Drive Wealth Management LLC

Item 5 - Fees and Compensation

 Drive Wealth Advisers charges a percentage of assets under management and/or supervision, hourly charges,
 and fixed fees (not including subscription fees).

 Portfolio Management Services Fees
 Drive Wealth Advisers’ investment advisory services fee is comprised of 2 components; an overall Annual
 Advisory Fee of up to 2.00% of assets under management payable directly to the firm; and a separate Investment
 Manager Fee payable to the investment manager. In cases where Drive Wealth Advisers is the portfolio manager
 on the account, the Investment Manager Fee will be paid to our firm. In cases where an outside portfolio manager
 is utilized (External Investment Manager), the Investment Manager Fee will be paid to the External Investment
 Manager. In such cases, this fee will either be deducted directly by the External Investment Manager (in
 accordance with the outside manager’s fee deduction policies) or deducted by Drive Wealth Advisers and
 remitted to the External Investment Managers.

 The Annual Advisory Fee
 The Annual Advisory Fee is payable quarterly in advance, or in arrears (i.e., 1/4 of the annual fee shall be paid
 every quarter). The formula used to calculate the exact fee is provided in the Investment Advisory Services
 Agreement. Annual Advisory Fee rates shall be applied on a flat tier basis across the value of the entire account.
 Unless otherwise agreed, we will rely on the average daily balance of the Account as determined by the Custodian
 when calculating our annual advisory fees. Drive Wealth Advisers reserves the right to apply its Annual Advisory
 Fee to cash balances.

 Investment Manager Fees
 Drive Wealth Advisers can utilize its investment discretion to manage investment strategies internally (Internal
 Investment Managers) or to engage the discretionary management services of External Investment Managers,
 to manage all or a portion of the Account. The fees charged by such Internal and External Investment Managers
 are separate from and in addition to the Annual Advisory Fee. Each Investment Manager will charge fees that are
 materially different in nature from the Annual Advisory Fee charged by our firm. These include differences with
 respect to frequency of billing (e.g., monthly or quarterly advance billing, calculated based on market value,
 subject to mid-period adjustments for capital inflows and outflows, etc.) and type of fee (e.g., performance-based
 fees (in the case of External Investment Managers, etc.). We will provide each client with written notice of all
 Investment Manager Fees to be charged prior to or at the time of engaging any Investment Managers to service
 the Account. Clients should note that in cases where the combined fee charged by us and the Investment
 Manager for portfolio management services exceeds 3.00% of assets under management, the fee is deemed to
 exceed industry norms and similar services may be available from others for a lower fee.

 Investment advisory services fees are negotiable depending on factors such as the amount of assets under
 management, range of investments, and complexity of the client’s financial circumstances, among others. The
 exact fee paid by the client will be clearly stated in the Investment Advisory Services Agreement signed by the
 client and the firm. Clients should note that the use of Internal Investment Managers creates a conflict of interest
 because it incentivizes our firm to use the Internal Investment Manager over External Investment Managers
 resulting in an additional investment manager fee being paid to our firm.

 The custodian holding the client’s account will deduct the fees directly from the account provided the client has
 given written authorization. The qualified custodian will send an account statement at least quarterly. This
 statement will detail all account activity. The custodian will usually deduct from a designated account to facilitate
 billing. For assets held outside one of the custodians with which we have a business relationship, we will either
 invoice the client directly or the fee will be deducted from a client-designated account held at one of our
 recommended account custodians. Our annual fee is exclusive of, and in addition to brokerage commissions,
 transaction fees, and other related costs and expenses, which will be incurred by the client. However, Drive

Drive Wealth Advisers
Form ADV Part 2A Brochure

 Wealth Advisers will not receive any portion of the commissions, fees, and costs. Please see Item 12 – Brokerage
 Practices for further information on brokerage and transaction costs.

 In some cases, our recommendations may involve the purchase of insurance products. Drive Wealth Advisers is
 affiliated with Drive Insurance Services, an insurance agency licensed in the State of Utah, through common
 ownership. Investment Adviser Representatives of Drive Wealth Advisers may also be licensed insurance agents.
 Drive Insurance Services and our dually licensed Investment Adviser Representatives can effect transactions in
 insurance products and earn commission-based compensation for these activities. Clients should be aware that
 a conflict of interest is inherent in such an arrangement. Clients are instructed that the fees paid to the firm for
 advisory services are separate and distinct from the commissions earned by Drive Insurance Services and our
 dually licensed Investment Adviser Representatives. Clients of Drive Wealth Advisers are not required to
 purchase insurance products from Drive Insurance Services or the firm’s dually licensed Investment Adviser
 Representatives and can purchase insurance products from any insurance agency and agent of their choice.

 At the inception of investment management services, the first pay period’s fees will be calculated on a pro-rata
 basis. The Investment Advisory Services Agreement between Drive Wealth Advisers and the client will continue
...

Item 7 - Types of Clients

 We generally offer investment advisory services to individuals, pension and profit-sharing plans and participants,
 trusts, estates, charitable organizations, corporations, and other business entities.

 We do not require a minimum account size to open and maintain an advisory account. Accounts managed by
 Sub-Advisers may be subject to different minimum investment requirements.