Clarity Capital Advisors LLC

Item 5: Fees & Compensation

    Compensation for Our Advisory Services

    Flat Fee, Fee Only Comprehensive Wealth Management:

    Our firm’s fees are an annual flat fee of $9,000 for continuous asset management and financial
    planning services, not to exceed 2% of assets under management. Flat fees are billed on a pro-rata
    basis quarterly in arrears. Fees may be negotiable and will be deducted from client account(s).

         a) The client’s independent custodian (Charles Schwab & Co. Inc) sends statements at least
            quarterly showing the market values for each security included in the Assets and all account
            disbursements, including the amount of the advisory fees paid to our firm;
         b) Clients will provide authorization permitting our firm to be directly paid by these terms. Our
            firm will send an invoice directly to the custodian; and
         c) If our firm sends a copy of our invoice to the client, a legend urging the comparison of
            information provided in our statement with those from the qualified custodian will be
            included.

    As a gesture of goodwill, some longstanding clients pay lower fees than current standard rates. From
    time to time we may increase fees to support operational efficiency and client service. We attempt to
    keep these increases to a minimum. Clients will be required to sign a new advisory agreement prior
    to any fee increase.

    Retirement Plan Consulting:

    Our firm’s fees are on a flat fee basis with a maximum of $25,000 for retirement plan consulting services
    based on the following criteria:

         •    Number of participants
         •    ERISA 3(21) or 3(38) fiduciary status
         •    Location(s)

    In some cases, there may be an additional per participant fee of up to $100. Flat fees are calculated at
    the time the agreement is signed and are billed on a pro-rata basis quarterly in arrears. Fees are
    negotiable and will be deducted from client account(s). In some cases, we will agree to direct bill
    clients. The fee-paying arrangements for Retirement Plan Consulting service will be determined on a
    case-by-case basis and will be detailed in the signed consulting agreement.

    Other Types of Fees & Expenses

    Clients will incur transaction charges for trades executed in their accounts by their custodian via
    individual transaction charges. These transaction fees are separate from our firm’s advisory fees and
    will be disclosed by the chosen custodian. Charles Schwab currently does not charge transaction fees
    for U.S. listed equities and exchange traded funds. Clients may also pay charges imposed directly by
    a mutual fund, index fund, or exchange traded fund, which shall be disclosed in the fund’s prospectus

ADV Part 2A – Firm Brochure                           Page 6                               Clarity Capital Advisors, LLC

    (i.e., fund management fees and other fund expenses). Our firm does not receive a portion of these
    fees.

    Termination & Refunds

    Either party may terminate the advisory agreement signed with our firm for Comprehensive Wealth
    Management services in writing at any time. Upon notice of termination pro-rata advisory fees for
    services rendered to the point of termination will be charged. If advisory fees cannot be deducted,
    our firm will send an invoice for due advisory fees to the client.

    Either party to a Retirement Plan Consulting Agreement may terminate at any time by providing
    written notice to the other party. Full refunds will only be made in cases where cancellation occurs
    within five (5) business days of signing an agreement. After five (5) business days from initial signing,
    either party must provide the other party thirty (30) days written notice to terminate billing. Billing
    will terminate 30 days after receipt of termination notice. Clients will be charged on a pro-rata basis,
    which takes into account work completed by our firm on behalf of the client. Clients will incur charges
    for bona fide advisory services rendered up to the point of termination (determined as 30 days from
    receipt of said written notice) and such fees will be due and payable.

    Commissionable Securities Sales

    Our firm and representatives do not sell securities for a commission in advisory accounts.

Item 7: Types of Clients & Account Requirements

    Our firm accepts the following types of clients:

         •    Individuals and High Net Worth Individuals;
         •    Trusts, Estates or Charitable Organizations;
         •    Pension, Profit Sharing and Employer Plans;
         •    Corporations, Limited Liability Companies and/or Other Business Types.

    We do not have a minimum account size requirement.

ADV Part 2A – Firm Brochure                        Page 7                                  Clarity Capital Advisors, LLC