Vanderpol Investments LLC

Item 5: Fees and Compensation

A. Fee Schedule

Portfolio Management
         Total Assets Under Management           Annual Fee

       Up to $1,000,000                          1.00%

       Next $1,000,001                           0.750%

       Next $8,000,000                           0.625%

       Additional Amounts                        0.500%

These fees, which cover portfolio management and overall planning for client finances,
are generally negotiable and the final fee schedule is attached as Exhibit II of the
contract.

VPI uses an average of the daily balance in the client’s account throughout the billing
period, after taking into account deposits and withdrawals, for purposes of determining
the market value of the assets upon which the advisory fee is based.

Financial Planning and Consulting Services Fees

The Client agrees to pay VPI a flat fee, as specified in Exhibit A of the Hourly
Consulting Agreement. Any services rendered beyond the agreed-upon flat fee will be
billed at an applicable hourly rate as shown on the table below and within Exhibit A in
arrears. Exhibit A will also include a breakdown of each advisor’s rates and expected
quarterly use for your desired services.

                    Mark VanderPol, CFP         Richard Toth, CFA,     Noah Hoekstra
                                                CAIA
 Hourly Rate        $450                        $350                   $250
 Typical Services   Business Consulting,        Valuations, Porter’s   Budgeting,      General
                    Capital Expenditures,       Five Forces Report,    Research
                    Estate Communication        Industry Outlooks

When the Client agrees to a VPI Service Plan, rates specified below, they will agree to the
plan fee. The fee will be paid 100% in arrears. The Client will be invoiced and fees will be
payable via cash, check, or wire.

                   Service Plan                                      Flat Fee
                  Essential Plan                                      $5,000
                 Premium Plan                                        $25,000

Pension Consulting Services Fees

VPI offers ongoing consulting services to pension or other employee benefit plans
(including but not limited to 401(k) plans).

These fees are negotiable depending upon the needs of the client and complexity of the
situation and will not exceed 1.00% Fees are paid quarterly in arrears. Clients may
terminate the contract with thirty days written notice.

Educational Seminars/Workshops

VPI provides periodic educational seminars and workshops to clients and the general
public.

Termination of Agreement

Clients may terminate the agreement without penalty within five business days of signing
the Investment Advisory Contract. Thereafter, clients may terminate the Investment
Advisory Contract generally with fifteen (15) days’ written notice.

B. Payment of Fees

Payment of Portfolio Management

The fees are withdrawn directly from the client’s accounts with client’s written
authorization, or, in VPI’s sole discretion, may instead be billed to the client. Fees are paid
quarterly in arrears. VPI may agree to other permissible methods of payment, in its sole
discretion.

Payment of Financial Consulting Services Fees

VPI will invoice the Client quarterly for the hourly fee. Payment is due quarterly in
arrears.

For the Financial Planning Plans, VPI will invoice the Client for the flat fee. The fee will
be invoiced and payable via cash, check, or wire and will be paid in arrears.

       Payment of Pension Consulting Services Fees

       Pension Consulting Fees are withdrawn directly from the client’s accounts with client’s
       written authorization or may be invoiced and billed directly to the client and clients may
       select the method in which they are billed.

       Payment of Educational Seminar/Workshop Fees

       Educational seminars and workshops are offered free of charge.

       C. Clients Are Responsible For Third Party Fees

       Clients are responsible for the payment of all third-party fees (i.e. custodian fees,
       brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
       distinct from the fees and expenses charged by VPI. Please see Item 12 of this brochure
       regarding broker/custodian.

       D. Prepayment of Fees

       VPI collects its fees in arrears. It does not collect fees in advance.

       E. Outside Compensation For the Sale of Securities to Clients

       Neither VPI nor its supervised persons accept any compensation for the sale of securities
       or other investment products, including asset-based sales charges or service fees from the
       sale of mutual funds.

Item 7: Types of Clients

VPI generally provides advisory services to the following types of clients:
           ❖   Individuals
           ❖   High-Net-Worth Individuals
           ❖   Corporations
           ❖   Charitable Organizations
           ❖   Pension and profit-sharing plans

Minimum Account Size

In general, we require a minimum of $250,000 to open and maintain an account with us. This minimum
may be waived at our discretion.