Daniel Investment Group Inc

Item 5 – Fees and Compensation
Asset Management Program
Clients who elect to receive asset management services through our asset management program will generally
pay the firm for those services with an annual asset management fee based on a percentage of assets under
management, including cash and money market positions. The maximum account management fee that can be
charged in our managed account program is 2%. Clients are urged to carefully review and discuss the contents
of this Brochure with their advisor, including descriptions of the various programs and services offered, the fees
and charges clients will pay, the means by which the firm is compensated, and the conflicts of interest that exist
between the client and the firm in respect to each program or service offered, to determine the most appropriate
programs or services for your specific needs.

In addition to the annual management fee, and unless otherwise agreed between the client and the firm, clients
participating in the PPS Custom Program will pay transaction charges as described in the “Other Fees and/or
Costs” section below.

Clients participating in the PPS Custom Program may pay more or less than clients might otherwise pay if
purchasing the services separately. There are several factors that determine whether such costs would be more
or less, including, but not limited to, the following:

       Size of the account
       Types of securities and strategies involved
       Amount of trading effected by the firm
       Actual costs of such services if purchased separately

The advisory fees charged for the services provided Daniel Investment Group Inc., including research,
supplemental advisory, and client-related services offered through the PPS Custom Program, may exceed
those of other similar programs.

Commonwealth performs fee billing on our firm’s behalf. In substantially all cases, the annual account
management fees are payable quarterly in advance and are computed as one-quarter of the annual fee based
on the account’s AUM on the last business day of the previous calendar quarter.

To the extent that you hold positions in your account for which pricing data is not readily available, Commonwealth
receives quarter-end values from alternative investment issuers or other service providers which are used when
calculating billable AUM for our clients. Neither our firm nor Commonwealth engages in an independent valuation
of your account assets and relies on valuations provided by the investment issuers or other service providers.
We (via Commonwealth and further via the account custodian) will provide periodic account statements which
include the market value of the alternative investment based on information received from the investment issuer
or other service provider. In providing these account statements, or any other valuation information to you, (i) we
rely on the valuation information provided by the manager of the alternative investment or other service provider,
(ii) the valuation information used to determine the billing fee is based on estimates that may be outdated as of
the dates of the account statements, (iii) the products final valuations may be higher or lower than the values
reflected in the periodic account statements and (iv) while Commonwealth will adjust material estimated fee
billings on our behalf, neither we nor Commonwealth is under no obligation to provide notice or compensation to
you for differences in estimated alternative investment valuations.

*Account values in the Commonwealth reporting system will be used for our firm’s quarterly fee calculations for
advisory accounts custodied at National Financial Services (NFS). Although account holdings and asset
valuations should generally match, month-end market values reflected in Commonwealth's Practice 360 reporting
system sometimes differ from those provided by NFS on their month-end statements. The three most common
reasons why these values may differ are (i) differences in the manner in which accrued interest is calculated, (ii)
differences in the date upon which "as of" dividends and capital gains are reported, and (iii) differences in whether
settlement date valuations or trade date valuations are used. If you have any questions or believe there are
material discrepancies between your NFS custodial statement and Commonwealth's reporting system, please
contact us. The Commonwealth report valuations are available online via your Investor360 account or you may
request a copy from your advisory representative.

Clients who elect to open a margin account acknowledge and agree that margin may be exercised against their
account for purposes including, but not limited to, covering debits, management fees, and/or other billing and
administrative costs. Management fees on margin accounts will be assessed on the equity (e.g., ownership)
portion of the account and not on the account’s total market value.

All Daniel Investment Group Inc. advisory program fees are negotiable. This means that the firm and its advisors
can negotiate lower fees with certain clients when similar services are provided to other clients at a higher rate.
Transaction charges and other account-related fees assessed by the account custodian or Commonwealth are
not negotiable. We may waive all or a portion of the advisory program and/or platform fee, whether on an ongoing
or a one-time basis, in our sole discretion. In the event a client terminates an advisory agreement with the firm,
any unearned fees resulting from payments made by clients in advance will be refunded to the client. Likewise,

in the event the firm bills clients in arrears for services that have already been rendered, we will prorate such
fees up to the termination date of the advisory agreement.

Financial Planning Programs
Our standard fee schedule for financial planning services is as follows:

Wealth Management Consulting: The program provides clients with the option of paying an annual fee for
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Item 7 – Types of Clients
Daniel Investment Group Inc. generally provides advisory services to the following types of clients:

       Individuals (other than high net worth individuals)
       High net worth individuals
       Pension and profit-sharing plans
       Charitable organizations
       Other investment advisers

Our managed account program generally requires clients to meet a minimum household size of $1,000,000 to
open and maintain an advisory account which may be waived at our discretion.