Copperleaf Capital LLC

ITEM 5 FEES AND COMPENSATION

In addition to the information provided in Item 4 - Advisory Business, this section provides additional details
regarding our services. It also provides information about each service’s fees and compensation arrangements.

Lower fees for comparable services may be available from other sources.

OUR FEES - FINANCIAL PLANNING

We provide financial planning services for a fixed fee. We charge you the fixed fee for our services annually under
this arrangement.

The fee we charge each client varies because every client’s needs are different. Usually, the initial, first-year
financial planning fee is a fixed amount that ranges between $1,500 and $4,000, but this amount can sometimes
be significantly higher. It depends on each client’s specific circumstances. We will always present the proposed
financial planning fee to you before entering into any contract and before invoicing you for financial planning
services.

We may require you to pay a portion of the initial, first-year financial planning fee as a retainer. This allows us to
reserve the time we need to complete your financial plan. Retainers are non-refundable. In cases like these, you
will pay the remainder of the initial, first-year financial planning fee when we deliver the financial plan.

If you are also a portfolio management client, we may present you with the option of paying your financial
planning fees by permitting us to deduct them from your account. In this arrangement, the financial planning fee
will be added to the portfolio management fee and the combined amount will be paid to us by the qualified
custodian that holds your account.

You may renew your financial planning services with us at the conclusion of your initial, first-year engagement.
We bill renewing clients the whole amount of their second-year fee in July. Half of this amount represents a
payment in arrears for services rendered between January and June. The remaining half represents a payment in
advance for services rendered between July and December.

You may terminate your financial planning relationship with us prior to the second year, or prior to the beginning
of any subsequent years. We will not charge you a fee for the upcoming year.

If you decide to terminate your relationship with us, you should do so within 5 business days from the beginning
of a calendar year on January 1st. That is because continuing clients (second year or subsequent) who terminate
after the beginning of the calendar year (i.e., January 1) will be invoiced for a prorated portion of their annual fee
up to the termination date for any period between January 1 and June 30. We will refund clients who terminate
the relationship anytime between July 1 and December 31 the prorated, unused portion of the annual fee
invoiced and paid after July 1.

Copperleaf never requires payment of more than $1,200 in fees more than six months in advance.

OUR FEES - PORTFOLIO MANAGEMENT

Our Portfolio management fee for new clients is variable and it is based on the aggregate market value of your
account. It is a percentage of assets under management and ranges from 0.25% to 2.00% per year. Generally, the
larger your account, the smaller the variable investment management rate will be.

It is important to note that the variable investment management fee is negotiable. We have the discretion to
negotiate fees higher, or lower, within the range described above. Whether we decide to offer you a different
rate depends on various factors. Some factors that influence our decision to offer you a different rate for either
account maintenance or portfolio investment services can include, amongst other things:

    1.   The complexity of your account;
    2.   Any unusual investment restrictions that you have placed on your account;
    3.   Our estimation of the future level of assets that you might ask us to manage; and
    4.   Your reporting needs.

We offer significant discounts on account maintenance and investment management fees to associated persons
and their friends which are not available to our other clients.

Usually, we deduct the combined portfolio management fees from your account monthly in advance, and they
are paid to us by the qualified custodian that holds your account. The contract between you and Copperleaf will
contain the exact fee schedule for your account, and the timing and method by which we receive our portfolio
management fee.

Similarly, portfolio management fees for held-away accounts will be contained in the contract between you and
Copperleaf, which will contain the exact fee schedule and timing for your held-away accounts. Portfolio
management fees for held-away accounts will be added to our regular portfolio management fee and will be paid
to us by the qualified custodian that holds your account. We pay a fee to the technology provider that we engage
to facilitate this service, which we absorb so that your portfolio management fees are consistent between regular
portfolio management accounts and held-away accounts.

In the event that the only assets you have with Copperleaf are held-away accounts, we will send you an invoice
for held-away portfolio management fees directly according to the schedule and timing contained in our contract
with you.

If you choose to participate in the Dimensional UMA program, you will pay an additional fee to Dimensional who
will provide investment management services for your account. This fee is separate from Copperleaf’s advisory
fee. Copperleaf doesn’t receive any portion of the sub-advisory fee. Dimensional’s sub-advisory fees are generally
0.29% per annum, subject to a $250 per year minimum, and shall be debited quarterly in arrears directly from
your custody account.

In order to provide our portfolio management services to you, we will buy and sell securities in your account.
Often, these transactions will incur brokerage commissions and other transaction costs. You can read more about
...

ITEM 7 TYPES OF CLIENTS

We do not impose any account minimums. We provide advisory services to the following types of clients:

   1.   Families
   2.   Individuals
   3.   High net worth individuals
   4.   Pension, profit sharing and 401(k) plans
   5.   Charitable organizations
   6.   Corporations and other businesses