fee, and we shall not receive any portion of these commissions, fees, and costs.

D.​ Since Adviser and its investment adviser representatives generally recommend that clients
    participate in the wrap fee program described in this brochure, it will receive compensation from
    the client as described above. This compensation may be more or less than if the client engaged
    Adviser or an alternative investment adviser to manage his or her account(s) through a non-wrap
    fee program in which brokerage and transaction fees are paid separately by clients. Therefore,
    Adviser and its investment adviser representatives have an incentive to recommend its wrap fee
    program to clients.

                                   Date of Brochure: February 18, 2026

Item 5: Account Requirements and Types of Clients
Adviser generally provides its services to individuals and high-net-worth individuals. The minimum
account value required to open an account with Adviser is $1,000,000 subject to negotiation.

                                      Date of Brochure: February 18, 2026

Item 6: Portfolio Manager Selection and Evaluation
  A.​ Adviser and its investment adviser representatives will manage such accounts directly as portfolio
      manager. As of the date of this brochure, Benjamin J. Brandt Sr., Calla Cornett, and Brandon K.
      Dingman are the sole portfolio managers; there are no other related persons that will directly
      manage clients’ accounts. The direct management of client accounts by Adviser through a wrap
      fee program creates a conflict of interest to the extent Adviser does not have to pay any
      third-party portfolio manager for its portfolio management services, and can instead retain a
      higher percentage of its investment management fees. Adviser addresses this conflict of interest
      by evaluating each client’s investment management needs, comparing its own direct
      management against potential alternatives, and making investment management selections and
      financial planning recommendations that are in the best interests of clients.​
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      As discussed above, Adviser has a disincentive to effect transactions in client accounts due to the
      additional transaction costs that Adviser will incur as a result. This creates a conflict of interest.
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