Trinity Wealth Advisors LLC

Item 5 – Fees and Compensation

General Fee Information

Fees and the assets they apply to are disclosed to the client before entering into any
advisory services contract and may be subject to change. Fees are usually payable
quarterly in advance, although on some platforms and in some other instances fees may be
payable in arrears. Fees are generally deducted from a client’s account, although in some
cases may be direct billed. All Trinity fees are negotiable based on the scope of the
engagement. Upon termination, any unearned fees are returned, prorated for the time
period not utilized. Depending on the platform used, accounts will generally incur
incidental fees (custodial, transaction, program, etc.) which are in addition to Trinity’s fee,
but these fees will be fully disclosed to the client if applicable.

Trinity's fee rate may be as high as 1.35% of assets it oversees and/or is under
management, but it is frequently less depending on the services rendered, the value of the
assets managed, and whether outside managers are used. All fees paid to Trinity are
separate and unrelated to any fees or expenses assessed by mutual funds or exchange
traded funds, or to any trade commission charged by an account custodian. Information
pertaining to fund-generated fees and expenses can be found in mutual fund and exchange

traded fund prospectuses. Custodial fees range from 0.0% to 0.25% depending on the
custodian used and as mentioned above are in addition to Trinity’s fees. Trinity does not
receive any portion of the custodial fees.

Depending upon the complexity of the task(s), the client is charged a fee based on the
assets that we oversee even if we do not hold those assets with our preferred custodians.
Such assets might include mutual funds, exchange traded funds, individual securities,
variable annuity sub-accounts, private placements, money market funds, etc. Further
consideration will be given to overall fees incurred by the client, and adjustments can be
made, for example, if more or less work is required to service the account.

Investment Management retainers are also available to emerging wealth clients or for
special situations and are typically charged on a quarterly basis. Investment Management
retainer fees are negotiable.

You will pay fees and costs whether you make or lose money on your investments. Fees and
costs will reduce any amount of money you make on your investments over time. Please
make sure you understand what fees and costs you are paying.

Outside Investment Managers

Trinity often recommends or selects outside investment managers that provide specialized
discretionary management of Client portfolios. Outside managers can be retained under a
sub-advisory arrangement, under a third party investment management arrangement, or
using a direct mutual fund platform. When a sub-advisor is recommended or selected, the
applicable fee paid by the Client will be subject to a sub-advisory agreement between
Trinity and the sub-advisor and will be disclosed in advance. When a third party manager
is recommended or selected, the applicable fee paid by the Client will be subject to a third
party management agreement between the Client and the third party manager and will be
disclosed in advance. Third party management arrangements may be made directly or
through outside provider platforms. When a direct mutual fund platform is recommended
or selected, the applicable fee paid by the Client will be subject to the fund’s expense ratio
and the fee debiting arrangement made between the fund and Trinity, both of which will be
disclosed in advance.

Third-party investment managers and sub-advisors charge fees that vary depending on the
manager and type of assets managed. Typical asset-based fees are less than 0.5% but in
rare instances could be as high as 1.00% annually. These fees are separate from Trinity’s
fee, regardless of whether a third-party manager is used (i.e. Client contracts with

manager) or a Trinity sub-advisor is used (i.e. Trinity contracts with manager). Some of
these managers or the platforms that provide them may set minimum fee amounts or have
a minimum account size.

Direct mutual fund platforms charge fees in the form of expense ratios that vary depending
on the fund manager and type of assets managed. Typical expense ratios range from 0.5%
to 1.00% annually. These expense ratios are separate from Trinity’s fee which may be
deducted but the fund pursuant to a fee debiting arrangement. Some of these direct mutual
fund platforms may have a minimum account size.

As mentioned above, Trinity may occasionally refer clients to other asset managers and
instead of charging a fee will receive a portion of the fee charged by the manager.

Please consult your Trinity Wealth Advisors' Investment Management Proposal for specific
fees charged.

Details about each third party manager or sub-advisor, including their fees and business
practices, are available in each manager’s Form ADV Part 2A Brochure. These may be
obtained from that manager, us, or via the SEC’s web site at www.adviserinfo.sec.gov.

Financial Planning

In addition to rendering investment advice, Trinity provides comprehensive financial
planning services including retirement plans, insurance needs analysis with potential
product recommendations, qualified plan options and recommendations, and estate
planning techniques and solutions to minimize the estate tax impact. Typically, fees for
financial planning are provided with ongoing management engagements, but in special
situations a one-time fee of $5,000 or less paid in arrears is possible. Our coaching and
financial planning fees are separate from any fees or expenses assessed by outside parties.
Financial planning retainers are negotiable and typically charged on a quarterly basis.

Retirement Plan Services

Fees charged for retirement plan services may be charged in advance or in arrears
...

Item 7 – Types of Clients

Trinity generally works with individuals and their families to help them reach their
investment goals.

The minimum investment required for new family relationship accounts is $400,000. The
minimum investment required for an individual relationship account is $25,000. These
minimums can be waived at times, particularly for legacy clients.

As noted in Item 5 above, some third-party investment managers and sub-advisors may
also set a minimum fee amount or a minimum account size.

The firm also works with businesses and other institutional clients.