Creativeone Wealth LLC

Item 5 - Fees and Compensation

Fees paid to C1W are for the Firm’s Advisory Services, sub-advisory services and for referring
clients to third-party firms. The Firm also receives fees for sub-advisory services provided to
VEGA ETF. Our fees do not include, for example, charges the client may incur from
independent third parties such as accountants and attorneys. The Firm charges fees based
on the type of service to be provided. The fees charged by C1W for its Advisory Services will
be documented in each client’s written agreement with the firm. Although C1W believes its
advisory fees are competitive, clients should be aware that lower fees for comparable services
may be available from other sources.

A.      Asset Management Fees

Fees are generally negotiable. The fee schedule will be signed in the Schedule A of the Client
Discretionary Investment Management Agreement (“DIMA”).              IARs may recommend
strategies outside the C1W Platform. The RIA Fee includes (i) an initial analysis and periodic
re-evaluation of the client’s investment objectives and needs, and discretionary allocation
among portfolio managers, (ii) ongoing advisory services, including fees of portfolio
managers/Sub-Advisers, and (iii) Access to the C1W Platform, including client portal, account
aggregation, reporting statistics, and secure document storage vault.

CreativeOne Wealth, LLC                                                           Form ADV Part 2A
                                                                                    March 31, 2026

IARs may negotiate the fee with each C1W client for services provided, including those noted
above in Item 4. Thus, fees may vary between clients and from other IARs providing similar
services. The range of fees for various asset management services offered by C1W are
typically between .25% - 2.25%.

Fees for Asset Management Services are deducted from the client’s investment account. Any
prepaid fee that is unearned is prorated and returned to the client. Clients should also be
aware that, absent transaction charges, total fees exceeding 2% per year are generally
considered higher than those charged by other comparable services available to a client.
Given their active management style and internal holdings, some models managed by C1W
may exceed 2.00%. Fees for financial planning services may be deducted from a client’s
investment account or paid directly to C1W.

From time to time, the fee deducted from the client’s investment account as illustrated on the
statement may differ from a manual calculation of the monthly or quarterly fee based on the
same account value. There are a number of reasons why this may occur, namely that fees
may be calculated in advance, based on average daily balance or in arrears. When calculated
in arrears, C1W includes accrued interest in our billable value, but not accrued dividends;
custodial statements use settlement date valuation instead of trade date valuation; the
custodial statement does not include all transactions that occurred towards the end of the
month such as pending trade settlements; and inflow and outflows of assets during the time
period. More information about billing specifics is available on request. Each quarter, the Firm
reviews a sampling of its calculation of fees and compares it to the balance that appears on
the custodial statement. Any material discrepancies are investigated and documented.
Clients are encouraged to closely review their custodial statements for accuracy.

Clients are encouraged to obtain and carefully review the contracts and disclosure documents
of the third-party manager and/or program sponsor whose services they are considering,
including Part 2A of Form ADV, so they fully understand the services being provided and fees
being charged. Clients are also encouraged to compare programs or similar services offered
by other investment advisers.

Asset management fees are withdrawn directly from the client's accounts with client's written
authorization on a monthly basis or quarterly basis. For asset management fees incurred on
accounts held outside of C1W, the client must complete an Outside Account Billing Agreement
electing to deduct fees for Outside Accounts from specified accounts managed by C1W or by
direct payment such as check. Generally, asset management fees are paid in arrears;
however, fees may be charged quarterly in advance for certain clients. Furthermore, fees are
negotiable with each of our clients until signed and agreed to in the final fee schedule attached
as Schedule A of the Client DIMA.

Negotiated Rate to Client
As stated within Schedule A or other fee schedule of the Client DIMA, client rates may be
negotiated between the Firm and the client. The negotiated rate is billed monthly or quarterly
in arrears or in advance for services rendered, as negotiated with the client. Fees for partial
periods are prorated based on the number of days the account was serviced during the
applicable period. Clients may terminate the agreement without penalty for a refund of
unearned advisory fees within five business days of signing the Client DIMA. Thereafter,
clients may terminate the DIMA generally with 30 days' written notice. Termination of this
Agreement will not affect (i) the validity of any action previously taken by C1W and third-party
investment advisers under the agreement; (ii) the liabilities or obligations of the parties with
respect to transactions initiated before termination of the agreement; or (iii) client’s obligation
to pay the negotiated rate (prorated through termination).

The firm employs two different fee arrangements for C1W Select Asset Management Services.

CreativeOne Wealth, LLC                                                         Form ADV Part 2A
                                                                                  March 31, 2026

Under the first arrangement, the “Floating Rate Method,” the rate charged to the client may
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Item 7 - Types of Clients

We mainly provide advisory services to individuals, high-net-worth individuals, and third-party
investment advisers through our sub-advisory services. C1W also has other types of clients,
including corporations and other businesses, non-profits, and some 401(k)s and other
employer-sponsored retirement accounts. The Firm provides advisory services to other types
of clients besides these.

The Firm typically requires a minimum investment amount in our Models to ensure the
objective of the model can be met. However, under limited circumstances and the discretion
of the CCO or his or her designee, exceptions may be made.