Corus Family Wealth Advisors Inc

Item	5:		Fees	and	Compensation
The	specific	manner	in	which	fees	are	charged	by	Corus	Family	Wealth	Advisors	is
established	in	each	client’s	written	investment	advisory	agreement	with	Corus	Family
Wealth	Advisors.		The	investment	advisory	agreement	details	the	services	to	be	provided
and	the	fees	to	be	charged.		For	investment	management	accounts,	annual	fees	are
generally	based	on	a	percentage	of	assets	in	the	client’s	account.		Fees	are	charged
quarterly	in	advance	based	on	the	total	market	value	of	the	account,	including	cash,	as	of
the	last	trading	day	of	the	preceding	calendar	quarter.		For	certain	investments	in	the
account,	the	fee	will	be	based	on	the	most	recent	valuation	available.	If	an	account	is
opened	partway	through	a	calendar	quarter,	Corus	Family	Wealth	Advisors’	initial	billing
will	include	a	pro-rated	amount	for	services	provided	for	the	partial	quarter	in	which	the
account	was	opened.

Corus Family Wealth Advisors, Inc.                                            Form ADV Part 2

Corus	Family	Wealth	Advisors’	customary	annual	fee	for	investment	supervisory	services	is
as	follows:
       Assets	Under	Management		        Annual	Fee
       First	$1,000,000		  	      	       1.25%
       $1,000,001	to	$2,000,000	 	        1.00%
       $2,000,001	to	$5,000,000	 	        0.85%
       $5,000,001	to	$10,000,000	 	       0.60%
       Over	$10,000,000	 	        	       0.50%

The	minimum	annual	fee	for	investment	supervisory	services	is	$20,000.	Under	certain
circumstances,	such	as	with	clients	who	have	multiple	accounts	with	the	firm,	Corus	Family
Wealth	Advisors	may	negotiate	fees	for	its	services,	and	therefore	fees	may	vary	from	client
to	client.		Corus	Family	Wealth	Advisors	reserves	the	right	to	waive	the	minimum	fee	in	any
circumstance	it	deems	appropriate.
Corus	Family	Wealth	Advisors	is	willing	to	negotiate	the	provision	of	its	investment
supervisory	services	for	a	fixed	annual	fee	or	an	hourly	rate.		The	amount	of	the	fee	would
depend	on	the	nature	of	the	account	and	the	level	of	services	the	client	requires	and
therefore	Corus	Family	Wealth	Advisors’	fixed	fees	and	hourly	rates	would	vary	according
to	each	engagement.		Corus	Family	Wealth	Advisors	may	adjust	its	fees	upon	providing
thirty	days	written	notice	to	the	client.
Payment	of	Fees
Corus	Family	Wealth	Advisors’	client	agreement	provides	that	investment	management
clients	may	authorize	Corus	Family	Wealth	Advisors	to	directly	debit	fees	from	the	client’s
account,	which	a	third-party	custodian	maintains,	or	clients	may	pay	Corus	Family	Wealth
Advisors’	fees	directly.	The	custodian	will	not	verify	Corus	Family	Wealth	Advisors’	fee
calculation,	and	therefore	it	is	the	client’s	responsibility	to	review	the	custodian’s
statements	to	determine	that	fees	were	calculated	accurately.

Financial	Planning	Fees
Corus	Family	Wealth	Advisors	also	offers	financial	planning	services	for	its	clients	upon
request.		The	preparation	fee	for	these	services	is	based	on	an	hourly	rate	determined	by
the	nature	and	complexity	of	the	financial	planning	services	requested.		The	minimum
hourly	rate	is	$150	per	hour.		The	hourly	rate	will	range	from	$150	to	$250	depending	on
the	experience	level	necessary.		The	complexity	of	the	financial	situation	will	determine	the
amount	of	hours	needed	to	prepare	a	financial	plan.		The	financial	planning	fee	is
negotiable	and	may	be	waived	in	certain	circumstances.		Factors	involved	in	negotiating	the
fee	may	include	the	size	of	any	accounts	the	client	maintains	(or	proposes	to	maintain)	and
any	other	relationship	between	the	client	and	Corus	Family	Wealth	Advisors.		Half	of	the
fee	is	paid	in	advance,	within	15	days	of	engaging	our	services	and	the	remainder	upon
receipt	of	presenting	the	plan	and	recommendations.		Under	certain	circumstances,	Corus
Family	Wealth	Advisors	may	elect	to	collect	the	entire	fee	after	presenting	the	financial

Corus Family Wealth Advisors, Inc.                                             Form ADV Part 2

plan.		Financial	planning	fees	paid	in	advance	are	refunded	upon	request	less	any	time
already	incurred	in	preparing	the	plan.
Family	Office	Services
Corus	Family	Wealth	Advisors	also	offers	family	office	services	for	its	clients	upon	request.
The	fee	for	this	service	is	a	flat	fee	amount	agreed	on	by	the	client.		Our	current	range	is
from	$10,000	to	$100,000;	however,	each	client’s	fee	for	this	service	is	different	and	is
based	on	the	specific	needs	and	factors	involved.		Therefore,	a	client’s	fee	may	be	outside	of
this	range.		Corus	Family	Wealth	Advisors	does	not	directly	debit	this	fee	from	a	client
account.		This	retainer	will	be	billed	bi-annually	on	a	separate	billing,	and	is	due	in	our
office	within	30	days	after	receipt	by	you.			The	family	office	fee	is	sent	via	billing,	each
April	1st,	covering	the	period	from	January	1st	to	June	30th	and,	each	October	1st,	for	the
period	from	July	1st	to	December	31st	of	the	year	corresponding	to	the	billing	date.		Corus
Family	Wealth	Advisors	does	not	debit	this	fee	directly	from	client	accounts.		When	the
services	period	is	for	less	than	a	full	year,	pro	rata	amounts	will	be	calculated	and	billed,
but	in	no	case	will	any	billing	represent	pre-payment	of	fees	of	$1,200,	six	months	or	more
in	advance.	Either	party	has	the	right	to	terminate	this	agreement,	and	in	the	event	of
termination,	the	annual	fee	will	be	prorated,	and	either	a	partial	payment	will	be	due,	or	a
refund	of	amounts	already	paid	will	be	due,	whichever	is	appropriate.
Other	Charges	to	the	Client’s	Account
Corus	Family	Wealth	Advisors’	fees	do	not	include	any	bank	fees,	margin	interest,	national
securities	exchange	fees,	wire	transfer	fees,	transaction	fees,	custodial	fees	or	brokerage
commissions,	or	other	transaction	costs	or	fees	associated	with	securities	transactions	or
required	by	law.	If	you	have	margin	on	your	account,	our	fee	is	based	on	the	entire	account
balance.		Clients	will	incur	brokerage	and	other	transaction	costs.		Mutual	funds	and
...

Item	7:		Types	of	Clients
Corus	Family	Wealth	Advisors	provides	portfolio	management	services	to	individuals,	high
net	worth	individuals,	pension	and	profit-sharing	plans,	trusts,	estates,	and	charitable
organizations.		Currently,	most	of	Corus	Family	Wealth	Advisors’	clients	are	individuals	and
high	net	worth	individuals.