Connecticut Wealth Management LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for investment management. Each Client shall sign
an Investment Advisory Agreement that details the responsibilities of CTWM and the Client.

A. Fees for Advisory Services
Financial Planning and Consulting Services
CTWM offers financial planning or consulting services typically on a fixed fee basis ranging up to $10,000, which may be negotiable
depending on the nature and complexity of each Client’s circumstances. Those financial planning or consulting clients also engaged
in our investment management services may be charged an annual percentage fee (versus fixed fee) based on their aggregate assets
under management with the Advisor. The Advisor’s fee is exclusive of, and in addition to, Custodian fees, transaction fees, and other
related costs and expenses associated with implementing the plan, which may be incurred by the Client. However, the Advisor shall
not receive any portion of these additional fees and costs. The financial planning or consulting services fee is determined after
considering many factors, such as the level and scope of the services. Certain clients may be charged a fee that differs from the fees
above. The Investment Advisory Fee may be negotiable at the discretion of the Advisor and is set out in the Investment Advisory
Agreement.

Retirement Plan Advisory Services
The Plan Sponsor will pay the Advisor a quarterly Investment Advisory Fee, payable in advance of each quarter, based on the fair
market value of Plan assets supervised by the Advisor at the end of the prior quarter. The fees in the first quarter of the agreement
shall be prorated from the inception date to the end of the first quarter. The Investment Advisory Fee may be negotiable at the
discretion of the Advisor and is set out in the Investment Advisory Agreement.

Investment Management Services
Investment Advisory Fees are typically structured on a tiered basis, with a reduced percentage rate based on reaching certain
thresholds. The maximum account fee is 1.35%. The Investment Advisory Fee may be negotiable at the discretion of the Advisor and
is set out in the Investment Advisory Agreement.

Investment Advisory Fees are paid quarterly in advance pursuant to the terms of the Investment Advisory Agreement. Investment
Advisory Fees are based on the market value of assets under management at the end of each calendar quarter. Adjustments may be
made for any deposits or withdrawals made during the quarter to ensure clients are only being charged for assets which have resided
in their account over time.

Investment Advisory Fees in the first quarter of service are prorated from the inception date of the account to the end of the first
quarter. The Client’s fees will take into consideration the aggregate assets under management with Advisor. Certain Clients may be
charged a fee that differs as noted. All securities held in accounts managed by CTWM will be independently valued by the designated
Custodian. CTWM generally relies on values and prices provided by independent custodians, portfolio accounting systems, pricing
vendors, fund sponsors, issuers, and other third-party sources, as applicable. CTWM does not ordinarily calculate security values
where market prices or third-party values are available. However, CTWM uses portfolio values in connection with client reporting and
advisory fee billing and maintains procedures reasonably designed to review those values for billing and reporting purposes.

Use of Independent Managers
For Client account[s] implemented through an Independent Manager, the Client’s overall fees may include CTWM’s investment
advisory fee (as noted above) plus advisory fees and/or platform fees charged by the Independent Manager[s], as applicable. The
Independent Manager may assume responsibility for calculating the Client’s fees and deducting all fees from the Client’s account[s].

In such instances, CTWM will not charge its fee separately on those assets.

Business Advisory and Consulting Services
Clients engaging CTWM for business advisory services will generally be billed quarterly in advance a flat fee for the service
provided. This fee will be agreed in a separate contract from the Investment Advisory Agreement used for managing client
assets on a discretionary basis.

B. Fee Billing
Financial Planning and Consulting Services
The Advisor’s fixed fee for Financial Planning and Consulting Services is billed by CTWM. Typically, half of the total engagement fee is
due at the time the Financial Planning Agreement is signed by the client and prior to the start of the engagement with the balance
due at the conclusion of the planning or consulting engagement.

Retirement Plan Advisory Services
Investment Advisory Fees for Retirement Plan Advisory Services may be directly invoiced to the Plan Sponsor or deducted from the
assets of the Plan.

Investment Management Services for 3rd Party Custodied Accounts
Investment Advisory Fees will be automatically deducted from the Client Account by CTWM. The amount due is calculated by CTWM.
Fees are calculated and billed quarterly, in advance, based on the value of assets, including cash, in each account at the end of the
prior quarter. Adjustments to the Investment Advisory Fee may also be made for any deposits or withdrawals made during the quarter
to ensure clients are only being charged for assets which have resided in their account over time. Clients will be provided with a
statement, at least quarterly, from the Custodian reflecting the deduction of the Investment Advisory Fee. It is the responsibility of
the Client to verify the accuracy of these fees as listed on the Custodian’s account statement as the Custodian does not assume this
responsibility. Clients provide written authorization permitting CTWM to be paid directly from their accounts held by the Custodian as
part of the Investment Advisory Agreement.
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Item 7 – Types of Clients

CTWM provides investment advisory services to the following types of Clients:
   • Individuals, Personal Trusts, and Estates – private investors investing their personal assets
   • Businesses (and their Retirement Plans), Not-For-Profit Organizations, and endowments

The relative percentage for each type of Client is available on CTWM’s Form ADV Part 1. These percentages will change over time.
CTWM’s minimum account size to implement or maintain its investment process is $2,500,000. This requirement may be waived

depending on the scope of the engagement.