Let Bob Advisory LLC

Item 5: Fees and Compensation

 A. Fee Schedule

             Robo-Advisory Portfolio Management Services Fees

Bob Robo Adviser provides robo-advisory portfolio management services via an online
interface as a business to business solution to credit unions.

Currently we charge $10,000 per year credit union.

        B. Payment of Fees

                     Payment of Robo-Advisory Portfolio Management Fees

       Robo-advisory portfolio management fees are withdrawn directly from the client’s
       account with client’s written authorization. Fees are paid monthly in arrears.

       Fees are paid to us by the credit union not the client’s.

        C. Client Responsibility For Third Party Fees

       Clients are responsible for the payment of all third-party fees (i.e. custodian fees,
       brokerage fees, mutual fund fees, transaction fees, etc.) . Those fees are separate and
       distinct from the fees and expenses charged by Bob Robo Adviser. Please see Item 12 of
       this brochure regarding broker-dealer/custodian.

        D. Prepayment of Fees

       Bob Robo Adviser collect its fees in arrears. It does not collect fees in advance.

        E. Outside Compensation For the Sale of Securities to Clients

       Neither Bob Robo Adviser nor its supervised persons accept any compensation for the
       sale of investment products, including asset-based sales charges or service fees from the
       sale of mutual funds.

Item 7: Types of Clients

Bob Robo Adviser generally provides advisory services to the following types of clients:

       ❖      Individuals

There is no account minimum for any of Bob Robo Adviser’s services.