Echo Financial Advisors LLC

Item 5: Fees and Compensation

A. Fee Schedule

Robo-Advisory Portfolio Management Services Fees

Echo FA provides robo-advisory portfolio management services via an online interface.

                     Total Assets                         Annual Fee

                      All Assets                            0.25%

Echo FA uses an average of the daily balance in the client's account throughout the billing
period for purposes of determining the market value of the assets upon which the
advisory fee is based.

The final fee schedule will be memorialized in the client’s advisory agreement. Clients
may terminate the agreement without penalty for a full refund of Echo FA's fees within
five business days of signing the Investment Advisory Contract. Thereafter, clients may
terminate the Investment Advisory Contract immediately upon written notice.

B. Payment of Fees

Payment of Robo-Advisory Portfolio Management Fees

Robo-advisory portfolio management fees are withdrawn directly from the client's
accounts with client's written authorization on a quarterly basis. Fees are paid in arrears.

C. Client Responsibility For Third Party Fees

Clients are responsible for the payment of all third party fees (i.e. custodian fees,
brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
distinct from the fees and expenses charged by Echo FA. Please see Item 12 of this
brochure regarding broker-dealer/custodian.

       D. Prepayment of Fees

       Echo FA collects its fees in arrears. It does not collect fees in advance. The echo fees will
       be charged at the time the client initiates echoing. These fees would be at the time of
       service, allowing the client to echo for the next month.

       E. Outside Compensation For the Sale of Securities to Clients

       Neither Echo FA nor its supervised persons accept any compensation for the sale of
       investment products, including asset-based sales charges or service fees from the sale of
       mutual funds.

Item 7: Types of Clients

Echo FA generally provides advisory services to the following types of clients:

       ❖      Individuals
       ❖      High-Net-Worth Individuals

There is no account minimum for any of Echo FA’s services.