Coastal Wealth Advisors LLC

Item 5 – Fees and Compensation

Fee Schedule
CWA’s portfolio management fees are a percentage of assets under management. Fees for financial
planning are fixed and are priced according to the degree of complexity associated with the client’s
situation.
Our fee schedule for Investment Advisory & Managed Account Services is:
Assets Under Management Range                   Annual Fee               Billed Monthly
Amounts up to $249,999.99                       1.50%                    0.1250%
$250,000 ‐ $749,999.99                          1.35%                    0.1125%
$750,000 ‐ $1,499,999.99                        1.15%                    0.0958%
$1,500,000 ‐ $2,999,999.99                      1.00%                    0.0833%
$3,000,000 ‐ $4,999,999.99                      0.85%                    0.0708%
$5,000,000 ‐ $9,999,999.99                      0.75%                    0.0625%
Amounts greater than $10,000,000                0.50%                    0.0417%

Above is our current fee schedule. We aggregate the household investable assets with our firm for
the purpose of achieving fee breakpoints. Fee ranges are not based on a tiered schedule; the
household assets under management will incur the same monthly fee rate. The fee is calculated using
the previous month’s ending value multiplied by the monthly percentage rate. Example: an account
valued at $250,000 is multiplied by 0.1125% to arrive at a $281.25 monthly fee. Current and/or
previous clients of CWA may have fee schedules that differ from those listed above. Fees are
negotiable based on client needs and circumstances.
CWA, in its sole discretion, may charge a lesser investment advisory fee based upon certain criteria
(e.g., historical relationship, type of assets, anticipated future earning capacity, anticipated future
additional assets, dollar amounts of assets to be managed, related accounts, account composition,
negotiations with clients, etc.).

Payment of Fees
Investment Advisory & Managed Account fees are billed monthly in advance, meaning that we
invoice your account before the monthly billing period has begun. The billed amount is calculated
by CWA and is based on the market value of your accounts on the last trading day of the previous
month. Payment in full is expected upon invoice presentation to the custodian. Fees are deducted
from the corresponding client account to facilitate billing.
Although the Investment Advisory & Managed Account Agreement is an ongoing agreement where
periodic adjustments are needed, the length of service to the client is at the client’s discretion; there
is no commitment. The client or CWA may terminate the agreement by written notice to the other
party. At termination, unearned advisory fees will be refunded to the client account on a pro‐rated
basis. The portfolio value at the completion of the prior full billing month is used as the basis for the

fee computation, adjusted for the number of days during the billing month prior to termination. For
new client relationships, the initial advisory fee is calculated based upon the value of the assets at the
end of the first month. The fee will be billed monthly thereafter in accordance with the description
above and may be prorated for the first month.
Contemporaneously with the execution of the Agreement, you will be asked to sign a fee payment
authorization that will allow the custodian of any of your account(s) to debit the account(s) the
amount of our service fees and remit the fee to us. The authorization will remain valid unless and
until we receive a written revocation of such authorization from you. The account statements sent to
you by the custodian (no less than quarterly) will show all transactions, including fee withdrawals.

Personal Financial Planning Services
Personal Financial Planning: We charge a flat fee for financial planning and consulting services that
range from $4,000 to $9,000 based on complexity of client circumstances, time and analysis needed,
and the overall scope of work. Clients pay 50% upon the execution of the financial planning
agreement and the remaining 50% upon delivery of the financial plan and/or consultative
recommendations.
All invoices and payments will be set up through online payment processing software and billed in
advance. Fees for Financial Planning are due upon receipt of the invoice.

Business Planning Services and Consulting
Quarterly Business Planning (business owners): a recurring quarterly fee of $3,000 shall be paid to
our firm for these services. This recurring quarterly fee covers all of the quarterly business and
personal planning and consulting outlined in the agreement for this service. The payment frequency
may be negotiated between CWA and the Client based on the Client’s needs.

Fees for Retirement Plan Consulting Services
The annual fee for our Retirement Plan Consulting Services is 0.20%. This fee will be calculated and
payable quarterly, in arrears, based on the market value of the plan assets on the last business day of
the month following the end of the quarter. If the Agreement becomes effective on a day that is not
the first day of the calendar quarter or terminates on a day that is not the last day of the calendar
quarter, the Fees for that quarter shall be prorated and the proper amount shall be promptly paid by
Plan Sponsor to Coastal Wealth or refunded by Coastal Wealth to Plan Sponsor, as necessary. CWA
does not deduct the fee, nor do we calculate the fee. NestEggs is responsible for calculating the fee
and remitting the fee to us.

Other Fees
In addition to our fees, you may be assessed other fees by parties independent of us. You may also
incur, relative to certain investment products (such as mutual funds), charges imposed directly at the
investment product level (i.e., advisory fees, administrative fees, and other fund expenses).
Brokerage fees/commissions/transaction charges charged to you for securities trade executions may
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Item 7 – Types of Clients
CWA provides investment advice to individuals, high‐net worth individuals, businesses and their
owners and other types of organizations. ERISA 3(21) retirement plan services are provided to Plan
Sponsors of qualified retirement plans. Client relationships vary in scope and length of service.