Arkos Global Advisors LLC

Item 5. Fees and Compensation
      Arkos Global Advisors offers services on a fee basis, which may include fixed fees, as well as fees
      based upon assets under management or advisement.

      Financial Planning and Consulting Fees

      Arkos Global Advisors generally charges a fixed fee for providing financial planning and consulting
      services under a stand-alone engagement. These fees are negotiable, but generally range from $500 to
      $100,000, depending upon the scope and complexity of the services and the professional rendering the
      financial planning and/or the consulting services. If the client engages the Firm for additional
      investment advisory services, Arkos Global Advisors may offset all or a portion of its fees for those
      services based upon the amount paid for the financial planning and/or consulting services.

      The terms and conditions of the financial planning and/or consulting engagement are set forth in
      the Advisory Agreement and Arkos Global Advisors generally requires one-half of the fee (estimated

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 Disclosure Brochure                                              Arkos Global Advisors, LLC

      hourly or fixed) payable upon execution of the Advisory Agreement. The outstanding balance is generally
      due upon delivery of the financial plan or completion of the agreed upon services. The Firm does not,
      however, take receipt of $1,200 or more in prepaid fees in excess of six months in advance of services
      rendered.

      Wealth Management Fees

      Depending on the particular client engagement, Arkos Global Advisors offers investment management
      services for an annual fee based on the amount of assets under the Firm’s management. This management
      fee varies in accordance with the following blended fee schedule:

                                  PORTFOLIO VALUE                        BASE FEE
                                      First $1,000,000                     2.00%
                                     Next $1,000,000                       1.50%
                                     Next $3,000,000                       1.00%
                                     Above $5,000,000                     Negotiable

      The Firm may also charge a fixed fee for the financial planning and consulting services that are provided
      under a wealth management relationship. The annual fee is prorated and charged quarterly, in advance,
      based upon the market value of the assets being managed by Arkos Global Advisors on the last day of the
      previous billing period. If assets are deposited into or withdrawn from an account after the inception of a
      billing period, the fee payable with respect to such assets is adjusted to reflect the interim change in
      portfolio value. For the initial period of an engagement, the fee is calculated on a pro rata basis. In
      the event the advisory agreement is terminated, the fee for the final billing period is prorated through
      the effective date of the termination and the outstanding or unearned portion of the fee is charged or
      refunded to the client, as appropriate.

      As an alternative to the above fee arrangement, the Firm offers investment management as well as financial
      planning and consulting services for a negotiated fixed annual fee that is prorated and charged either
      monthly or quarterly in advance.

      Additionally, for asset management services the Firm provides with respect to certain client holdings (e.g.,
      held-away assets, accommodation accounts, alternative investments, etc.), Arkos Global Advisors may
      negotiate a fee rate that differs from the range set forth above.

      Fee Discretion

      Arkos Global Advisors may, in its sole discretion, negotiate to charge a lesser fee based upon certain
      criteria, such as anticipated future earning capacity, anticipated future additional assets, dollar amount of

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 Disclosure Brochure                                               Arkos Global Advisors, LLC

      assets to be managed, related accounts, account composition, pre-existing/legacy client relationship,
      account retention and pro bono activities. In addition, the Firm may charge a lesser fee for assets where the
      Firm provides services (such as reporting and analysis for financial planning purposes), but does not manage
      the assets on an ongoing basis.

      Additional Fees and Expenses

      In addition to the advisory fees paid to Arkos Global Advisors, clients may also incur certain charges
      imposed by other third parties, such as broker-dealers, custodians, trust companies, banks and
      other financial institutions (collectively “Financial Institutions”). These additional charges may include
      securities brokerage commissions and other transaction costs, custodial fees, fees charged by the
      Independent Managers, margin costs, charges imposed directly by a mutual fund or ETF in a client’s
      account, as disclosed in the fund’s prospectus (e.g., fund management fees and other fund expenses),
      deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and other
      fees and taxes on brokerage accounts and securities transactions. The Firm’s brokerage practices are
      described at length in Item 12, below.

      Direct Fee Debit

      Clients generally provide Arkos Global Advisors and/or certain Independent Managers with the
      authority to directly debit their accounts for payment of the investment advisory fees. The
      Financial Institutions that act as the qualified custodian for client accounts, from which the Firm retains the
      authority to directly deduct fees, have agreed to send statements to clients not less than quarterly detailing
      all account transactions, including any amounts paid to Arkos Global Advisors.

      Use of Margin
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Item 7. Types of Clients
      Arkos Global Advisors offers services to individuals, trusts, estates, charitable organizations,
      corporations and business entities.

      Minimum Account Requirements

      Advisor Managed Accounts are generally subject to a minimum household investment amount of
      $200,000 although exceptions can be made. Certain Independent Managers may, however, impose more
      restrictive account requirements and billing practices from the Firm. In these instances, Arkos Global
      Advisors may alter its corresponding account requirements and/or billing practices to accommodate those
      of the Independent Managers.