Hudson Financial Services Inc

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
 ASSET MANAGEMENT
 Vantage offers discretionary direct asset management services to advisory Clients. Lower
 fees for comparable services may be available from other sources. Total fees to Client will
 never exceed 2%. For California clients, that is below the California safe harbor threshold of

3% of assets under management per year. Vantage charges an annual investment advisory
fee based on the total assets under management as follows:
       Assets Under Management            Maximum Annual Fee            Monthly Fee
               All Assets                       2.00%                     .166%
The annual fee is negotiable based upon certain criteria (e.g., historical relationship, type of
assets, anticipated future earning capacity, anticipated future additional assets, dollar
amounts of assets to be managed, related accounts, account composition, negotiations with
Clients, etc.). Fees are billed monthly in advance based on the amount of assets managed as
of the close of business on the last business day of the previous month. Lower fees for
comparable services may be available from other sources. Clients may terminate their
account within five (5) business days of signing the Investment Advisory Agreement with
no obligation and without penalty. After the initial five (5) business days, the agreement
may be terminated by Vantage with thirty (30) days written notice to Client and by the
Client at any time with written notice to Vantage. For accounts opened or closed mid-billing
period, fees will be prorated based on the days services are provided during the given
period. All unpaid earned fees will be due to Vantage. Additionally, all unearned fees will be
refunded to the Client. Client shall be given thirty (30) days prior written notice of any
increase in fees. Any increase in fees will be acknowledged in writing by both parties before
any increase in said fees occurs.
FINANCIAL PLANNING AND CONSULTING
Vantage charges either a one-time hourly fee or ongoing fixed fee for financial planning.
Prior to the planning process the Client will be provided an estimated plan fee. One-time
Services are completed and delivered inside of ninety (90) days contingent upon timely
delivery of all required documentation. Ongoing services will remain in effect year over
year unless cancelled in writing by either party by giving the other party thirty (30) days
written notice.
Client may cancel within five (5) business days of signing Agreement with no obligation
and without penalty. If the Client cancels after five (5) business days, any unearned fees
will be refunded to the Client, or any unpaid earned fees will be due to Vantage. If Client
cancels before the financial plan is completed, the Client will receive all completed portions
of the plan along with the prorated refund/invoice. Vantage reserves the right to waive the
fee should the Client implement the plan through Vantage. Fees for financial planning will
be offset for related advisory services of the assets being managed by Vantage.
       ONE-TIME HOURLY FEES
       Services are offered based on a non-negotiable hourly fee of $250 per hour. Fees are
       due upon delivery of the completed plan.
       ONGOING FIXED FEES (Service not offered to clients residing in Washington State)
       Services are offered based on an annual flat fee charged quarterly and in arrears,
       based on an annual rate of up to $10,000.
ERISA PLAN SERVICES
The annual fees are based on the market value of the Included Assets and will not exceed
0.50%. The annual fee is negotiable and may be charged as a percentage of the Included
Assets or as a flat fee. Fees may be charged quarterly or monthly in arrears or in advance

 based on the assets as calculated by the custodian or record keeper of the Included Assets
 (without adjustments for anticipated withdrawals by Plan participants or other anticipated
 or scheduled transfers or distribution of assets). If the services to be provided start any
 time other than the first day of a quarter or month, the fee will be prorated based on the
 number of days remaining in the quarter or month. If this Agreement is terminated prior to
 the end of the billing cycle, Vantage shall be entitled to a prorated fee based on the number
 of days during the fee period services were provided or Client will be due a prorated refund
 of fees for days services were not provided in the billing cycle.
 The fee schedule, which includes compensation of Vantage for the services is described in
 detail in Schedule A of the ERISA Plan Agreement. The Plan is obligated to pay the fees,
 however the Plan Sponsor may elect to pay the fees. Client may elect to be billed directly or
 have fees deducted from Plan Assets. Vantage does not reasonably expect to receive any
 additional compensation, directly or indirectly, for its services under this Agreement. If
 additional compensation is received, Vantage will disclose this compensation, the services
 rendered, and the payer of compensation. Vantage will offset the compensation against the
 fees agreed upon under the Agreement
 SEMINARS AND WORKSHOPS
 Vantage holds seminars and workshops to educate the public on different types of
 investments and the different services they offer. The seminars are educational in nature
 and no specific investment or tax advice is given. Vantage does not charge a fee for
 attendance to these seminars.
Client Payment of Fees
 Fees for asset management services are:
    •   Deducted from a designated Client account. The Client must consent in advance to
        direct debiting of their investment account.
    •   Check – to be remitted by Client to Vantage
    •   Deducted from a non-qualified account managed by Vantage
 Fees for all financial planning will be billed:
    •   Check – to be remitted by Client to Vantage. Fees are due upon delivery of the
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Item 7: Types of Clients
Description
 Vantage generally provides investment advice to individuals, high net worth individuals,
 corporations and business entities. Client relationships vary in scope and length of service.
Account Minimums
 Vantage does not require a minimum to open an account.