Cooper/Haims Advisors LLC

Item 5 – Fees and Compensation

In addition to the information provided in Item 4 – Advisory Business, this section provides
additional details regarding our firm’s advisory services along with descriptions of our fees.

Cooper/Haims’ general fee schedule is set forth below. Certain legacy clients have a different fee
schedule. In addition, due to negotiations with clients and the complexity of a client’s financial
situation, clients could pay different or higher fees than other similarly situated clients. Similar
services may be available from other investment professionals for similar or lower fees.

Minimum Investment Amounts Required

Cooper/Haims generally requires a minimum of $1,000,000 in assets for its advisory services.
Cooper/Haims reserves the right to reduce or waive this minimum.

All clients are required to execute an agreement for services in order to establish a client
arrangement with Cooper/Haims and/or the third-party money manager or the sponsor of third-
party money manager platforms.

Comprehensive Financial Planning and Asset Management Services

Cooper/Haims’ fees for Comprehensive Financial Planning and Asset Management services will be
charged in one or both of the following ways:
  1. Annual Fixed Fee: The annual fixed fee for financial planning will vary depending on the
     scope and complexity of each individual’s situation. The fee will be divided into four quarterly
     installments, payable in arrears, and is pro-rated for partial quarters.
  2. Asset-based Fee: As a percentage of the market value of AUM. AUM fees are billed quarterly
     in arrears on the average daily balance for the prior quarter and are pro-rated for partial
     quarters.

Each client’s exact fee schedule will be detailed in their Financial Advisory Agreement (“Advisory
Agreement”) based on the services chosen by the client. Fees based on the value of assets under
management are outlined below and billed on a tiered schedule. The standard annual fee
schedule for asset management services is:

STANDARD FEE SCHEDULE

                Assets Under Management                          Annual Fee
                First $0-$1,000,000                               1.10%
                Next $1,000,001 - $2,500,000                       0.75%
                Next $2,500,001 - $5,000,000                       0.60%
                Next $5,000,001 - $10,000,000                      0.50%
                Next $10,000,001 and up                            0.35%

Cooper/Haims’ fees may be negotiable. The fixed and asset-based portions of Cooper/Haims’ fees
are generally prorated and paid quarterly in arrears. Fees may be debited directly from your
account per the Advisory Agreement.

You may terminate the Advisory Agreement without penalty upon written notice to Cooper/Haims.
In the event of termination, you will pay a prorated fee, based upon the number of days during

Cooper/Haims Advisors, LLC                       8                               Disclosure Brochure

which the agreement was in effect.

The Custodian that holds your assets may charge you a transaction fee when we buy or sell an
investment for you. The custodians’ transaction fees are separate from and in addition to our
advisory fee for our investment advisory service. Some investments, such as mutual funds and
exchange traded funds, have underlying fund expenses that you will indirectly pay and will reduce
the value of your investments over time.

Billing on Cash or Cash Equivalents

We may choose to hold a portion of a client’s assets in cash or cash equivalents. Holding assets in
cash or cash equivalents for a substantial length of time may cause a client to miss out on
upswings in the markets. Unless we expressly agree otherwise in writing, account assets
consisting of cash and cash equivalents, including money market funds, are included in the value
of an account’s assets for purposes of calculating our asset management fees.

Item 7 – Types of Clients

Cooper/Haims generally provides investment advice to the following types of clients:
 • Individuals
 • High-Net Worth Individuals
 • Pension and profit sharing plans
 • Trusts, estates, or charitable organizations
 • Corporations or business entities other than those listed above