CAGR Finance LLC

Item 5 – Fees and Compensation

This section provides details about our fees and compensation arrangements. We believe that our annual
fee is reasonable in relation to (1) the services provided and (2) the fees charged by other investment
advisers offering similar services/programs. However, our annual investment advisory fee may be higher
than that charged by other investment advisers offering similar services/programs. The exact fees and
other terms will be outlined in the agreement between you and Cagr Finance LLC.

Asset Management Services

For our Asset Management Services, clients will be charged an annual fee of 0.25%, based on the
amount of assets under management. We require a minimum investment amount of $1,000.

While the standard fees apply to most clients, we reserve the right to negotiate fees on a case-by-case
basis at our discretion, including offering discounted rates for friends, family, or large accounts. The most

Cagr Finance LLC                                    Page 8                        Form ADV Part 2A:Firm Brochure

common negotiating factors are the overall amount of assets under management and expectations for
future deposits/contributions to an account.

The annual fee is divided and billed in arrears (at the end of the billing period) on a monthly basis. The
monthly fee is calculated based on the average daily balance of your Account(s) during the current billing
period.

Fees are prorated (based on the number of days service is provided during the initial billing period) for
your account opened at any time other than the beginning of the billing period. If asset management
services are commenced in the middle of the billing period, then the prorated fee for that billing period will
be billed in arrears at the end of that billing period.

How Fees are Collected
The investment advisory fees will be deducted from your account and paid directly to our firm by
Interactive Brokers LLC, the qualified custodian(s) of your account. You will authorize Interactive Brokers
LLC to deduct fees from your account and pay such fees directly to our firm.

You should review your account statements received from Interactive Brokers LLC and verify that
appropriate investment advisory fees are being deducted.

Other Fees and Expenses
Brokerage expenses and fees charged by Interactive Brokers are billed directly to your account by
Interactive Brokers. Cagr Finance LLC does not receive any portion of such expenses or fees from you or
Interactive Brokers. In addition, you will incur certain charges imposed by third parties other than Cagr
Finance LLC in connection with investments made through your account including, but not limited to
surrender charges, internal mutual fund expenses, IRA and qualified retirement plan fees and charges
imposed by Interactive Brokers. Management fees charged by Cagr Finance LLC are separate and
distinct from the fees and expenses charged by mutual funds that are held in your account. A description
of these fees and expenses are available on each mutual fund prospectus. We do not receive any portion
of such fees or expenses.

We do not accept or receive compensation based on the sale of securities or other investment products
such as asset-based sales charges or service fees from the sale of mutual funds, or as a placement
agent for any type of securities.

Termination
The asset management services continue in effect until terminated. You have the ability to terminate our
services through the interactive website. Cagr Finance LLC may terminate the services by providing you
with written notice effective 30 days after you receive the written notice. When fees are billed in arrears,
Cagr Finance LLC will prorate the final fee payment based on the number of days services are provided
during the final period. The amount of client assets on the termination date will be used to determine the
final fee payment.

Research and Analytical Tools Services

Cagr Finance LLC offers three tiers for its Research and Analytical Tools service.

Tier 1 known as “Basic” is available for no cost.

    •   AI Screener
    •   Economic Report

Cagr Finance LLC                                    Page 9                        Form ADV Part 2A:Firm Brochure

    •   3 News/Economic Alerts
    •   5 Investment Reports
    •   3 Investment Alerts
    •   3 Back tests
    •   1 Strategy Alerts
    •   1 Linked Brokerages
    •   Portfolio Alerts

Tier 2 known as “Pro” is available for annual fixed fee. It is $10 per month/$120 annually if billed annually
or $12.50 per month/$150 annually if billed monthly.

    •   AI Screener
    •   Economic Report
    •   10 News/Economic Alerts
    •   50 Investment Reports
    •   20 Investment Alerts
    •   20 Back tests
    •   5 Strategy Alerts
    •   5 Linked Brokerages
    •   Portfolio Alerts
    •   Cagr Ratings & Advanced Stats
    •   SMS Alerts

Tier 3 known as “Pro+” is available of an annual fixed fee. It is $15 per month/$150 annually if billed
annually or $18.75/$225 annually if billed monthly.

    •   AI Screener
    •   Economic Report
    •   Unlimited News/Economic Alerts
    •   Unlimited Investment Reports
    •   Unlimited Investment Alerts
    •   Unlimited Back tests
    •   Unlimited Strategy Alerts
    •   Unlimited Linked Brokerages
    •   Portfolio Alerts
    •   Cagr Ratings & Advanced Stats
    •   SMS Alerts
    •   Export Data

Fixed fees are charged at the start of the billing period either monthly or annually. Fees are fixed and non-
negotiable.

The service can be cancelled at any time via our web or mobile application directly and will terminate at
the end of the current billing period with clients retaining access through the current billing period. For
clients paying monthly, the service will terminate at the end of the month during which notice of
termination is received, with no further monthly payments due. For clients paying annually, the service
...

Item 7 – Types of Clients

Cagr Finance LLC generally provides investment advice to the following types of clients:

    ●   Individuals
    ●   High net worth individuals

You are required to execute a written agreement with Cagr Finance LLC specifying the particular advisory
services in order to establish a client arrangement with Cagr Finance LLC.

Minimum Investment Amounts Required
The minimum investment amount for establishing an Asset Management Services account managed by
Cagr Finance LLC is $1,000. All clients are required to execute an agreement for services to establish a
client arrangement with Cagr Finance LLC.

There is no minimum investment amounts or other “condition” for the Research and Analytical Tools
service since we do not provide management services for this service.