Sandro Wealth Management LLC

Item 5           Fees and Compensation
A. Fees for Advisory Services
Sandro Wealth typically charges its clients annual fees for investment advisory services. The advisory fee
rate that Sandro Wealth charges its clients will not exceed 1.0%, provided that the actual fee will be variable
depending on the client's total assets under management with Sandro Wealth and level of service that such
client and Sandro Wealth agree will be provided. Sandro Wealth may offer discounts to clients on its
advisory fee in its sole discretion. Typically, such discounts are based on the services provided as well as the
amount of assets under management with Sandro.
B. Fee Billing

    (i)     When Sandro Wealth bills Client Directly: Sandro will bill clients quarterly in advance based
            on quarter end value of a client’s assets with Sandro. If a client opens their relationship mid-
            quarter, Sandro will bill pro-rata for that quarter. If a client closes their relationship mid-
            quarter, they will be rebated for the pro-rata amount equal to the remainder of the quarter.

    (ii)    Billing Through a Third-Party: Sandro’s billing practices are subject to the requirements of
            each third-party partner. Sandro Wealth will comply with the third-party’s applicable billing
            practices which may differ from Sandro’s practices for direct billing. For certain third party
            platforms where Sandro Wealth is available, the platform will conduct billing directly to the
            client and, as agreed upon, remit Sandro’s portion of the client fee to Sandro Wealth. Clients
            should speak with their FA to learn more.

C. Other Fees and Expenses:
Clients may incur certain fees or charges imposed by third parties, other than Sandro Wealth, in connection
with investments made on behalf of the Client’s account[s]. The Client is responsible for all custody and
securities execution fees charged by the Custodian, as applicable. Generally, the Custodians used by the
Advisor do not charge securities transaction fees for ETF and equity trades in a Client's account, provided
that the account meets the terms and conditions of the Custodian's brokerage requirements. However, the
Custodians typically charge for mutual funds and other types of investments. The fees charged by Sandro
Wealth are separate and distinct from these custody and execution fees.
In addition, all fees paid to Sandro Wealth for investment advisory services are separate and distinct from
the expenses charged by investment products. Sandro Wealth uses Pershing and Schwab (the “Custodians”)
as its primary custodial platforms for clients who choose to have Sandro open accounts directly. The
Custodians assesses additional fees for services it performs as broker dealer/platform to the clients. These
fees include wire fees, checking fees, and Annual Maintenance fees and termination fees for IRAs. The
Custodians use a family of funds as Money Market solutions for clients with cash balances. These funds
assess management fees, services fees, and 12b-1 fees.
Sandro Wealth will utilize third-party investments when managing a client’s portfolio. These investments
include, but are not limited to, Mutual Funds, Closed-ended funds, ETFs, Hedge Funds, Fund of funds,
other alternative and private investments and structured products. These investments assess assorted fees,

including management fees, services fees, operating expenses and in some cases, 12b-1 fees and sales loads.
D. Payment of Fees
As stated above, each client pays an asset-based advisory fee in accordance with the applicable investment
advisory agreement. For clients that open accounts directly with Sandro Wealth the applicable advisory
agreement is by and between such client and Sandro. For all other clients the applicable advisory agreement
will generally be by and between such client and their Financial Advisor’s Broker-Dealer and/or Registered
Investment Advisor firm.
For clients that open accounts directly through Sandro Wealth their advisory fee is calculated based on the
end of quarter asset value of the client’s portfolio and is charged quarterly in advance. In computing the
asset value of an account, a security listed on a national securities exchange will be valued, as of the
valuation date, at the closing price on the principal exchange on which it is traded. Any other security in an
account will be valued in a manner determined by Sandro or its agents in good faith to reflect such security’s
fair market value.
Sandro Wealth relies on valuations furnished by vendors and/or their independent pricing services. Clients
authorize Sandro Wealth to deduct the asset-based fees from their portfolio.
The client should consider that, depending upon a number of factors, including the level of the fee charged
and the amount of activity in the client’s account, the advisory services can cost the client more or less than
purchasing advisory services from other providers.
Clients can purchase individual securities and shares of the mutual funds directly without retaining Sandro
Wealth for advisory services. The fees and expenses of mutual funds that are offered to the general public
can be more or less than the fees and expenses of the share class that clients receive through Sandro Wealth.
Fees are negotiable in certain circumstances and can differ from client to client based upon a number of
factors, including the amount of the assets under management, the client-related services to be provided to
the account, the overall relationship with Sandro Wealth and other relevant criteria. Fees also can differ as
a result of the application of prior fee schedules depending upon the inception date of a client’s advisory
relationship with Sandro Wealth.
E. Compensation for Sale of Securities

Insurance Agency Affiliation

Certain Advisory Persons are licensed as independent insurance professionals. As an independent insurance
...

Item 7          Types of Clients
Sandro Wealth provides wealth management and portfolio management services to high-net-worth
individuals and institutional clients (e.g., pension and profit-sharing plans, charitable organizations,
municipalities, pooled investment vehicles, and endowments).
Sandro Wealth generally requires a relationship minimum of $1,000,000 but can waive this minimum in its
sole and absolute discretion. If a relationship’s assets under management fall below the minimum
requirement due to market fluctuations, a client will not be required to invest additional funds to meet
the minimum account size. Platforms that Sandro Wealth is available on may have higher minimums
applied to Sandro Wealth and its clients.
Sandro Wealth can request that clients provide proof of authority, directed trading letters, qualified client
or qualified purchaser status, accredited investor certifications, and/or other information.
To the extent Sandro Wealth provides advisory services to clients that are subject to the ERISA, Sandro
Wealth will evaluate and may rely on one or more Prohibited Transaction Exemptions (“PTEs”) available
under ERISA.