Entrust Financial LLC

Item 5. Fees and Compensation
Investment and Wealth Management Fees
Entrust Financial offers Investment Management, combined with Financial Planning services, for a combined Wealth
Management fee based on the amount of assets under the Firm’s management. This management fee is generally
determined in accordance with the following fee schedule:

                                  PORTFOLIO VALUE                             BASE FEE
                                  $750,000 - $1,000,000                         1.10%
                                 $1,000,001 - $5,000,000                        0.90%
                                $5,000,001 - $10,000,000                        0.75%
                                Greater than $10,000,000                        0.50%

Fees are calculated quarterly based on the market value of the Account as of the last day of the preceding calendar
quarter. One-quarter of the annual fee will be payable in advance on or about the first week of the quarter after the
commencement of each quarter. For the initial period of an engagement, the fee is calculated on a pro-rata basis, which
is calculated according to the actual number of days the assets were under management and is normally charged at the
close of the initial quarter in arrears. Deposits and withdrawals from the managed accounts(s) are charged based on the
number of days the assets were in the account over the actual number of days in the quarter.

                                                                                                                          March

If this Agreement is terminated prior to the last day of a calendar quarter, a pro-rata portion, based upon the days
remaining in such quarter, of the quarterly fee paid in advance will be refunded to the Client. The Advisor’s fees may
only be adjusted by way of Client’s signature of a new agreement with a new fee schedule.

Additionally, for asset management services the Firm provides with respect to certain client holdings (e.g., held-away
assets, accommodation accounts, alternative investments, etc.), Entrust Financial may negotiate a fee rate that differs
from the schedule set forth above.

Financial Planning and Consulting Fees (Stand-alone Service)
Entrust Financial generally charges a fixed and hourly fee for providing financial planning and consulting services under
a stand-alone engagement. These fees are negotiable, with a minimum fixed fee of $3,500 and thereafter at $350 on
an hourly basis, depending upon the scope and complexity of the services and the professional rendering the financial
planning and/or the consulting services.
The terms and conditions of the financial planning and/or consulting engagement are set forth in the Advisory
Agreement. Entrust Financial generally requires half the fee payable upon execution of the Financial Planning
Agreement. The outstanding balance is generally due upon delivery of the financial plan or completion of the agreed-
upon services, which under normal circumstances is within six months.

ERISA PLAN SERVICES
The annual fees are based on the market value of the Included Assets and shall not exceed 1%. Fees may be charged
quarterly or monthly in arrears or in advance based on the assets as calculated by the custodian or record keeper of the
Included Assets (without adjustments for anticipated withdrawals by Plan participants or other anticipated or scheduled
transfers or distribution of assets) on the last business day of the previous quarter.

The fee schedule, which includes compensation of Entrust for the services, is described in detail in the ERISA Plan
Agreement. The Plan is obligated to pay the fees; however, the Plan Sponsor may elect to pay the fees. Clients may
elect to be billed directly or have fees deducted from Plan Assets. Entrust does not reasonably expect to receive any
additional compensation, directly or indirectly, for its services. If additional compensation is received, Entrust will disclose
this compensation, the services rendered, and the payer of compensation.

Additional Fees and Expenses
In addition to the advisory fees paid to Entrust Financial, clients will also incur certain charges imposed by other third
parties, such as broker-dealers, custodians, trust companies, banks, and other financial institutions (collectively “Financial
Institutions”). Examples of these additional charges include securities brokerage commissions, transaction fees, custodial
fees, fees charged by the Independent Managers, margin costs, and charges imposed directly by a mutual fund or ETF
in a client’s account, as disclosed in the fund’s prospectus (e.g., fund management fees and other fund expenses),
deferred sales charges, odd-lot differentials, transfer taxes, wire transfer, and electronic fund fees, and other fees and
taxes on brokerage accounts and securities transactions. The Firm’s brokerage practices are described at length in Item
12 below.

Direct Fee Debit
Clients generally provide Entrust Financial and/or certain Independent Managers with the authority to directly debit
their accounts for payment of the investment advisory fees. The Financial Institutions that act as the qualified custodian
for client accounts, from which the Firm retains the authority to directly deduct fees, have agreed to send statements
to clients not less than quarterly detailing all account transactions, including any amounts paid to Entrust Financial.

Item 7. Types of Clients
Entrust Financial offers services to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations,
corporations, and business entities.

Minimum Account Requirements
As a condition for starting and maintaining an investment management relationship, Entrust Financial generally imposes
a minimum portfolio value of $750,000. It is possible that certain clients incur an effective fee rate that is higher than
the Firm’s stated fee schedule. Entrust Financial may, in its sole discretion, elect to waive its minimum account
requirements based upon certain criteria, including anticipated future earning capacity, anticipated future additional
assets, dollar amount of assets to be managed, related accounts, account composition, pre-existing client, account
retention, and pro bono activities.