Williams Financial LLC

Item 5: Fees and Compensation

A. Fee Schedule

Financial Planning Fees

Financial Planning Services are offered and billed based on complexity and unique client needs. Financial
Planning Services are flat fees and generally cost between $6,000 - $8,000, however some more complex
plans may range from $8,000 - $16,000 or more. Prior to the planning process the client will be provided
with an estimated plan fee. A portion of the fee may be waived if the client engages in additional ongoing
services like Integrated Wealth Management, Professional Investment Management, or Williams Digital
Portfolio services. Financial Planning services are detailed in the engagement agreement. Services are
limited to the engagement agreement and are generally delivered in six (6) to twelve (12) weeks unless
delayed by the client. Services conclude 30 days after the delivery of the plan.

The fees are negotiable, and the final fee schedule will be attached to the Financial Planning Agreement.
Fees are paid fifty percent in advance, but never more than six months in advance, with the remainder
due upon presentation of the plan. Fees that are charged in advance will be refunded based on the
prorated amount of work completed at the point of termination. Clients may terminate their contracts
without penalty within five business days of signing the advisory contract. The fee refunded will be the
balance of the fees collected in advance.

Integrated Wealth Management Services Fees
Fees for the Integrated Wealth Management Services are charged according to the table below. Fees are
negotiable at WF’s sole discretion, and any negotiated fee will consider the needs of the client and the
complexity of the client’s situation.

(Services include financial planning, professional investment management, tax planning, estate planning
and ongoing advice)

       Total Assets Under
                                                            WF Fee
         Management
         $1 to $1,000,000                                    1.35%
     $1,000,001 to $3,000,000                                1.10%
     $3,000,001 to $5,000,000                                0.95%
         Above $5,000,001                                    0.70%

Professional Investment Management Services Fees
Fees for the Personal Investment Management Services are charged according to the table below. Fees
are negotiable at WF’s sole discretion, and any negotiated fee will take into account the needs of the client
and the complexity of the client’s situation.

(Services include investment management and investment advice only)

        Total Assets Under
                                                            WF Fee
          Management
          $1 to $500,000                                     1.35%
      $500,001 to $1,000,000                                 1.10%
     $1,000,001 to $3,000,000                                0.95%
     $3,000,001 to $5,000,000                                0.75%
         Above $5,000,001                                    0.60%

For WF’s Integrated Wealth Management and Professional Investment Management Services, WF has a
minimum of $500,000 in investable assets that can be waived at WF’s sole discretion.

Minimum Fee – For both the Integrated Wealth Management and Professional Investment Management
Services, for Assets Under Management less than $500,000, a minimum fee of $1,500 per quarter applies (the
“Minimum Fee”). For clients with accounts less than $444,444 who pay the minimum fee, their fee is greater
than that shown above. The Minimum Fee will continue until Assets Under Management increases above
$500,000, at which time the Percentage of Managed Assets fee schedule above applies.

Williams Digital Portfolios - Investment Management Services Fees
(Professional investment management services only)

        Total Assets Under
                                                             WF Fee
          Management
             Above $1                                         1.00%

These fees are negotiable depending upon the needs of the client and complexity of the situation, and the
final fee schedule is attached to the Investment Advisory Contract. Fees are paid quarterly in arrears, and
clients may terminate their contracts with thirty days’ written notice. Because fees are charged in arrears,
no refund policy is necessary. Clients may terminate their accounts without penalty within 5 business days
of signing the advisory contract. For accounts that are held at Schwab, advisory fees are withdrawn
directly from the client’s accounts with client written authorization.

Pension Consulting Services Fees

The rate for pension consulting is negotiable depending upon the needs of the client and complexity of the
situation, and the final fee schedule is attached to the Investment Advisory Contract. Fees are paid quarterly
in arrears, and clients may terminate their contracts with thirty days’ written notice. Because fees are
charged in arrears, no refund policy is necessary. Clients may terminate their accounts without penalty within
5 business days of signing the advisory contract. For accounts that are held at Schwab, advisory fees are
withdrawn directly from the client’s accounts with client written authorization.

B. Payment of Fees

Payment of Integrated Wealth Management Services and Professional Investment
Management Services Fees

Advisory fees are withdrawn directly from the client’s accounts with client written authorization. Fees
are paid quarterly in arrears.

Payment of Financial Planning Fees

Financial Planning fees are paid via check or with credit card fifty percent (50%) in advance, but never
more than six months in advance, with the remainder due upon presentation of the plan.

Payment of Pension Consulting Services Fees

Pension Consulting fees are withdrawn directly from client account with client written authorization or
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Item 7: Types of Clients

WF generally provides investment advice and/or management supervisory services to the following types of
clients:
            High net worth individuals and families
            Individuals and families (other than high net worth individuals)
            Trusts, Estates, or Charitable Organizations
            Corporations or Business Entities

Minimum Account Size
Financial planning services do not have a minimum account size or income level. WF integrated wealth
management services and professional investment management services have a minimum investable asset of
$500,000 per household. This minimum may be waived at the discretion of the firm.