Coyle Financial Counsel LLC

ITEM 5 – Fees and Compensation
Asset Management & Sub-Manager Fees
Our fee schedule for asset management is as follows:
                                     Total Assets               Annual Fee Rate
                                  First $2,000,000.00                1.25%
                                 Next $3,000,000.00                  1.00%
                                 Next $5,000,000.00                  0.90%
                                 Next $10,000,000.00                 0.60%
                                 Next $30,000,000.00                 0.50%
                                 Over $50,000,000.00               Negotiable

Coyle requires a minimum annual fee of $10,000. For portfolio values less than $800,000, clients may be
able to obtain comparable services at a lower cost elsewhere. Coyle, at its sole discretion, may waive this
minimum requirement.
Investment management fees are based upon “client assets under management, which is determined as
of the close of trading on the last trading day of the prior quarter multiplied by the applicable annual
rate divided by four for each quarterly period. Investment management fees are billed quarterly in
advance and charged at an annualized rate that varies depending on the size of the household, client
and account. Client authorizes Coyle to directly debit fees from Client accounts unless Client specifically
requests to be billed directly. Client is responsible for all other fees related to the Account, including but
not limited to any Sub-manager fee (if applicable), transaction fees and charges assessed by the
custodian, wire transfers and custodial fees for Custodians, brokerage commissions and mark-ups/mark-
downs, and additional charges mandated by law. Sub-manager fees are listed on the associated
Investment Account Disclosure. Sub-manager fees are in addition to the Coyle advisory fees noted
above. Sub-manager fees are charged pursuant to the written sub-adviser agreement with that sub-
manager, and the maximum fee per manager will be disclosed in the Investment Approach Disclosure
Form provided at the time of engagement with the sub-manager.
Coyle reserves the right, in its sole discretion, to offer reduced fees to individual households, clients or
accounts. Actual fees are negotiable and may vary among clients.
Advisory Contracts can be cancelled at any time, by either party, in writing with five days prior notice.
Any unbilled advisory fees will be charged at that time (or any pro-rata refund will be provided,
depending on whether fees billed in advance or in arrears).

Financial Assessment Fees
The Financial Assessment Fees are billed in advance based upon the following schedule or as otherwise
agreed upon between the Client and Coyle after discussing Client’s specific circumstances and needs).

              Net Worth Level     Less than $5 Million     $5-25 Million    Over $25 Million
                   Fee                   $5,000              $10,000           $25,000

Financial, Wealth, and Family Consulting Services Fees
An annual fee (billed quarterly) is agreed upon in advance by the client and Coyle ranging normally from
$2,500 to $50,000 or more depending on the client complexity. If the client cancels, any fees paid upon
retention will be refunded as follows:
    •   Termination within 5 days of date of agreement – 100%
    •   Termination after 5 days of date of agreement – Will be refunded pro-rata.
Project-Based Fees
A one-time project fee is agreed on in advance by the client and Coyle. The fee for such services varies
according to the project scope and is mutually agreed upon by the client and Coyle prior to project
execution. If the client cancels, any fees paid upon retention will be refunded as follows:
    •   Termination within 5 days of date of agreement – 100%
    •   Termination after 5 days of agreement – Will be refunded pro-rata.
Monthly Subscription Fees
Clients will pay Coyle a monthly subscription fee in advance, ranging from $50 to $150 per month based
on the level of service selected. This service may be terminated by either party at any time upon written
notice to the other party. The termination shall become effective at the end of the month such notice is
given, unless either party requests a later termination, provided however that if either party gives notice
less than three business days before the end of the month, termination shall become effective at the
subsequent month’s end.
Additional Client Fees Charged
All fees paid for investment advisory services are separate and distinct from the fees and expenses
charged by exchange-traded funds, mutual funds, separate account managers, sub-managers, broker-
dealers, and custodians retained by clients. Such fees and expenses are described in each exchange-
traded fund and mutual fund’s prospectus, each separate account manager’s Form ADV and Brochure
and Brochure Supplement or similar disclosure statement, and by any broker-dealer or custodian
retained by the client. Clients are advised to read these materials carefully before investing. If a mutual
fund also imposes sales charges, a client may pay an initial or deferred sales charge as further described
in the mutual fund’s prospectus. A client using Coyle may be precluded from using certain mutual funds
or separate account managers because they may not be offered by the client's custodian. Please refer to
the Brokerage Practices section (Item 12) for additional information regarding the firm’s brokerage
practices.
Important Disclosure – Custodian Investment Programs
Please be advised that the firm utilizes certain custodians/broker-dealers. Under these arrangements we
can access certain investment programs offered through such custodian(s) that offer certain

compensation and fee structures that create conflicts of interest of which clients need to be aware.
Please note the following:
...

ITEM 7 – Types of Clients
Coyle provides its Advisory Services to individuals, families, retirement plans, trusts, estates, charitable
organizations, or other business entities. Coyle generally requires a minimum annual fee of $10,000. For
portfolio values less than $800,000, clients may be able to obtain comparable services at a lower cost
elsewhere. Coyle, at its sole discretion, may waive these minimums.
For Wayvest Automated Investment Management Services, Coyle does not require a minimum fee or
minimum account size.