CVFG LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written
agreement with the Advisor.

A. Fees for Advisory Services
Investment Management Services
Investment advisory fees are paid quarterly in advance pursuant to the terms of the investment advisory agreement.
Investment advisory fees are based on the market value of assets under management at the end of the prior calendar
quarter. Investment advisory fees range up to 2.00% annually based on several factors, including: the scope and
complexity of the services to be provided; the level of assets to be managed; and the overall relationship with the
Advisor. The investment advisory fee in the first quarter of service is prorated from the inception date of the account[s]
to the end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take
into consideration the aggregate assets under management with the Advisor. All securities held in accounts managed
by coreVISION will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the
Custodian’s valuation to ensure accurate billing.

                                         CVFG LLC d/b/a coreVISION Financial Group
                                           2177 Intelliplex Drive, Shelbyville, IN 46176
                                                     Phone: (317) 398-8200
                                                  https://www.corevisionfg.com

Use of Independent Managers
For Clients accounts implemented through an Independent Managers, the Client’s fee will be deducted from the
Client’s account[s] with the respective Independent Managers and a portion of the fee will be provided to coreVISION
based on coreVISION’s agreement with the Client. coreVISION is responsible for negotiating the fees with the
Independent Managers on behalf of the Client. coreVISION does not receive any compensation or fees from the
Independent Managers.

Financial Planning Services
coreVISION will offer financial planning services included with its investment mananagement services and fees
described above. However, the Advisor will also provide standalone financial planning services at an hourly rate up to
$500. Fees may be negotiable based on the nature and complexity of the services to be provided and the overall
relationship with the Advisor. An estimate for total hours and overall costs will be provided to the Client prior to engaging
for these services.

Retirement Plan Advisory Services
Fees for retirement plan advisory services are charged an annual asset-based fee of up to 1.75% and are billed in
advance, pursuant to the terms of the retirement plan advisory agreement. Retirement plan fees are based on the
market value of assets under management at the end of the prior calendar quarter. Fees may be negotiable
depending on the size and complexity of the Plan.

B. Fee Billing
Investment Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the
Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from
the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by applying the quarterly
rate (annual rate divided by 4) to the total assets under management with coreVISION at the end of the prior quarter.
Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of the investment
advisory fee. Clients provide written authorization permitting advisory fees to be deducted by coreVISION to be paid
directly from their account[s] held by the Custodian as part of the investment advisory agreement and separate account
forms provided by the Custodian.

Use of Independent Managers
For Clients accounts implemented through an Independent Managers, the Client’s fee may be separately billed or
deducted from the Client’s account[s] with the respective manager and a portion of the investment advisory fee may
be provided to coreVISION.

Financial Planning Services
For standalone financial planning engagements, fees are invoiced by the Advisor and are due upon completion of the
agreed upon deliverable[s].

Retirement Plan Advisory Services
Retirement plan advisory fees may be directly invoiced to the Plan Sponsor or deducted from the assets of the Plan,
depending on the terms of the retirement plan advisory agreement.

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties in connection with investments made on behalf of
the Client’s account[s]. The Advisor includes securities transactions costs as part of its overall investment advisory
fee through the coreVISION Wrap Fee Program. Securities transaction fees for Client-directed trades may be charged
back to the Client. Please see Item 4.D. as well as Appendix 1 – Wrap Fee Program Brochure

In addition, all fees paid to coreVISION for investment advisory services are separate and distinct from the expenses
charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are described in
each fund’s prospectus. These fees and expenses will generally be used to pay management fees for the funds,
other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a possible

                                         CVFG LLC d/b/a coreVISION Financial Group
                                           2177 Intelliplex Drive, Shelbyville, IN 46176
                                                     Phone: (317) 398-8200
                                                  https://www.corevisionfg.com
...

Item 7 – Types of Clients

coreVISION offers investment advisory services to individuals, high net worth individuals, trusts, estates, charitable
organizations, businesses, and retirement plans. coreVISION generally does not impose a minimum relationship size.