Decker Wealth Management LLC

Item 5. Fees and Compensation
DWM offers its services on a fee basis, which may include fixed fees, as well as fees based
upon assets under management.

Financial Planning and Consulting Fees

DWM may charge a fixed fee and/or hourly fee for financial planning and consulting services.
These fees are negotiable, but generally range from $1,000 to $10,000 on a fixed-fee basis,
depending upon the level and scope of the services and the professional rendering of the
financial planning and/or the consulting services. If the client engages DWM for additional
investment advisory services, DWM may offset all or a portion of its fees for those services
based upon the amount paid for the financial planning and/or consulting services.

Prior to engaging DWM to provide financial planning and/or consulting services, the client is
required to enter into a written agreement with DWM setting forth the terms and conditions of
the engagement. Generally, DWM requires one-half of the financial planning and/or consulting
fee (estimated fixed) payable upon entering the written agreement. The balance is generally
due upon delivery of the financial plan or completion of the agreed-upon services.

Investment Management Fee

DWM provides investment management services for an annual fee based upon a percentage of
the market value of the assets being managed by DWM. DWM’s annual fee is exclusive of, and
in addition to, brokerage commissions, transaction fees, and other related costs and expenses
which are incurred by the client. DWM does not, however, receive any portion of these
commissions, fees, and costs. DWM’s annual fee is prorated and charged quarterly, in arrears,
based upon the average daily market value of the assets being managed by DWM.

The annual fee varies depending upon the market value of the assets under management and
the type of investment management services to be rendered, as follows:

                     PORTFOLIO VALUE                           ANNUAL FEE

                     First $1,000,000                                 1.00%
                     Next $2,000,000                                  0.80%
                     Next $2,000,000                                  0.60%
                     Above $5,000,000                                 0.40%

DWM, in its sole discretion, may negotiate to charge a lesser management fee based upon
certain criteria (i.e., anticipated future earning capacity, anticipated future additional assets,
dollar amount of assets to be managed, related accounts, account composition, pre-existing
client, account retention, pro bono activities, etc.).

Clients are advised that a conflict of interest exists for the Firm to recommend that clients
engage DWM for additional services for compensation, including rolling over retirement
accounts or moving other assets to the Firm’s management. Clients retain absolute discretion
over all decisions regarding engaging the Firm and are under no obligation to act upon any of
the recommendations.

Fees Charged by Financial Institutions

As further discussed in response to Item 12 (below), DWM generally recommends that clients
utilize the brokerage and clearing services of Charles Schwab & Co., Inc. (“Schwab”) for
investment management accounts.

DWM may only implement its investment management recommendations after the client has
arranged for and furnished DWM with all information and authorization regarding accounts with
appropriate financial institutions. Financial institutions include, but are not limited to, Schwab
and any other broker-dealer recommended by DWM, trust companies, banks, etc. (collectively
referred to herein as the “Financial Institutions”).

Clients incur certain charges imposed by the Financial Institutions and other third parties such
as brokerage commissions and other transaction costs, custodial fees, reporting fees, charges
imposed directly by an ETF in the account, which are disclosed in the fund’s prospectus
(e.g., fund management fees and other fund expenses), deferred sales charges, odd-lot
differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on
brokerage accounts and securities transactions. Such charges, fees and commissions are
exclusive of and in addition to DWM’s fee.

DWM’s Agreement and the separate agreement with any Financial Institutions generally
authorize DWM to debit the client’s account for the amount of DWM’s fee and to directly remit
that management fee to DWM. The Financial Institutions that act as the qualified custodian for
client accounts, from which the Firm retains the authority to directly deduct fees, have agreed to
send a statement to the client, at least quarterly, indicating all amounts disbursed from the
account including the amount of management fees paid directly to DWM.

Fees for Management During Partial Quarters of Service

For the initial period of investment management services, the fees are calculated on a pro rata
basis.

The Agreement between DWM and the client will continue in effect until terminated by either
party pursuant to the terms of the Agreement. DWM’s fees are prorated through the date of
termination and any remaining balance is charged to the client.

Clients may make additions to and withdrawals from their account at any time, subject to
DWM’s right to terminate an account. Additions may be in cash or securities provided that DWM
reserves the right to liquidate any transferred securities or decline to accept particular securities
into a client’s account. Clients may withdraw account assets on notice to DWM, subject to the
usual and customary securities settlement procedures. However, DWM designs its portfolios as
long-term investments, and the withdrawal of assets may impair the achievement of a client’s
investment objectives. DWM consults with its clients about the options and ramifications of
transferring securities as necessary. However, clients are advised that when transferred
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Item 7. Types of Clients
DWM provides its services to individuals, high net worth individuals, trusts, estates, charitable
organizations, and small businesses. DWM has a minimum quarterly fee of $1,250. If the
calculated quarterly fee based on assets under management is less than $1,250, the minimum
fee shall apply.