MKT Advisors LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written
agreement with the Advisor.

A. Fees for Advisory Services
Investment advisory fees are paid quarterly, in advance of each calendar quarter, pursuant to the terms of the
investment advisory agreement. Investment advisory fees are based on the market value of assets under
management at the end of the prior calendar quarter. Investment advisory fees are based on the following schedule:

                            Assets Under Management ($)                  Annual Rate (%)
                            First $1,000,000                                 1.00%
                            Next $4,000,000                                  0.65%
                            Next $5,000,000                                  0.40%
                            $10,000,000 and over                             0.35%

Relationships with multiple objectives, specific reporting requirements, portfolio restrictions and other complexities and
factors may be charged a higher fee, ranging up to 1.50%.

The investment advisory fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed by
MKT Advisors will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the
Custodian’s valuation to ensure accurate billing.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees (if
applicable), and other related costs and expenses described in Item 5.C below, which may be incurred by the Client.
However, the Advisor shall not receive any portion of these commissions, fees, and costs.

Use of Independent Managers
As noted in Item 4, the Advisor may implement all or a portion of a Client’s investment portfolio utilizing one or more
Independent Managers. The Advisor does not receive or earn any compensation from any Independent Managers.
The Advisor will only earn its investment advisory fee as described above. An Independent Manager utilized by the
Advisor will charge the Client a fee that is in addition to the fee charged by the Advisor. The total blended fee,
including the Advisor’s fee and the Independent Manager’s fee paid by a Client, will typically not exceed 2.00%
annually.

Third-Party Access Platforms
For assets managed through a third-party platform, the Client is not charged any additional platform fees. The
Advisor bears the cost of the platform in order to service these Client assets. Advisory fees apply to assets
accessed and managed through the platform as part of the Client’s assets under management, as disclosed above.

                                                     MKT Advisors LLC
                                        2888 Loker Ave, Suite 103, Carlsbad, CA 92010
                                         Phone: (760) 658-8780 | Fax: (916) 459-1792
                                                  https://mktadvisorsllc.com

B. Fee Billing
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the
Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from
the Client’s account[s] at the start of each respective calendar quarter. The amount due is calculated by applying the
quarterly rate (annual rate divided by 365 days multiplied by the number of days in the upcoming quarter) to the total
assets under management with MKT Advisors at the end of the prior quarter. Clients will be provided with a
statement, at least quarterly, from the Custodian reflecting deduction of the investment advisory fee. Clients are urged
to also review and compare the statement provided by the Custodian, as the Custodian does not perform a verification
of the Advisor’s fees. Clients provide written authorization permitting advisory fees to be deducted by MKT Advisors to
be paid directly from their account[s] held by the Custodian as part of the investment advisory agreement and
separate account forms provided by the Custodian.

In certain circumstances, the Client may be billed directly, such as when the Client does not wish for funds to be
withdrawn from a particular managed account (e.g., retirement accounts, custodial accounts, etc.), but rather prefers
to send their quarterly fee payment by alternative means, such as a check or via the use of a third-party payment
platform utilized by the Advisor.

Use of Independent Managers – For Client accounts utilizing one or more Independent Manager, the Client’s overall
fees will include MKT Advisor’s investment advisory fee (as noted above) plus investment management fees and/or
platform fees charged by the Independent Manager. The Independent Manager will assume the responsibility for
calculating the Client’s fees and deducting all fees from the Client’s account[s].

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties, other than MKT Advisors, in connection with
investments made on behalf of the Client’s account[s]. The Client is responsible for all custody and securities
execution fees charged by the Custodian, as applicable. The Advisor's recommended Custodian does not charge
securities transaction fees for ETF and equity trades in a Client's account, provided that the account meets the
terms and conditions of the Custodian's brokerage requirements. However, the Custodian typically charges for
mutual funds and other types of investments. The fees charged by MKT Advisors are separate and distinct from
...

Item 7 – Types of Clients

MKT Advisors services the following types of Clients:

   •   Individuals and High Net Worth Individuals
   •   Trusts, Estates or Charitable Organizations and Foundations
   •   Pension and Profit-Sharing Plans
   •   Corporations, limited liability companies and/or other business types.

MKT Advisors generally welcomes new clients with portfolios in excess of $500,000. However, in its sole discretion
MKT Advisors may charge a lesser advisory fee or accept a new Client with lesser portfolio values based on certain
criteria, such as pre-existing financial planning Clients, anticipated future earning capacity of the Client, anticipated
future additional portfolio assets, related accounts, members of existing Client households or family members, etc.