GBM Wealth Management Inc

ITEM 5: FEES, COMPENSATION AND TERMINATION OF SERVICES

A. Description of Compensation and Basic Fee Schedule

GBM Wealth’s annual advisory fee ranges from 0.25% to 1.75% of net asset value, depending on
account size, complexity, and other factors. The specific fee applicable to each client will be set
forth in the client’s advisory agreement. All advisory fees are negotiable. The specific fee the client
will be charged will be outlined in the client’s specific advisory agreement. These fees are payable
monthly in arrears, calculated as described below. It should be noted that all advisory fees are
negotiable.

To the extent affiliated funds, equities or corporate bonds are selected to fill overall components
of the objective strategy, the amounts invested in these products will be excluded when calculating
the advisory fee payable to GBM Wealth. Fees are calculated daily using the Net Asset Value of
the Account at the end of each day. The calculation of the aforementioned Advisory Fee shall be
based upon a 365-day year. The amounts to be paid will be the result of adding up the daily fees
from the days in the billing period. Fees for weekends and other non-business days shall be
calculated based on the net asset value of the managed accounts on the immediately previous
business day. This number is then divided by 365 and then multiplied by 1% or the agreed upon
rate and then by the number of days in the billing period. Accounts opened in mid-month will be
assessed a pro-rated management fee. Fees for the initial month will be adjusted pro-rata based
upon the number of calendar days in the calendar month that the Agreement goes into effect. It
should be noted that the fee charged on cash or equivalent assets may be greater than the annualized
yield on such assets.

Xendia Sub-Advisory Accounts- Fee Schedule:

   For client accounts sub advised by Xendia Wealth LLC (CRD#157973) and custodian at
   Interactive Brokers, advisory fees are charged monthly in arrears based on a tiered fee structure
   applied to the month-end asset value of the client’s account(s), as reflected on the custodial
   account statement. The client fee schedule for Xendia Wealth account(s) is as follows:

       •   For clients with less than $50,000 in AUM, the annual advisory fee is 1.65% of the
           Asset Value of the account.

       •   For clients with $50,001 to $100,000 in AUM, the annual advisory fee is 1.40% of the
           Asset Value of the account.

       •   For clients with $100,001 to $200,000 in AUM, the annual advisory fee is 1.20% of the
           Asset Value of the account.

       •   For clients with more than $200,001 in AUM, the annual advisory fee is 1.00% of the
           Asset Value of the account.
   Advisory fees for Xendia accounts are automatically calculated and debited monthly by
   Interactive Brokers directly from the client’s account and credited to Xendia’s account at
   Interactive Brokers. Xendia then apportions the advisory fee between GBM Wealth and Xendia

   on a monthly basis in accordance with their sub-advisory agreement.

   The advisory fee is calculated daily based on the ending market value of the assets in the
   account. Interactive Brokers applies the applicable tiered annual rate to the ending market value
   and divides by 252 business days to derive the daily fee amount. The fee charged to the client
   is the sum of daily fee calculations for the billing period.

   In addition to the advisory fee, Interactive Brokers may deduct trading and operational costs
   (“Trading and Operation Costs”) from the client accounts in connection with the execution of
   transactions. These costs are charged by Interactive Brokers and are separate from and in
   addition to the advisory fee described above. Clients should review their Interactive Brokers
   account statements carefully to identify all charges, including trading and operational costs.

Xendia Wealth Sub-Advisory Compensation:

   GBM Wealth compensates Xendia from the advisory fees received from clients whose
   accounts are managed by Xendia. The compensation paid to Xendia represents a percentage
   of the total advisory fees collected from applicable client accounts, apportioned based on GBM
   Wealth’s total regulatory assets under management as follows:

       •   When GBM Wealth’s total AUM is $0 to $300 million, Xendia receives 24% of the
           advisory fees attributable to the Xendia managed accounts.

       •   When GBM Wealth’s total AUM is $$300 million to $500 million, Xendia receives
           20% of the advisory fees attributable to the Xendia managed accounts.

       •   When GBM Wealth’s total AUM exceeds $500 million, Xendia receives 15% of the
           advisory fees attributable to the Xendia managed accounts.

   This compensation arrangement is paid solely from the advisory fees GBM Wealth collects
   from clients and does not result in any additional charge to clients above the advisory fee
   schedule described above. Clients should be aware, however , that this arrangement creates a
   conflict of interest in that GBM Wealth has a financial incentive to direct client assets to Xendia
   managed accounts. GBM Wealth believes this conflict is mitigated by its obligation to act in
   each client’s best interest and its process for evaluating the suitability of Xendia’s services for
   each client’s individual circumstances.
For certain clients, fees may be subject to change with thirty (30) days prior written notice. If the
client does not want to be bound by the new fee schedule, they should notify the Firm to discuss
the available options. Notwithstanding the above, certain clients of the Firm with pre-existing
relationships may initially be charged fees which are less than those set out above. With regard to
employee related accounts and certain other accounts, the fees may be less, depending upon a
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ITEM 7: TYPES OF CLIENTS
GBM Wealth provides investment advisory services to individuals, investment companies, trusts,
corporations and other business entities. In general, we require a minimum of $10,000 to open and
maintain an advisory account on an electronic platform and we require a minimum of $250,000 to
open an account on other platforms. At our discretion, we may waive this minimum account size. For
example, we may waive the minimum if you appear to have significant potential for increasing your
assets under our management.