NWAM LLC

ITEM 5 – FEES AND COMPENSATION
5a: Fees
Investment Management
We charge a fixed percentage of assets under management, a transaction fee or a flat fee.

The maximum annual fee is 1.75%. Fees are negotiable. As a result, fees may range from no charge to the maximum
annual fee of 1.75%.

Fees may differ based on a number of factors:

          •    Size of the relationship – Larger accounts may receive more favorable pricing.
          •    Level of services needed – Accounts requesting more services may have higher fees.
          •    Investment Strategy
          •    Trading activity and active portfolio management – actively managed accounts generally have higher
               fees than fixed income accounts, buy and hold portfolios, and mutual fund or exchange traded fund
               accounts.
          •    Advisor expertise and experience
          •    Comprehensive Financial Planning

Although the firm’s advisors may provide similar services, fees may differ from advisor to advisor. You may contact us
at info@nwasset.com to request specific fee quotes for specific services from our investment advisor representatives.

Fee waivers or discounts which are not available to clients may be offered to Owners, Directors, Officers and Associated
Persons of Northwest Asset Management and our related as well as to family members and friends of associated
persons of Northwest Asset Management. It is important to note that it is possible that different investment advisor
representatives may charge different asset management or account service fees or may waive certain custodian fees
for providing the same types and level of service to clients. The specific level of services you will receive, and the asset

     ADV PART 2 A BROCHURE                                                                                      PAGE 7 OF 18

management fees you will be charged will be specified in your investment advisory agreement.

For purposes of determining value, securities and other instruments traded on a market for which actual transaction
prices are publicly reported are valued at the last reported sale price on the principal market in which they are traded.

The fee includes the time and activities necessary to work with your attorney and/or accountant in reaching agreement
on solutions, as well as assisting them in implementation of all appropriate documents. We are not responsible for
attorney or accountancy fees charged to you as a result of these activities.

Outside Portfolio Managers Fees to outside portfolio managers may be included as part of the Northwest Asset
Management’s fee outlined above with a portion of the fee charged going to the outside portfolio manager. The fee may
also be charged in addition to Northwest Asset Management fees outlined above. When the fee is charged separately,
specific fees and other terms and conditions under which a client engages an outside portfolio manager will be set forth
in a separate written agreement with the designated outside portfolio manager. Fees for outside portfolio managers
range from
.2% to 1% of assets under management. Total fees will not exceed the industry standard of excessive fees which is 3%.

Retirement Plans (ERISA, 401(k))
Fees for retirement plan ERISA planning and consulting services depend on the types of services that serve the client.
For 401(k) or profit sharing plans, we typically use our standard fee table or another negotiated rate, which generally
depends on the size of the plan and the services rendered. For larger plans, we may charge a fixed annual fee directly
to the Plan Administrator for our services. This “conflict free” model of contracting directly with the Plan Administrator,
without being contractually or revenue bound to any 3rd party money manager, allows us to provide our services
knowing we are only working towards your goals and needs.

In certain legacy cases, we have arrangements with Plan Sponsors and 3rd party money managers, but this is not a
model we employ any longer. There is a chance for conflict in certain cases, where we may receive 12b-1 fees as
registered representatives, as described in Item 10 below.

Retirement Planning / Financial Planning
Fees for retirement and financial planning services are based on an hourly rate of up to $350.00 per hour, due at time
of service. Adviser will also perform certain financial consulting projects on a fixed fee basis. Fixed fee projects fees
will range widely depending on the services being offered, the length of the contract and the complexity of the work.

Consulting
Fees for consulting services are based on an hourly rate of up to $350.00 per hour, depending on the types and levels
of services provided. The services may be billed at the time work is performed, although contracts may specify the
total number of hours expected in total. Fees are due within 10 days of invoice.

Tax Preparation Fees

Fees for the Firm's tax preparation services are determined based on the complexity of the tax return and the services
provided. Clients will be provided with a fee schedule outlining the applicable charges prior to engaging the Firm for tax
preparation services. The Firm's fees for tax preparation are separate and distinct from the fees charged for investment
advisory services.

RIA Innovations
Our RIA Innovations unit generally provides client management, monitoring and operational support programs. These
are charged on a quarterly basis for services set forth in the agreement the participating advisor signs with us.

Asset Management
In certain cases, RIA Innovations will provide non-discretionary portfolio management services. In these cases we are
paid a portion of the participating advisors fee that is charged to the end client. Our fee is typically 0.08% annually.
For purposes of determining value, securities and other instruments are valued at the last reported sale price on the
...

ITEM 7 – TYPES OF CLIENTS
 We generally provide and asset management and financial planning services to the following types of Clients:

         Individuals
         High-Net-Worth Individuals
         Pension and Profit Sharing Plans
         Charitable Organizations
         Corporations

 There is no account minimum. However, the Adviser may decline to accept clients with portfolios under $500,000.
 Clients should carefully review the disclosure documents of outside portfolio managers and sub-advisers regarding
 account minimums and whether those account minimums are negotiable.