Lifegoal Investments LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
 ASSET MANAGEMENT
 LifeGoal Investments offers direct asset management services to advisory Clients. LifeGoal
 Investments charges an annual investment advisory fee based on the total assets under
 management as follows:
                  Assets Under Management                        Annual Fee   Monthly Fee
             First $999,999.99 ($0-$999,999.99)                    0.95%        .0791%
     Your next $2,000,000 ($1,000,000 - $2,999,999.99)             0.90%        .0750%
     Your next $2,000,000 ($3,000,000 - $4,999,999.99)             0.80%        .0666%
     Your next $5,000,000 ($5,000,000 - $9,999,999.99)             0.70%        .0583%
    Your next $10,000,000 ($10,000,000 - $19,999,999.99)           0.60%        .0500%
    Your next $20,000,000 ($20,000,000 - $39,999,999.99)           0.55%        .0458%
            Subsequent amounts ($40,000,000+)                          Customized Fee
 This is a tiered/blended fee schedule, the asset management fee is calculated by applying
 different rates to different portions of the portfolio. LifeGoal Investments may group
 certain related Client accounts for the purposes of achieving the minimum account size and
 determining the annualized fee.
 For example (based on monthly billing period):
 Client with $2,500,000 under management would pay $1,915.99 on an monthly basis.
               AUM                  Monthly fee        Total
               First $999,999.99 x 0.0791% =           $790.99
               Next $1,500,000      x 0.0750% =        $1,125.00
               Grand total for the month               $1,915.99
 The annual fee is negotiable based upon certain criteria (e.g., historical relationship, type of
 assets, anticipated future earning capacity, anticipated future additional assets, dollar
 amounts of assets to be managed, related accounts, account composition, negotiations with
 Clients, etc.). LifeGoal Investments considers cash to be an asset class, and as such is
 included in fee calculations. Also, to be noted, at times fees will exceed the money market
 yield. Fees are billed monthly in arrears based on the amount of assets managed as of the
 close of business on the last business day of the previous month. If margin is utilized, the
 fees will be billed based on the gross asset value of the account.
 As part of your overall portfolio, LifeGoal may also recommend you invest in alternative
 investments including pooled investment vehicles managed by third parties. Clients who
 invest in private funds pay both a management fee to LifeGoal and separate management
 fees to the Advisers to those private funds.

LifeGoal Investments may also utilize the services of a Sub-Advisor to manage Clients’
investment portfolios by executing a Sub-Advisor agreement with other registered
investment advisor firms. When using Sub-Advisors, the Client will pay additional fees
depending on the account value, investment style and types of securities used. The Sub-
Advisors fees will be disclosed to and acknowledged by the Client in LifeGoal Investments’s
Investment Advisory Agreement. The Sub-Advisor’s fees and the custodian’s fees are not
included in the fees charged by LifeGoal Investments. Sub-Advisor may directly deduct
their portion of the fee separately from LifeGoal Investments.
Lower fees for comparable services may be available from other sources. Clients may
terminate their account within five (5) business days of signing the Investment Advisory
Agreement with no obligation and without penalty. After the initial five (5) business days,
the agreement may be terminated by LifeGoal Investments with thirty (30) days written
notice to Client and by the Client at any time with written notice to LifeGoal Investments. If
cash and/or securities are deposited into or withdrawn from an existing account mid
billing period a prorated fee will be charged for that portion of the account. For accounts
opened or closed mid-billing period, fees will be prorated based on the days services are
provided during the given period. All unpaid earned fees will be due to LifeGoal
Investments. Client shall be given thirty (30) days prior written notice of any increase in
fees. Any increase in fees will be acknowledged in writing by both parties before any
increase in said fees occurs.
ASSETS UNDER ADVISEMENT
LifeGoal Investments charges an annual investment advisory fee based on the total assets
under advisement as follows:
                Assets Under Management                       Annual Fee    Monthly Fee
           First $999,999.99 ($0-$999,999.99)                   0.95%         .0791%
   Your next $2,000,000 ($1,000,000 - $2,999,999.99)            0.90%         .0750%
   Your next $2,000,000 ($3,000,000 - $4,999,999.99)            0.80%         .0666%
   Your next $5,000,000 ($5,000,000 - $9,999,999.99)            0.70%         .0583%
  Your next $10,000,000 ($10,000,000 - $19,999,999.99)          0.60%         .0500%
  Your next $20,000,000 ($20,000,000 - $39,999,999.99)          0.55%         .0458%
          Subsequent amounts ($40,000,000+)                         Customized Fee
This is a tiered/blended fee schedule, the asset management fee is calculated by applying
different rates to different portions of the portfolio. LifeGoal Investments may group
certain related Client accounts for the purposes of achieving the minimum account size and
determining the annualized fee.
For example (based on monthly billing period):
Client with $2,500,000 under management would pay $1,727.49 on an monthly basis.
             AUM                  Monthly fee        Total
             First $999,999.99 x 0.0791% =           $790.99
             Next $1,500,000      x 0.0750% =        $1,125.00
             Grand total for the month               $1,915.99

The annual fee is negotiable based upon certain criteria (e.g., historical relationship, type of
...

Item 7: Types of Clients
Description
 LifeGoal Investments generally provides investment advice to individuals, high net worth
 individuals or business entities. Client relationships vary in scope and length of service.
Account Minimums
 LifeGoal Investments requires a minimum of $500,000 to open and maintain an account. In
 certain instances, the minimum account size may be lowered or waived.