Premia Global Advisors LLC

Item 5 Fees and Compensation

The following paragraphs detail Premia’s fee structure and compensation methodology for services.

   A. Fees for Advisory Services

Advisory fees are paid quarterly, in advance of each calendar quarter, under the terms of the Investment
Advisory Agreement. Advisory fees are calculated based on the assets under management with Premia.
Advisory fees are based on the following schedule:

Asset Under Management                      Advisory Fee
Up to $10 million,                          1.25% can be negotiated
$10 million and over                        Negotiable

Advisory fees in the first quarter of service are prorated from the inception date of the account[s] to the end
of the first quarter. Fees may be negotiable at Premia’s discretion. Client fees shall take into consideration
the aggregate assets under management and the overall relationship with Premia. The Client’s designated
custodian will independently value all securities held in accounts managed by Premia. The fee is based on
account values determined by the custodian or independent third-party provider and includes cash balances.
We will not have the authority or responsibility to value portfolio securities. Premia will generally negotiate
a separate hourly or fixed fee for planning and wealth services.

As discussed above, Premia uses Dynasty’s TAMP services. Premia's advisory fee includes TAMP advisor-
related charges, such as the Platform Fee and the use of independent managers. Premia will pay a portion
of the investment advisory fee to Dynasty and/or the selected independent managers; however, clients will
not pay a higher fee for their participation in the Investment Programs or any third-party manager
relationship unless otherwise disclosed. Premia may receive more advantageous pricing in the future as assets
allocated to the Investment Programs increase. This results in a conflict of interest where Premia invests client
assets in programs with reduced Platform Fees. Premia manages this conflict through disclosure, enabling
Clients to make an informed decision. Additionally, as a fiduciary, Premia will make investment
recommendations only in the best interests of its Clients.

We charge a minimum fee of $2,000 for stand-alone financial planning services. At our discretion, the fee
may be offset against advisory fees. Premia has an incentive to increase the assets in your account to increase
our fees. You may be able to negotiate a lower fee if your assets reach a certain threshold. You pay our fee
quarterly, even if your account has a loss and there are no transactions during the period. An asset-based
fee may cost more than a transaction-based fee, but you may prefer an asset-based fee if you want
continuing advice or want someone to make investment decisions for you. Clients who do not wish to purchase
ongoing investment advice or investment management services or who wish to follow a buy-and-hold strategy
should consider opening a brokerage account rather than a fee-based account. At our discretion, we may
combine the account values of family members in the same household to determine the applicable advisory
fee. For example, we may combine account values for you and your minor children, joint accounts with your
spouse, and other types of related accounts.

   B. Other Fees and Expenses

Clients may incur certain fees or charges imposed by third parties, other than Premia, in connection with
investments made on behalf of the Client’s account[s]. Premia’s fee does not include securities transaction
costs incurred in trading to implement Premia’s investment strategies, or third-party manager fees. In addition
to Premia’s advisory fees, Clients pay trading costs and custodial fees. Custodians may charge brokerage
commissions and/or transaction fees for effecting certain securities transactions (i.e., transaction fees may be
charged for certain no-load mutual funds, and commissions may be charged for individual equity and fixed-
income securities transactions). To the extent that Clients’ accounts are invested in mutual funds, these Clients
incur additional management, trading, and administrative expenses. Additionally, securities transaction costs
associated with Client-directed trades are the Client's responsibility.

Mutual Fund, ETF and UCITs Fees

All fees paid to Premia for investment advisory services are separate and distinct from fees and expenses
charged by mutual funds, ETFs and UCITs. These fees and expenses are described in the respective fund’s
prospectus. When appropriate, Premia will use offshore or institutional fund share classes. The fund’s fees
and expenses will generally be used to pay fund management fees, other fund expenses, account
administration (e.g., custody, brokerage, and account reporting), and a possible distribution fee.

Mutual fund companies generally offer multiple share classes of the same fund. Share classes are described
in the mutual fund's prospectus. Each share class charges different fees and internal expenses. Depending
on the share class selected, fees and internal expense charges may be higher or lower. Certain funds do not
charge a transaction fee but have higher internal expenses. Selecting funds with higher fees and expenses
may adversely affect an account’s long-term performance.

Clients will pay their proportionate share of the mutual fund’s management and administrative fees and
sales charges, as outlined in the mutual fund prospectus. Such administrative fees and sales charges are
outlined in the mutual fund prospectus. Such advisory fees are compensation to the mutual fund manager and
are not shared with Premia.

Premia’s policy is to generally recommend that clients invest in the lowest-cost share class available, based
on the client’s individual needs. Premia typically recommends institutional or advisor share classes that usually
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Item 7 Types of Clients and Account Requirements

As discussed, Premia offers investment advisory services to retail and institutional Clients. Premia at this time
does not impose a minimum size for investment accounts; however, its services are tailored to high-net-worth
Clients. Additionally, certain investment strategies may require a minimum account size to effectively manage
assets.

Clients who fund their accounts by depositing securities authorize Premia to liquidate those securities and
invest the proceeds in accordance with the selected strategy. Depending on the securities involved, the
holding period, and other factors, liquidations may result in redemption charges and tax consequences.
Clients should review the potential tax consequences of these liquidations with their tax advisor.

Clients funding the accounts with mutual fund shares may pay redemption fees in addition to any charges
incurred on the initial purchase. As discussed above, Clients that hold funds in their advisory accounts incur
Premia's advisory fees in addition to the fund's operating and management fees and expenses. Clients should
review these costs carefully before transferring assets into their Advisory Accounts.

Certain products may not be held in, or used to fund, the account managed by Premia. These may include
insurance policies, annuities, private placements, certain limited partnership interests, hedge funds,
commodities, and futures. Clients should consult with their Advisor before attempting to transfer such assets.