Correct Capital Wealth Management LLC

ITEM 5 - FEES AND COMPENSATION

INVESTMENT MANAGEMENT FEES AND COMPENSATION
Our Firm charges a fee as compensation for providing Investment Management services on your account.
These services include advisory services, trade entry, investment supervision, and other account
maintenance activities. Our Custodians charges transaction costs, custodial fees, redemption fees,
retirement plan and administrative fees or commissions. See Additional Fees and Expenses below for
details.

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Our annual investment advisory fee varies between 65 and 150 basis points (0.65% - 1.50%). The specific
advisory fees are set forth in your Investment Advisory Agreement with our Firm. Fees may vary based on
the size of the account, complexity of the portfolio, extent of activity in the account, or other reasons agreed
upon by us and you as the client. In certain circumstances, our fees and the timing of the fee payments may
be negotiated. Our employees and their family-related accounts are charged a reduced fee for our services.

Fees are billed quarterly in advance based on the average daily balance of the account(s) during the
previous quarter. Fees are assessed on all assets under management, including securities, cash, and money
market balances. Margin account balances are not included in the fee billing. New accounts are billed at
the end of the quarter in which assets are transferred based on the quarter end balance. If assets in excess
of $10,000 are deposited into or withdrawn from an account after the inception of a billing period, the fee
payable with respect to such assets is adjusted to reflect the interim change in portfolio value. Other
advisers may have higher or lower fees than Correct Capital. Dividends or trade date settlements may occur,
and our third-party billing software may report a slight difference in account valuation at quarter end
compared to what is reported on your Statement from the Custodian.

The independent and qualified custodian holding your funds and securities will debit your account directly
for the advisory fee and pay that fee to us. You will provide written authorization permitting the fees to be
paid directly from your account held by the qualified custodian. Further, the qualified custodian agrees to
deliver an account statement to you at least a quarterly basis indicating all the amounts deducted from the
account including our advisory fees. Client can elect to be directly billed as an alternative.

Unless instructed by the client, we will aggregate asset amounts in accounts from the same household
together to determine the advisory fee for all accounts. We would do this, for example, where we also
service accounts on behalf of minor children, individual and joint accounts for a spouse, and/or other types
of related accounts. This consolidation practice is designed to allow the client to benefit from an increased
asset total, which could potentially cause the account(s) to be assessed a lower advisory fee. Either Correct
Capital, or you may terminate the management agreement immediately upon written notice to the other
party. The management fee will be pro-rated to the date of termination for the month in which the
cancellation notice was given and the refunded.

Upon termination, you are responsible for monitoring the securities in your account, and we will have no
further obligation to act or advise with respect to those assets. In the event of the client’s death or disability,
Correct Capital will continue the management of the account until we are notified of the client’s death or
disability and given alternative instructions by an authorized party. Mutual Funds and ETFs charge
additional fees not included in Correct Capital’s fee.

RETIREMENT PLAN CONSULTING SERVICES
For Retirement Plan Advisory Services compensation, we charge an annual fee as negotiated with the client
and as disclosed in the Employer Sponsored Retirement Plans Investment Agreement (“Plan Investment
Advisory Agreement”).

Typically, the billing period for these fees are paid quarterly. This fee is generally negotiable, but terms and
advisory fee is agreed to in advance and acknowledged by the Plan Sponsor through the Plan Investment
Advisory Agreement and/or Plan Provider’s account agreement. Fee billing methods vary depending on the
Plan Provider.

Plan advisory services begin with the effective date of the Plan Investment Advisory Agreement. For Plans
where our fee is paid out of Plan assets, the fee is deducted directly from the participant accounts. Written

CORRECT CAPITAL WEALTH MANAGEMENT, LLC
FEBRUARY 2026 | PAGE 10

authorization permitting us to be paid directly from the custodial account is outlined in the Plan Investment
Advisory Agreement.

Either party may terminate the Plan Investment Advisory Agreement at any time upon immediate notice.
The client is responsible to pay for services rendered until the termination of the agreement.

THIRD PARTY MONEY MANAGER (“TPMM”) FEES AND SERVICES
Fees and billing methods are outlined in each respective TPMM’s Brochure and Advisory Contract. The client
pays an on-going fee directly to the TPMM based upon a percentage of your assets under management
with respect to each TPMM. You will receive disclosure of all fees by the TPMM, which include the terms
of the compensation arrangement and a description of the compensation paid, at the time of signing an
advisory agreement with the TPMM. The minimum account size will vary from TPMM to TPMM. All such
minimums will be disclosed in the respective TPMM’s Brochure. We may have the ability to negotiate such
minimums for you. The fee to Correct Capital is typically an added fee to the fee you pay the TPMM. Details
are discussed with you and are disclosed in the management agreements.

You may terminate your relationship in accordance with the respective TPMMs’ disclosure documents. We
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ITEM 7 - TYPES OF CLIENTS

Correct Capital offers investment advice to individuals, pension and profit-sharing plans, trusts, estates,
charitable organizations, corporations and other business entities.

Our Firm maintains a $500,000 minimum in aggregate investable assets. In certain instances, at the
discretion of our Firm, this minimum may be waived.