Jones & Associates Premier Financial Solutions LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
ASSET MANAGEMENT
JA offers discretionary asset management services to advisory Clients. The fees for these
services will be based on a percentage of Assets Under Management not to exceed an
annual fee of 1% of the assets being managed.
The annual fee may be negotiable. Accounts within the same household may be combined
for a reduced fee. Fees are billed quarterly in arrears based on the amount of assets
managed as of the close of business on the last business day of each quarter. Quarterly
advisory fees will be deducted from the Clients' account by the custodian. For accounts
where we do not have access for direct withdrawal of our fees, Clients can pay us directly.
For fees paid direct to JA, the fees must be paid within ten (10) days of receipt of the
invoice. Lower fees for comparable services may be available from other sources. Clients
may terminate their account within five (5) business days of signing the Investment
Advisory Agreement with no obligation. Clients may terminate advisory services with
thirty (30) days written notice. JA will be entitled to a pro rata fee for the days service was
provided in the final quarter. Client shall be given thirty (30) days prior written notice of
any increase in fees.
CLIENT DIRECTED ACCOUNTS
JA does not charge a fee for client directed accounts.
CO-ADVISOR FEES
JA has entered into a Referral Agreement with Gradient Investments, LLC (“GI”). GI is a
Registered Investment Advisor registered with the Securities and Exchange Commission
that provides investment portfolio advice and supervisory services.
GI offers an actively managed program of mutual fund and stock portfolios. The fee will be
disclosed to the Client in the Investment Advisory Agreement and are negotiable. The
Clients fee for these services will be based on a percentage of assets under management as
follows:
                                  Asset           Stated Total                        JA Fee
Portfolio                                                              GI Fee*
                                  Valuation       Annual Fee                       (Negotiable)
Custom Indexing - Strategic       All Assets           1.65%            0.65%          1.00%
Strategic                         All Assets           1.50%            0.50%          1.00%
Custom Indexing - Allocation      All Assets           1.65%            0.65%          1.00%
Allocation                        All Assets           1.50%            0.50%          1.00%
Tactical                          All Assets           1.50%            0.50%          1.00%
Defined Outcome                   All Assets           1.50%            0.50%          1.00%
Private Wealth                    All Assets           1.50%            0.50%          1.00%
Preservation                      All Assets           1.00%            0.40%          0.60%

                           Jones & Associates Premier Financial Solutions

Client Directed Accounts           All Assets           $300                 $300         $0
For Client Directed Accounts (CDA), GI will assist in the opening, closing and transferring of
accounts. GI will not have discretion at any time on these accounts. Client is solely
responsible for the assets held within the accounts and their values which could increase or
decrease (potential loss of principal). GI will not execute trades in CDA accounts. GI
exceptions will be made for withdrawals to client or assets transferred into a GI managed
portfolio. GI will also provide performance reporting on these accounts and can furnish
3rd party analysis reports per the client’s request. Similar services may be available
through other sources for a lower fee.

These are flat fee schedules, the entire portfolio is charged the same asset management fee.
Example:
Portfolio                                           Calculation                     Quarterly Fee
Custom Indexing – Strategic:                        ($750,000*1.65%) * (91/365) $3,085.27
Strategic Portfolio:                                ($750,000*1.50%) * (91/365) $2,804.79
Tactical Portfolio:                                 ($750,000*1.50%) * (91/365) $2,804.79
Custom Indexing – Allocation:                       ($750,000*1.65%) * (91/365) $3,085.27
Allocation & Defined Outcome Portfolio:             ($750,000*1.50%) * (91/365) $2,804.79
Private Wealth Portfolio:                           ($750,000*1.5%) * (91/365)      $2,804.79
Preservation Portfolio:                             ($750,000*1.0%) * (91/365)      $1,869.86
Fee Calculation: (Quarter End Value x Annual Fee %) x (Days in Quarter/Days in Year)
+ $15 Quarterly Service Fee*

* The $15 Quarterly Service Fee is the technology fee charged per account or investment
strategy for performance and other reporting. This fee is disclosed in our ADV Part 2A (Item 5:
Fees and Compensation) and in our Investment Proposal and Contract (Schedule D: Schedule of
Fees).

The above fees are negotiable. Fees are assessed quarterly in arrears based on the amount of the
assets managed as of the end of the previous quarter and will take into account additions and
withdrawals in the time period. All management fees are withdrawn from the Client’s account
unless otherwise noted. GI will receive written authorization from the Client to deduct advisory
fees from their account held by a qualified custodian. GI will pay JA their share of the fees. JA
does not have access to deduct Client fees. Clients may terminate their account within five (5)
business days of signing the investment advisory agreement without penalty or obligation. For
terminations after the initial five business days, GI will be entitled to a pro-rata fee for the days
service was provided in the final quarter. GI will pay JA their portion of the final fee.
Incentive Program - GI
In addition to the regular advisory fee, GI has instituted a long-term incentive arrangement
...

Item 7: Types of Clients
Description
JA generally provides investment advice to individuals, and high net worth individuals.
Client relationships vary in scope and length of service.
Account Minimums
While JA does not require a minimum to open an account, some TPMs utilized by JA may
require a minimum.