Colonial River Investments LLC

Item 5 – Fees and Compensation
 The following paragraphs detail the fee structure and compensation methodology for services provided by the
 Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written
 agreement with the Advisor.

 A. Fees for Advisory Services
 Investment Advisory Services
 Investment advisory fees are generally paid quarterly, at the end of each calendar quarter, pursuant to the terms of
 the investment advisory agreement. Fees are based on the market value of assets under management at the end of
 each calendar quarter. Investment advisory fees are charged as follows based on the executed agreement and fee
 option selected:
      • At an annual rate ranging from 0.25% to 1.95% depending on several factors, including the overall the size
         of the relationship, the inclusion of transaction fees and the complexity of the services to be provided.

     •   Based on the following tiered schedule:

                       Assets Under Management                                         Annual Fee
                            $25,000 - $249,999                                           1.60%
                           $250,000 - $499,999                                           1.45%
                           $500,000 - $749,999                                           1.30%
                          $750,000 - $1,249,999                                          1.15%
                         $1,250,000 - $4,999,999                                         0.95%
                         $5,000,000 - $9,999,999                                         0.75%
                        $10,000,000 - $24,999,999                                        0.55%
                              $25,000,000+                                               0.35%

 The investment advisory fee in the first quarter of service is prorated from the inception date of the Client’s
 account[s] to the end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. Certain Clients
 may be offered a fixed annual fee or alternative fee methodology. The Client’s fees will take into consideration the
 aggregate assets under management with the Advisor. All securities held in accounts managed by Colonial River
 will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the Custodian’s
 valuations to ensure accurate billing.

 Clients may make additions to and withdrawals from their account[s] at any time, subject to Colonial River’s right to
 terminate an account. Additions may be in cash or securities provided that Colonial River reserves the right to
 liquidate any transferred securities or decline to accept particular securities into a Client’s account[s]. Clients may
 withdraw account assets on notice to Colonial River, subject to the usual and customary securities settlement
 procedures. However, Colonial River designs its portfolios as long-term investments, and the withdrawal of assets
 may impair the achievement of a Client’s investment objectives. Colonial River may consult with its Clients about the
 options and ramifications of transferring securities. However, Clients are advised that when transferred securities are
 liquidated, they are subject to transaction fees, fees assessed at the mutual fund level (i.e., contingent deferred
 sales charge) and/or tax ramifications.

 The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and
 other related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the
 Advisor shall not receive any portion of these commissions, fees, and costs.

 Colonial River Premiere Solutions
 Colonial River Premiere Solutions Clients will be charged a fee ranging from .15% to 1.00% based on the level of
 service selected. The fees for this service are in addition to the investment advisory fees described above.

                                               Colonial River Investments, LLC
                                        d/b/a Colonial River Wealth Management, LLC
                                         Phone: (804) 335-1200 * Fax: (757) 599-9220
                                                    www.colonialriver.com

 Use of Independent Managers
 As noted in Item 4, the Advisor may implement all or a portion of a Client’s investment portfolio utilizing one or
 more Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation
 from an Independent Manager. The Advisor will only earn its investment advisory fee as described above. The
 Advisor will allocate a portion of the advisory fee collected to the Independent Manager pursuant to the terms of
 the executed agreement between the Advisor and the Independent Manager. The total blended fee, including the
 Advisor’s fee and the Independent Manager’s fee, will not exceed 2.50% annually.

 Third Party Access Platforms
 For assets managed through a third-party platform, the Client will incur additional fees charged directly by the
 third-party platform provider. Advisory fees apply to assets accessed and managed through the platform as part of
 the Client’s assets under management, as disclosed above, separate from the third-party platform fee. The
 Advisor does not receive any portion of these platform fees. Accordingly, the use of such platforms may increase
 the total fees paid by the Client.

 Financial Planning Services
 Colonial River offers financial planning services either on an hourly, fixed fee, or on an annual retainer basis. Hourly
 engagements are billed at a rate of up to $550. Fixed fees are negotiated based on the expected number of hours to
 complete the engagement at the Advisor’s hourly rate. Retainers are based on a negotiated annual fee billed
...

Item 7 – Types of Clients
 Colonial River offers investment advisory services to individuals, high net worth individuals, families, trusts,
 estates, and charitable organizations. The amount of each type of Client is available on the Advisor's Form ADV
 Part 1A. These amounts may change over time and are updated at least annually by the Advisor. Colonial River
 generally does not impose a minimum account size for establishing a relationship. However, smaller accounts
 may be subject to different investment selection and strategies.