Corecap Advisors LLC

Item 5 -- Fees and Compensation

Fees for Investment and Portfolio Management

For discretionary accounts, fees are normally billed in advance, based on the net asset value of a
client’s account under management as of the last day of the prior billing period. Billing periods
(typically monthly or quarterly) are established during consultation with each client. Fees charged to
new clients will also be pro-rated for the number of days in the billing period during which the new
client’s account was open. If a client terminates the relationship with us other than at the end of a
billing period, the fees for the billing period in which termination occurred will be calculated through
the date of termination based on the assets under management on that date. CCA requires to have its
clients authorize CCA to have the account custodian invoice and deduct these fees directly from their
accounts, in compliance with applicable SEC and state rules that permit this type of arrangement.

For certain accounts with certain Sub-Advisors, fees will be billed monthly in arrears. For such
accounts, clients may terminate their advisory agreement with thirty (30) days’ written notice.
Because fees are charged in arrears, no refund policy is necessary or provided for such accounts.
Clients may terminate such contracts without penalty within five (5) business days of signing the
advisory contract.

Our annual fees range between 0.5% and 3.00% of assets under management. The annualized fee
applies to 100% of the assets in the account and, generally, is not dependent on your participation in
a wrap-fee program.

In addition to the account fees and expenses described above, when a client’s assets are invested in
ETFs or mutual funds, the client’s account will also be subject to various other fees and expenses that
are described in the ETF’s or mutual fund's prospectus. Clients should understand that ETFs and
mutual funds charge internal expenses in addition to the advisory fees charged by our firm. These
expenses are paid by the fund but are borne indirectly by investors because they are deducted from
fund assets and reduce the fund’s overall return. Fund expenses may include investment management
fees, administrative costs, distribution and/or service (12b-1) fees (if applicable), transfer agent fees,
custody fees, and legal and audit expenses.

CCA may, from time to time, enter into solicitor agreements with other registered investment advisors
to provide investment and portfolio management services to you. In such cases, CCA will refer a
potential client to the third-party advisor and will receive a one-time or on-going referral fee from such
advisor for such referrals. These referral fees will be included in the management fee charged by the
third-party advisor, and thus the client will see only one total fee.

In the event that a CCA IAR wishes to end the advisory relationship with you, CCA or the CCA IAR
will send a termination notice letter to you notifying you of the move into a retail account at the same
custodian.

CCA Form ADV Part 2A 3/31/2026

Fees for Financial Planning Services

Fees for financial planning services are payable either as a flat fee or at an hourly rate. The fee is
negotiated between you and your investment advisor representative.

Mutual Fund Expenses and Share Classes

Many mutual funds are offered with multiple share classes; each share class may have a different fee
structure. There are several factors to consider when selecting a mutual fund share class. For example,
some mutual fund share classes have a front-end sales charge when you purchase them; other share
classes may have a sales charge upon liquidation or no sales charge. Share classes also differ in terms
of what fees and expenses are deducted from the mutual fund's pooled investment assets since these
fees and expenses are usually not billed separately to each mutual fund shareholder. Common fees or
expenses include management fees paid to the fund's investment manager, operating expenses used
to pay for the day-to-day costs of operating the mutual fund, and distribution fees (known as "12b-1"
fees) used for marketing, distribution, and compensating financial professionals. Consequently, for
any type of mutual fund investment, it is important for you to understand that you are directly and
indirectly paying two levels of advisory fees and expenses: one layer of fees at the fund level and one
layer of fees to us.

All other factors being equal, a mutual fund share class with higher internal expenses will result in a
difference in investment returns. You can learn more about a specific mutual fund's available share
classes and the fees, loads, expenses, and eligibility requirements by reading the mutual fund's
prospectus. In addition, you should ask your representative about the fees and expenses associated
with mutual funds you currently own or those presented to you.

Our custodians have agreements in place with mutual fund distributors for CCA’s investment advisory
customers to have access to a large number of mutual funds. Not all mutual funds, though, are
available through them. Certain classes of shares may not be available through our custodians. This
means that our clients would not have access to a less expensive share class that might be available
by purchasing directly from the mutual fund company or through another custodian. This could result
in our clients purchasing or holding a more expense share class of a mutual fund. Additionally, our
custodians may sponsor a "No Transaction Fee" program in which they do not charge a transaction fee
for purchase or sell orders submitted on your behalf for mutual funds or ETFs participating in the
NTF Program. While we will endeavor to ensure you are in the least expensive share class, there is no
guarantee that this will always be the case.

Item 7 -- Types of Clients

CCA provides discretionary portfolio management services primarily to individuals, including high
net worth individuals and those persons who are “accredited investors” (as defined by SEC rules), and
self-directed retirement plans such as 401(k) and 403(b) accounts owned by these individuals. In
addition, we also provide portfolio management services to pension and profit-sharing plans, trusts,
estates, and corporations. CCA does not impose any required minimum size for a client’s account,
although CCA uses the services of certain third-party money managers who may impose such
minimums.

CCA Form ADV Part 2A 3/31/2026