Echo45 Advisors LLC

Item 5: Fees & Compensation

Compensation for Our Advisory Services

Comprehensive Wealth Management:

                Assets Under Management            Annual Percentage of Assets Charge
                       First $1,000,000                             1.50%
                       Next $4,000,000                              1.00%
                       Next $5,000,000                              0.75%
                       Over $10,000,000                             0.65%

Fees to be assessed will be outlined in the advisory agreement to be signed by the client. Our firm’s
annualized fees are billed on a pro-rata basis monthly in advance based on the value of the account(s)
on the last day of the previous month. Our firm bills on cash unless indicated otherwise in writing.
Fees are generally not negotiable. In rare cases, our firm will agree to directly invoice. Fees will
generally be deducted from client account(s). As part of this process, clients understand the
following:

    a) The client’s independent custodian sends statements at least quarterly showing the market
       values for each security included in the assets and all account disbursements, including the
       amount of the advisory fees paid to our firm.
    b) Clients will provide authorization permitting our firm to be directly paid by these terms. Our
       firm will send an invoice directly to the custodian.

For assets held at a custodian that is not directly accessible by our firm, we may, but are not required
to, manage these held away accounts using the Pontera Order Management System ("Pontera").
Pontera enables our firm to view and manage such assets. Our firm’s advisory fees for held away
accounts will not be deducted directly from the held away accounts managed through Pontera.
Clients will give written authorization to deduct the fee from another non-qualified account, in which
case, the advisory fee would be deducted from this account each month. Fees will be based upon the
client’s negotiated fee in accordance with our firm’s fee schedule and the client’s advisory agreement.
Clients do not pay an additional fee for Pontera.

If a Third Party Manager is selected to manage any portion of a client’s portfolio, the maximum annual
fee charged by the Third Party Manager to the client will not exceed 1.25%. The Third Party
Manager’s fee shall be separate from, and in addition to, the advisory fee charged by our firm. As such,
the maximum combined advisory fee charged to clients by the Third Party Manager and our firm will
not exceed 2.50%. Our firm debits our advisory fees as described in the executed advisory agreement
between the client and our firm. Third Party Money Managers establish and maintain their own
separate billing processes over which we have no control. They will typically bill clients directly and
describe how this process works in their separate disclosure documents. The Third Party Managers
that we recommend will not directly charge you a higher fee than they would have charged without
us introducing you to them.

ADV Part 2A – Firm Brochure                    Page 8                                  Echo45 Advisors LLC

Investment Management:

                  Assets Under Management               Annual Percentage of Assets Charge
                         First $1,000,000                             1.00%
                         Next $4,000,000                              0.75%
                         Next $5,000,000                              0.50%
                         Over $10,000,000                             0.35%

Fees to be assessed will be outlined in the advisory agreement to be signed by the client. Our firm’s
annualized fees are billed on a pro-rata basis monthly in advance based on the value of the account(s)
on the last day of the previous month. Our firm bills on cash unless indicated otherwise in writing.
Fees are generally not negotiable. In rare cases, our firm will agree to directly invoice. Fees will
generally be deducted from client account(s). As part of this process, clients understand the
following:

    a) The client’s independent custodian sends statements at least quarterly showing the market
       values for each security included in the assets and all account disbursements, including the
       amount of the advisory fees paid to our firm.
    b) Clients will provide authorization permitting our firm to be directly paid by these terms. Our
       firm will send an invoice directly to the custodian.

For assets held at a custodian that is not directly accessible by our firm, we may, but are not required
to, manage these held away accounts using the Pontera Order Management System ("Pontera").
Pontera enables our firm to view and manage such assets. Our firm’s advisory fees for held away
accounts will not be deducted directly from the held away accounts managed through Pontera.
Clients will give written authorization to deduct the fee from another non-qualified account, in which
case, the advisory fee would be deducted from this account each month. Fees will be based upon the
client’s negotiated fee in accordance with our firm’s fee schedule and the client’s advisory agreement.
Clients do not pay an additional fee for Pontera.

If a Third Party Manager is selected to manage any portion of a client’s portfolio, the maximum annual
fee charged by the Third Party Manager to the client will not exceed 1.25%. The Third Party
Manager’s fee shall be separate from, and in addition to, the advisory fee charged by our firm. As such,
the maximum combined advisory fee charged to clients by the Third Party Manager and our firm will
not exceed 2.50%. Our firm debits our advisory fees as described in the executed advisory agreement
between the client and our firm. Third Party Money Managers establish and maintain their own
separate billing processes over which we have no control. They will typically bill clients directly and
...

Item 7: Types of Clients & Account Requirements

Our firm has the following types of clients:
   • Individuals and High Net Worth Individuals
   • Trusts, Trustees, Estates or Charitable Organizations
   • Professional Fiduciaries
   • Pension and Profit-Sharing Plans
   • Corporations, Limited Liability Companies and/or Other Business Types

New clients are subject to the following minimum account values. These requirements are negotiable
at the sole discretion of our firm.

Auto Pilot requires a minimum account value of $100.

Comprehensive Wealth Management requires a minimum account value of $500,000.

Investment Management requires a minimum account value of $250,000.

ADV Part 2A – Firm Brochure                   Page 11                                 Echo45 Advisors LLC