Capstone Wealth Partners Ltd

Item 5: Fees and Compensation
  A.​ Discretionary Investment Management.
      Adviser is compensated for its discretionary investment management by fees charged based on a
      client’s assets under management with Adviser pursuant to the table below:​

           Client Assets Under Management                                 Annual Fee Percentage
                For the first $0 to $500,000                                      1.00%
           For the next $500,001 to $1,000,000                                    0.75%
          For the next $1,000,001 to $5,000,000                                   0.50%
            For any amount above $5,000,000                                       0.25%

      To the extent a Third-Party Adviser (such as FPAS) has been retained to manage all or a portion
      of a client’s account, the client will pay an additional asset-based fee to FPAS that typically
      follows the schedule below, billed at the same time and using the same calculation methodology
      as set forth above:​

             Client Assets Under Management                        Annual Fee Percentage
                  For the first $0 to $500,000                               0.50%
            For the next $500,001 to $1,000,000                              0.20%
           For the next $1,000,001 to $5,000,000                             0.15%
              For any amount above $5,000,000                                0.10%
                ​
      The investment management fees set forth above reflect a “tiered” or “blended” fee schedule,
      which means that different annual fee percentages will apply to different ranges of client assets
      under the management of Adviser and FPAS. Fees are deducted in advance on a quarterly basis
      from clients’ assets and based upon the market value of such assets designated to be under
      Adviser’s and FPAS’ management, advisement, and/or supervision as of the last business day of
      the prior calendar quarter.​
      ​
      Initial fees are prorated upon the commencement of our engagement. Prepaid but unearned fees
      will be refunded to the client on a prorated basis upon termination of our engagement, and unpaid
      but earned fees will be charged to the client upon termination of our engagement. Fees are also
      prorated for intra-quarter client deposits and withdrawals.​

  B.​ Financial Planning.

          a.​ Foundations Plan.​

              In consideration of its project-based financial planning services, Adviser charges a
              one-time flat fee that is generally based on family makeup as set forth below:​

                                Client Type                                    Plan Fee
              Individual                                                         $1,500
              Individual (with dependent children)                               $2,000
              Couple (with no dependent children)                                $2,000
              Family                                                             $2,500
              ​
              A Foundations Plan service may be terminated, at any time and for any reason, by either
              party. If such termination occurs, the fee will be prorated and/or refunded at the time of
              termination based on the number of meetings that have occurred in the Foundations Plan
              3-meeting process. For example, a client that pays a Foundations Plan fee of $1,500 and
              a termination occurs after one of three meetings, then $1,000 (two-thirds) will be
              refunded.

                                    Date of Brochure: February 23, 2026

        b.​ Capstone Financial Planning.​

            Capstone Financial Planning is offered in the form of a monthly subscription but is only
            made available after the completion of a Foundations Plan. The monthly flat fee will be
            based on the family size, the complexity of the case, and the needs of the client. This
            service may be terminated, at any time and for any reason, by either party, upon written
            notice to the non-terminating party. Fees are generally charged monthly in arrears
            pursuant to the base rates as set forth below: ​

                              Client Type                                Base Monthly Fee
            Individual                                                         $200
            Individual (with dependent children)                               $250
            Couple (with no dependent children)                                $250
            Family                                                             $300
            ​
            The monthly flat fee may be higher due to the specific financial situation, complexity, and
            needs of the client (e.g., divorce, business ownership, recently widowed, estate settling,
            and special needs planning). Monthly flat fees are generally not subject to a full or partial
            refund if Capstone Financial Planning services are terminated by a client before the end
            of a month.​
            ​
            For so long as a client maintains a minimum amount of assets under our management,
            we may offer to waive the separate monthly Capstone Financial Planning fees that would
            otherwise apply. The amount of assets required to be under our management to qualify
            for the waiver varies based on the type of client as set forth below:​

                              Client Type                       Minimum AUM Required for Waiver
            Individual                                                      $250,000
            Individual (with dependent children)                            $300,000
            Couple (with no dependent children)                             $300,000
...

Item 7: Types of Clients
Adviser generally provides its services to individuals, high-net-worth individuals, and business entities.
Adviser does not require a minimum account value to open or maintain an account. Please note that the
Third-Party Advisers retained by Adviser may separately impose minimum account value requirements.

                                       Date of Brochure: February 23, 2026