Capstone Wealth Management Group LLC

Item 5 – Fees and Compensation
The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client shall sign one or more agreements that detail the responsibilities of Capstone and the Client.

                                        Capstone Wealth Management Group, LLC
                                          1202 Meade Street, Dunmore, PA 18512
                                        Phone: (888) 587-7526 * Fax: (570) 587-5822
                                             http://www.Capstone-Wealth.com

A. Fees for Advisory Services
Wealth Management Services
Wealth management fees are generally paid quarterly, in advance of each calendar quarter, pursuant to the terms
of the investment advisory agreement. Investment advisory fees are charged at an annual rate ranging from 0.00%
to 1.75% depending on several factors, including the overall the size of the relationship and the complexity of the
services to be provided. Fees are based on the market value of assets under management at the end of the prior
quarter.

Investment Management Services
Investment management fees are generally paid quarterly, in advance of each calendar quarter, pursuant to the
terms of the investment advisory agreement. Investment advisory fees are charged at an annual rate ranging from
0.00% to 1.75% depending on several factors, including the overall the size of the relationship and the complexity of
the services to be provided. Fees are based on the market value of assets under management at the end of the
prior quarter.

The fees for wealth management services or investment management services in the first quarter of service are
prorated from the inception date of the Client’s account[s] to the end of the first quarter. Fees may be negotiable at
the sole discretion of the Advisor. The Client’s fees will take into consideration the aggregate assets under
management with the Advisor. All securities held in accounts managed by Capstone will be independently valued
by the Custodian. The Advisor will conduct periodic reviews of the Custodian’s valuations to ensure accurate
billing.

Clients may make additions to and withdrawals from their account[s] at any time, subject to Capstone’s right to
terminate an account. Additions may be in cash or securities provided that Capstone reserves the right to liquidate
any transferred securities or decline to accept particular securities into a Client’s account[s]. Clients may withdraw
account assets on notice to Capstone, subject to the usual and customary securities settlement procedures.
However, Capstone designs its portfolios as long-term investments and the withdrawal of assets may impair the
achievement of a Client’s investment objectives. Capstone may consult with its Clients about the options and
ramifications of transferring securities. However, Clients are advised that when transferred securities are liquidated,
they are subject to transaction fees, fees assessed at the mutual fund level (i.e. contingent deferred sales charge)
and/or tax ramifications.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and
other related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the
Advisor shall not receive any portion of these commissions, fees, and costs.

Financial Planning Services
When offered as a stand-alone service, Capstone offers financial planning services either on an hourly basis or for
a fixed fee. Hourly fees are billed at a rate of up to $300 per hour. Fixed fee engagements are negotiated based on
the expected number of hours to complete the engagement at the Advisor’s hourly rate. Fees may be negotiable at
the sole discretion of the Advisor, depending on the nature and complexity of services to be provided. An estimate
for total hours and/or costs will be provided to the Client prior to engaging for these services.

Retirement Plan Advisory Services
Fees for retirement plan advisory fees are charged quarterly, generally at the end of each calendar quarter,
pursuant to the terms of the retirement plan advisory agreement. Fees are based on the market value of assets in
the Plan at the end of the quarter. Fees range from 0.25% to 0.75% annually and may be negotiable depending on
the size and complexity of the Plan.

Use of Independent Managers
As noted in Item 4, the Advisor may implement all or a portion of a Client’s investment portfolio utilizing one or more
Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation from an
Independent Manager. The Advisor will only earn its investment advisory fee as described above. Independent
Managers typically do not offer any fee discounts but may have a breakpoint schedule which will reduce the fee
                                        Capstone Wealth Management Group, LLC
                                          1202 Meade Street, Dunmore, PA 18512
                                        Phone: (888) 587-7526 * Fax: (570) 587-5822
                                             http://www.Capstone-Wealth.com

with an increased level of assets placed under management with an Independent Manager. The terms of such fee
arrangements are included in the Independent Manager’s disclosure brochure and applicable contract[s] with the
Independent Manager. The total blended fee, including the Advisor’s fee and the Independent Manager’s fee, will
not exceed 1.50% annually.

B. Fee Billing
Wealth Management Services / Investment Management Services
Fees are calculated by the Custodian and deducted from the Client’s account[s]. The Client shall instruct the
Custodian to automatically deduct the advisory fees from the Client’s account[s] at the respective quarter-end date
The Custodian will utilize the fee rate, as defined in the advisory agreement, to indicate the fee to be deducted from
...

Item 7 – Types of Clients
Capstone offers investment advisory services to individuals, high net worth individuals, families, trusts, estates,
businesses and retirement plans. The amount of each type of Client is available on the Advisor's Form ADV Part
1A. These amounts may change over time and are updated at least annually by the Advisor. Capstone generally
does not impose a minimum account size for establishing a relationship. However, smaller accounts may be
subject to different investment selection and strategies. Certain Independent Managers may impose a minimum
fee in order for Clients to engage their services.