Envision Financial LLC

Item 5 – Fees and Compensation
Envision is a fee-only investment advisor which means that we do not sell any investment
products and we do not receive product-related commissions or other compensation. Our
only source of compensation is fees from our Clients for services rendered. As such, we
have no conflicts of interest with Clients that may arise from product-based compensation.

Fees are calculated and deducted directly from Clients’ accounts based on the following
standard fee schedule for new clients:

                     Assets From       Assets To       Annual Fee
                       $         0     $ 1,500,000         0.70%
                         1,500,001       5,000,000         0.50%
                         5,000,001      10,000,000         0.40%
                       10,000,001           ∞              0.25%

Fees are payable quarterly in advance of each calendar quarter based on the fair market
value of the advisory assets at the end of the previous quarter. Fees in the initial quarter
are prorated based on the number of days from the date the funds arrive in the account to
the end of such initial quarter. Upon termination, Envision shall promptly refund any
unearned prepaid advisory fees. Such refund shall be calculated by prorating the prepaid
advisory fees based on the number of days remaining in the calendar quarter after the date
of notice of termination of the advisory agreement.

For purposes of application of this fee schedule, related accounts (e.g. accounts of family
members) may be aggregated to determine fee schedule break-points. In certain limited
cases, fees may be negotiable and clients’ fees may deviate from the standard schedule

                                                                   Form ADV Part 2A

above. Fees for tax or trust administration services are charged separately from
investment advisory fees. Clients incur brokerage and other transaction costs (e.g.
brokerage commissions or sales charges), fund operating expenses, 12b-1 fees or other costs
in connection with securities transactions. Charles Schwab & Co., Inc., serving as
“qualified custodian,” does not charge fees for custody. Please refer to Item 12 for more
information about brokerage practices. Clients are responsible for taxes payable to
federal, state, and other tax jurisdictions resulting from securities transactions.

Item 7 – Types of Clients
Envision is generally targeting Client relationships with a minimum of $1,000,000 of
marketable assets under management. Our Clients generally include high-net-worth and
ultra-high-net-worth individuals, corporate executives, attorneys, physicians, business
owners, family trusts, personal retirement plans and other related entities.