Coordinated Financial Planning Corp

Item 5    Fees and Compensation

                  Investment Supervisory Services ("ISS") Portfolio Management Fees

The annualized fee for Portfolio Management Services (Model and Individual) will be charged as a
percentage of assets under management, according to the following schedule:

                  Assets Under Management                            Annual Fee
                          $0 - $1,000,000                               1%
                      $1,000,001 - $2,000,000                          .75%
                      $2,000,001 - $3,000,000                          .50%
                           >$3,000,000                               Negotiable

Our fees are billed in arrears at the end of each calendar quarter based upon the value (market value or
fair market value in the absence of market value), of the client's account at the end of the previous
quarter. Fees will be debited from the account in accordance with the client authorization in the Client
Services Agreement.

A minimum of $200,000 of assets under management is required for this service. This account size may
be negotiable under certain circumstances. Coordinated Financial Planning may group certain related
client accounts for the purposes of achieving the minimum account size and minimizing the annualized
fee (Family Aggregation).

                                           Financial Planning Fees

Coordinated Financial Planning's Financial Planning fee is determined based on the nature of the
services being provided and the complexity of each client's circumstances. All fees are agreed upon prior
to entering into a contract with any client.

Financial Planning Fee Offset: Coordinated Financial Planning reserves the discretion to reduce or
waive the minimum fixed fee if a financial planning client chooses to engage us for our Portfolio
Management Services and plan maintenance.

Clients are billed quarterly in arrears.

                                            General Information

Termination of the Advisory Relationship: A client agreement may be canceled at any time, by either
party, for any reason upon receipt of 30 days written notice unless terminated at the end of a twelve
(12) month period (anniversary date).

Mutual Fund Fees/Institutional Fund Fees: All fees paid to Coordinated Financial Planning for
investment advisory services are separate and distinct from the fees and expenses charged by mutual
funds and/or ETFs to their shareholders. These fees and expenses are described in each fund's
prospectus. These fees will generally include a management fee, other fund expenses, and a possible
distribution fee. Our normal practice is to choose funds from a Charles Schwab Institutional format.
These funds can normally be purchased or sold with no front-end or back-end commissions. Under
certain circumstances, there may be charges for short-term redemption fees of 3 months or less. We
endeavor to choose funds for our portfolios that have minimal internal fees. In fact, internal fees and
expenses have a large weighting in our criteria when we choose each individual fund. These internal
expenses and fund fees can vary based on what the fund is invested in. When we discuss a
recommended model for a client, we discuss the internal expenses that the fund and portfolio has. A
client could invest in a mutual fund directly, without our services. In that case, the client would not

receive the services provided by our firm which are designed, among other things, to assist the client in
determining which mutual fund or funds are most appropriate to each client's financial condition and
objectives. Accordingly, the client should review both the fees charged by the funds and our fees to fully
understand the total amount of fees to be paid by the client and to thereby evaluate the advisory
services being provided.

Additional Fees and Expenses: In addition to our advisory fees, clients are also responsible for the fees
and expenses charged by custodians and imposed by broker dealers, including, but not limited to, any
transaction charges imposed by a broker dealer with which an independent investment manager effects
transactions for the client's account(s). Please refer to the "Brokerage Practices" section (Item 12) of this
Form ADV for additional information. This normally occurs when we sell a client's current stock position
to rollover into our portfolio. We endeavor to get the lowest commissions possible for our clients.

Grandfathering of Minimum Account Requirements: Pre-existing advisory clients are subject to
Coordinated Financial Planning's minimum account requirements and advisory fees in effect at the time
the client entered into the advisory relationship. Therefore, our firm's minimum account requirements
will differ among clients.

ERISA Accounts: Coordinated Financial Planning is deemed to be a fiduciary to advisory clients that are
employee benefit plans or individual retirement accounts (IRAs) pursuant to the Employee Retirement
Income and Securities Act ("ERISA"), and regulations under the Internal Revenue Code of 1986 (the
"Code"), respectively. . As such, our firm is subject to specific duties and obligations under ERISA and the
Internal Revenue Code that include among other things, restrictions concerning certain forms of
compensation. To avoid engaging in prohibited transactions, Coordinated Financial Planning may only
charge fees for investment advice about products for which our firm and/or our related persons do not
receive any commissions or 12b-1 fees.

Advisory Fees in General: Clients should note that similar advisory services may (or may not) be
available from other registered (or unregistered) investment advisers for similar or lower fees.

Item 7    Types of Clients

Coordinated Financial Planning provides advisory services to the following types of clients:

    •    Individuals (other than high net worth individuals)
    •    High net worth individuals
    •    Pension and profit sharing plans(other than plan participants)
    •    Charitable organizations