CSP Financial Group LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
 ASSET MANAGEMENT
 CSP Financial Group offers discretionary direct asset management services to advisory
 Clients. CSP Financial Group charges an annual investment advisory fee based on the total
 assets under management as follows:
        Assets Under Management                  Annual Fee                Quarterly Fee
     First $1,000,000 ($0-$1,000,000)              1.20%                      .300%
            Your next $2,000,000                   1.00%                      .250%
       ($1,000,000.01 - $3,000,000)
            Your next $2,000,000                     0.90%                     .225%
       ($3,000,000.01 - $5,000,000)
            Your next $5,000,000                     0.80%                     .200%
      ($5,000,000.01 - $10,000,000)
            Subsequent amounts                       0.70%                     .175%
             ($10,000,000.01+)
 This is a tiered/blended fee schedule, the asset management fee is calculated by applying
 different rates to different portions of the portfolio. CSP Financial Group may group certain
 related Client accounts for the purposes of achieving the minimum account size and
 determining the annualized fee.

For example (based on quarterly billing period):
Client with $2,500,000 under management would pay $6,750.00 on a quarterly basis.
              AUM                  Quarterly fee      Total
              First $1,000,000     x 0.300% =         $3,000.00
              Next $1,500,000      x 0.250% =         $3,750.00
              Grand total for the quarter             $6,750.00
The annual fee is negotiable based upon certain criteria (e.g., historical relationship, type of
assets, anticipated future earning capacity, anticipated future additional assets, dollar
amounts of assets to be managed, related accounts, account composition, negotiations with
Clients, etc.). Fees are billed quarterly in arrears based on the amount of assets managed as
of the close of business on the last business day of the previous quarter.
Lower fees for comparable services may be available from other sources. Clients may
terminate their account within five (5) business days of signing the Investment Advisory
Agreement with no obligation and without penalty. After the initial five (5) business days,
the agreement may be terminated by CSP Financial Group with thirty (30) days written
notice to Client and by the Client at any time with written notice to CSP Financial Group. No
fee adjustment will be made for account deposits and/or withdrawals during a billing
period.
For accounts opened or closed mid-billing period, fees will be prorated based on the days
services are provided during the given period. All unpaid earned fees will be due to CSP
Financial Group. Client shall be given thirty (30) days prior written notice of any increase
in fees. Any increase in fees will be acknowledged in writing by both parties before any
increase in said fees occurs.
CO-ADVISOR
CSP Financial Group will direct clients to Matson Money, Inc. CSP Financial Group will
assist the client to select a manager or managers and an appropriate allocation model. CSP
Financial Group will assist the client in completing applications and any forms required to
establish an account and engage the third party manager (TPM). At least annually, CSP
Financial Group will meet with the client to review their account, discuss changes to the
client’s financial situation, suitability of the model allocation and manager, and discuss any
other financial issues. Generally, Matson is responsible for portfolio management, portfolio
design, best execution, portfolio reporting, trading, trade error resolution, and custodian
reconciliations. Our agreement with Matson Money requires us to maintain a relationship
with the client. Matson Money requires us to ensure that information about your specific
goals, financial situation and risk preference remain current, assist you in determining
appropriate allocation models, review account activity periodically, meet with you
annually, and respond to your inquiries.

The annual fee schedule is as follows:
       Assets Under Management                 Annual Fee                Quarterly Fee
   First $1,000,000 ($0-$1,000,000)              1.20%                      .300%
          Your next $2,000,000                   1.00%                      .250%
      ($1,000,000.01 - $3,000,000)
          Your next $2,000,000                      0.90%                    .225%
      ($3,000,000.01 - $5,000,000)
          Your next $5,000,000                      0.80%                    .200%
     ($5,000,000.01 - $10,000,000)
          Subsequent amounts                        0.70%                    .175%
           ($10,000,000.01+)
This is a tiered/blended fee schedule, the asset management fee is calculated by applying
different rates to different portions of the portfolio. CSP Financial Group may group certain
related Client accounts for the purposes of achieving the minimum account size and
determining the annualized fee.
For example (based on quarterly billing period):
Client with $2,500,000 under management would pay $6,750.00 on a quarterly basis.
             AUM                  Quarterly fee       Total
             First $1,000,000     x 0.300% =          $3,000.00
             Next $1,500,000      x 0.250% =          $3,750.00
             Grand total for the quarter              $6,750.00

The value of the account as of the last business day of the quarter is used for purposes of
calculating the advisory fee. The advisory fee is charged quarterly in advance.
Matson collects CSP Financial Group’s co-advisor fee of up to 1.2% in advance and sends
that to CSP Financial Group directly. These fees are negotiable and are separate from the
expense ratio (0.49% annually) associated with the Matson Money funds in which the
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Item 7: Types of Clients
Description
 CSP Financial Group generally provides investment advice to individuals, high net worth
 individuals, and business entities. Client relationships vary in scope and length of service.
Account Minimums
 CSP Financial Group does not require a minimum to open or maintain an account.