Cerity Partners Retirement Plan Advisors LLC

Item 5 – Fees and Compensation
Retirement Plan Consultants
   The type and amount of the fees charged to the client are negotiable and are generally based on the size
   and complexity of the Plan, the number of Plan participants, the location of the participants, the estimated
   number of meetings required, and other factors that may be deemed relevant by RPC when negotiating with
   the client. An estimate of the total cost will be determined at the start of the advisory relationship. The agreed
   upon fee will be deducted from Plan assets or directly billed each quarter.
   RPC charges an annualized fee of up to 1.00% of the Plan's assets, as valued by a third-party pricing service
   that we believe to be reliable, with a minimum annual fee of $15,000, for the services described above. In
   lieu of an asset-based fee, RPC may charge a fixed fee based on the scope of the engagement. Generally,
   a fixed fee will not exceed 1.00% of the Plan's assets unless there are special circumstances warranting a
   higher fee, such as Plan assets being less than $2,000,000. Minimum fees may have the effect of making
   RPC’s service impractical for certain Plans if the fee is paid from Plan assets. RPC, in its sole discretion,

                                                         Cerity Partners RPC/CPIC Form ADV Part 2A – April 21, 2026

   retains the right based upon criteria (e.g., assets under management) or otherwise in their discretion to
   reduce, lower or waive fees, waive minimums on fees, provide lowest available fee arrangement, or allow
   credit or offsets relating to certain types or specified amount of expenses with respect to certain clients.
   Additionally, certain third-party managers recommended by RPC may impose more restrictive account
   requirements and use different billing practices from those of RPC. In these cases, RPC may alter its account
   requirements and/or billing practices to accommodate the third-party manager. RPC will charge a prorated
   fee for any accounts initiated or terminated during a calendar quarter.
   RPC’s fees are exclusive of, and in addition to, charges imposed by record keepers, plan administrators,
   custodians, brokers, third party investment managers, deferred sales charges, odd-lot differentials, transfer
   taxes, wire transfer and electronic fund fees, and other fees and taxes on brokerage accounts and securities
   transactions. In addition, mutual funds, and exchange-traded funds charge internal management fees, which
   the fund discloses in its prospectus. RPC will not share in any of these additional fees.
   RPC may establish certain client relationships through its affiliate Cerity Partners’ merger, acquisition and
   adviser recruiting efforts. To accommodate transitions from a prior investment adviser to RPC, the RPC fees
   may be subject to the pre-existing agreement entered into with their prior investment adviser. As a result,
   some clients or Plans may pay higher or lower rates than RPC’s current advisory fee rate, and the associated
   billing arrangements may differ from those of RPC.
   Recommendations that RPC’s affiliates make involving employer retirement Plans subject to Retirement
   Regulations are subject to a separate fiduciary duty under the applicable Retirement Regulations.
   Recommendations that are covered under Retirement Regulations include recommendations to
   rollover/transfer and/or to enroll in an IRA. When RPC’s affiliates provide these recommendations, the
   additional fee charged by RPC’s affiliate for such recommendations creates a conflict of interest. RPC and
   its affiliates have internal policies and procedures designed to act in their clients’ best interest and disclose
   such conflicts through this Brochure and otherwise. Prior to rolling over or transferring assets into an IRA,
   Plan participants should consider the features and costs charges associated with consolidating the assets
   into one account. Plan participants should consider all the options prior to rolling over Plan assets, such as
   the ability to leave assets in a current Plan, withdraw cash options, or rollover the assets into a new
   employer’s plan if rollovers are permitted. Plan participants should compare the differences in investment
   options, services, fees and expenses, withdrawal options, required minimum distributions, other plan features
   and tax treatment when considering a transfer/rollover into an IRA.
CP Institutional Consulting
   CPIC derives 100% of its compensation from retainer agreements between the firm and our clients. These
   arrangements can be a flat annual retainer fee, a percentage of assets under advisement or management
   (dependent upon the discretionary or non-discretionary nature of the relationship), hourly rates, or a
   combination of these arrangements. Management fees based on assets under management range between
   0 and 50 basis points.
   The fee structure for each client relationship is based on considerations such as the type of asset pool and
   types of fund holdings, while also taking account of the management structure, the complexity of the servicing
   requirement, and consultant time and travel expenses.
   We may deduct fees from assets or bill them to the client, based on the client’s preference. We bill monthly
   or quarterly in arrears and Clients typically pay within 30 days of presentation of an invoice. Client fees may
   be paid by check, EFT, or direct debit, as authorized by the client. Should a client elect to terminate a
   consulting or asset management relationship with us, we require 30-day written notice. CPIC allows clients
   to terminate the relationship, without fees, if the termination notice is received within five days of the initial
   contract signing. While we typically establish payment of fees in arrears, If a client elected to pay fees in
...

Item 7 – Types of Clients
Retirement Plan Consultants
   RPC provides its services to the plan sponsors who sponsor defined benefit, defined contribution and non-
   qualified deferred compensation plans including 401(k) plans, 403(b) plans, corporate pension plans and
   profit-sharing plans.

CP Institutional Consulting
   CPIC holds client relationships with a wide variety of institutional client types (including corporate, public,
   private, Taft-Hartley, non profit organizations and endowments), and the type of funds being managed
   (endowment and foundation funds, operating assets, and health & welfare, defined benefit, and defined
   contribution plan assets and other categories of ERISA and non-ERISA retirement funds).

                                                       Cerity Partners RPC/CPIC Form ADV Part 2A – April 21, 2026