Insight Wealth Strategies LLC

Item 5: Fees & Compensation
Compensation for Our Advisory Services

Asset Management

The maximum annual fee charged for this service will not exceed 1%. Fees to be assessed will be
outlined in the advisory agreement to be signed by the client. Annualized fees are billed on a pro- rata
basis quarterly in arrears based on the value of the account(s) on the time-weighted daily average of
the quarter.

2603 Camino Ramon, Suite 350, San Ramon, CA 94583, T: 925.659.8020                  insight2wealth.com 6

Fees are negotiable and will be deducted from client account(s). In rare cases, our firm will agree to
directly invoice. Further, it is important to note that our firm bills on cash unless indicated otherwise in
writing. As part of this process, Clients understand the following:

      a) The client’s independent custodian sends statements at least quarterly showing the market
         values for each security included in the Assets and all account disbursements, including the
         amount of the advisory fees paid to our firm;
      b) Clients will provide authorization permitting our firm to be directly paid by these terms. Our
         firm will send an invoice directly to the custodian; and
      c) If our firm sends a copy of our invoice to the client, legend urging the comparison of
         information provided in our statement with those from the qualified custodian will be
         included.
     Advisory Services to Brokerage Customers

     Insight receives an advisory fee based on the Assets Under Management from Brokerage Customers
     who have provided written consent to a broker-dealer to receive the investment advisory service
     from Insight and have entered into a written advisory contract with Insight. The advisory fee is
     calculated based on the value of the Assets Under Management from Brokerage Customers as of the
     end of the previous quarter. The maximum advisory fee will not exceed 1% annually. This advisory
     fee is paid by the broker-dealer and is not charged to the client separately.

     Financial Planning & Consulting

     Our firm charges on an hourly or flat fee basis for financial planning and consulting services. The total
     estimated fee, as well as the ultimate fee charged, is based on the scope and complexity of our
     engagement with the client. The maximum hourly fee to be charged will not exceed $500. Flat fees
     will not exceed $50,000. The fee-paying arrangements will be determined on a case-by-case basis and
     will be detailed in the signed consulting agreement. Our firm will not require a retainer exceeding
     $1,200 when services cannot be rendered within 6 months.

     Retirement Plan Consulting

     Our Retirement Plan Consulting services are billed on either a flat fee basis or a fee based
     on the percentage of Plan assets under management. The total estimated fee, as well as the
     ultimate fee charged, is based on the scope and complexity of our engagement with the client.
     Our flat fees will not exceed $40,000 annually. Fees based on a percentage of managed
     Plan assets will not exceed 1.00%. The fee-paying arrangements will be determined on a
     case-by-case basis and will be detailed in the signed consulting agreement.

     Use of Independent Managers

     As noted in Item 4, the Advisor may implement all or a portion of a Client’s investment portfolio
     utilizing one or more Independent Managers. To eliminate any conflict of interest, the Advisor
     does not earn any compensation from an Independent Manager. The Advisor will only earn its
     investment advisory fee as described above. Independent Managers will not typically offer any
     fee discounts, but may have a breakpoint schedule which will reduce the fee with an increased
     level of assets placed under management with an Independent Manager. The terms of such fee
     arrangements are included in the Independent Manager’s disclosure brochure and applicable
     contract[s] with the Independent Manager. The total blended fee, including the Advisor’s fee and
     the Independent Manager’s fee will not exceed 2% annually.

    2603 Camino Ramon, Suite 350, San Ramon, CA 94583, T: 925.659.8020                    insight2wealth.com 7

Other Types of Fees & Expenses
Clients will incur transaction fees for trades executed by their chosen custodian via individual
transaction charges.
These transaction fees are separate from our firm’s advisory fees and will be disclosed by the
chosen custodian. Schwab does not charge transaction fees for U.S. listed equities and exchange
traded funds. Charles Schwab & Co., Inc. does not charge transaction fees for U.S. listed equities and
exchange traded funds. Fidelity Brokerage Services (“Fidelity”) eliminated transaction fees for
U.S. listed equities and exchange traded funds for clients who opt into electronic delivery of
statements or maintain at least $1 million in assets at Fidelity. Clients who do not meet either
criteria will be subject to transaction fees charged by Fidelity for U.S. listed equities and
exchange traded funds.
Clients may also pay holdings charges imposed by the chosen custodian for certain investments,
charges imposed directly by a mutual fund, index fund, or exchange traded fund, which shall
be disclosed in the fund’s prospectus (i.e., fund management fees, initial or deferred sales
charges, mutual fund sales loads, 12b-1 fees, surrender charges, variable annuity fees, IRA and
qualified retirement plan fees, and other fund expenses, mark-ups and mark-downs, spreads paid
to market makers, fees for trades executed away from custodian, wire transfer fees and other fees
and taxes on brokerage accounts and securities transactions. Our firm does not receive a portion of
these fees.
Termination & Refunds

Either party may terminate the advisory agreement signed with our firm for Asset Management
...

Item 7: Types of Clients & Account Requirements
Our firm has the following types of clients:
       •   Individuals and High Net Worth Individuals;
       •   Broker-Dealer
       •   Trusts, Estates or Charitable Organizations;
       •   Pension and Profit Sharing Plans;
       •   Corporations, Limited Liability Companies and/or Other Business Types
 Our firm imposes account minimum requirements when utilizing our proprietary investment strategies.
 Please see Item 8 for more information.

 Clients who opt into electronic delivery of statements or maintain at least $1 million in assets at Fidelity
 will not be charged transaction fees for U.S. listed equities and exchange traded funds.