Monarch Wealth Strategies

Item 5 – Fees and Compensation
Wealth Management Services
Wealth management services fees are negotiated with each client based on the individual client’s situation and
complexity at the start of the engagement. The maximum annual fee will not exceed 1.95% of the assets under
management, with a minimum fee of $7,500. The fee to be deducted directly from client accounts will be detailed
in the client’s signed Wealth Management Services Agreement or account documentation. MWS may direct bill

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clients upon request. Fees are billed on a pro-rata basis quarterly in advance based on the average daily
balance of the Client account(s). If accounts are opened during the quarter, the pro-rata advisory fees will be
deducted during the next regularly scheduled billing cycle.

Financial Planning and Consulting Services
Financial planning and consulting services fees are based on the individual client’s situation and complexity at the
start of the engagement. The maximum hourly fee to be charged will not exceed $1000, with a maximum flat fee
of $30,000. The fee to be assessed will be detailed in the client’s signed Financial Planning and Consulting Services
Agreement. MWS may require a retainer of fifty percent (50%) of the ultimate financial planning or consulting fee
at the time of signing. The remainder of the fee will be directly billed to the client upon completion and due within
thirty (30) days. Under no circumstances will we earn fees in excess of $500 more than six months in advance of
services rendered.

Financial Institution Consulting Services
MWS receives a consulting fee based on the assets under management from Brokerage Customers who have
provided written consent to broker-dealers to receive investment consulting service from MWS and have entered into
written advisory contracts with MWS. Consulting fees payable to MWS will not increase the total fees the client
must pay. Since the compensation MWS receives may differ depending on the agreement with each Brokerage
Customer, MWS may have an incentive to recommend one Brokerage Customer over another.

Fees paid by clients to Brokerage Customers are established and payable in accordance with the policies of each
Brokerage Customer. This information is contained in the applicable Brokerage Customer agreement the client
signs and any corresponding disclosure information.

Other Types of Fees and Expenses
The account custodian may charge fees in addition to and separate from our fees, regardless of whether a client
elects to implement recommendations made in a financial plan. Accounts may incur transaction costs, retirement
plan administration fees, mutual fund annual expenses or other fees. Clients should note that fees for comparable
services vary, and lower or higher fees may be charged by different providers for similar services.

Termination
Clients will have a period of five (5) business days from the date of signing an agreement to unconditionally rescind
the agreement and receive a full refund of all fees. Thereafter, either party may terminate an agreement by providing
the other party with thirty (30) days’ written notice. Upon termination, wealth management services fees will be
prorated to the date of termination, and any unearned portion will be refunded. For financial planning and consulting
services, clients will receive a pro-rata refund of unearned fees based on the time and effort expended by MWS at
the fee currently in effect.

Receipt of Additional Compensation
Associated persons of MWS do not receive brokerage or mutual fund trail commissions from the purchase or
sale of securities in advisory accounts. Additional information about brokerage costs and services is provided
in Item 12.

Item 7 – Types of Clients
MWS generally provides advisory services to affluent individuals/families, pension/profit sharing plans,
trusts/estates/charitable organizations, broker/dealers and businesses with investible assets of at least
$750,000.

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