Everhart Financial Group Inc

Item 5           Fees and Compensation
A. Fees for Retirement Plan Services
Retirement plan sponsor clients are charged an annual fee which may be fixed, calculated as a
percentage of plan assets, or a combination of both. Variable fees generally range from 0.01% to 1.50%

of plan assets. In some cases we may require a minimum fee. Fees are negotiable and vary based on
factors including the scope of services, plan size, complexity, and duration of the engagement.
The specific fee arrangement, including how they are calculated, is set forth in the written agreement with
each client. In certain cases, clients may be required to pay a portion of our fee in advance as a retainer.
In most cases, fees are billed quarterly in arrears based on the fair market value of plan assets as
determined by the plan’s recordkeeper. Clients may elect to have fees deducted from plan accounts or
billed directly. Everhart Advisors does not expect to receive any other compensation, direct or indirect, for
services provided to retirement plan sponsors.
Fees paid to Everhart Advisors are separate from fees and expenses charged by mutual funds and other
plan service providers, including recordkeepers, third-party administrators, and MEP or PEP providers.
Lower fees for comparable services may be available from other firms.

B. Fees for Wealth Management Services
Wealth management clients are typically charged an advisory fee based on a percentage of assets under
management. Fees are negotiable and may vary based on factors such as account size, scope of
services, complexity, related accounts, anticipated future assets, and existing client relationships. We
may charge a minimum fee, a flat fee, or a one-time consulting fee in certain circumstances.
Everhart Advisor’s standard tiered fee schedule is as follows:

                             Assets                           Fee % Applied
                             $0 – $3,000,000                         1%
                             $3,000,001 – $10,000,000              0.80%
                             $10,000,001 – $20,000,000             0.60%
                             Over $20,000,000                      0.40%

By way of illustration, a client with $3,750,000 in total assets under management will be billed 1% on the
first $3,000,000, and .80% on the next $750,000. A client with $12,000,000 in assets under management
is billed 1% on the first $3,000,000, .80% on the next $3,000,001 to $10,000,000, and .60% on the last
$2,000,000. This tiered fee schedule creates a weighted average which is then applied across all
accounts of that client under our management.
Upon request and at our discretion, assets held in related accounts may be aggregated for purposes of
determining fee breakpoints. When accounts are aggregated, a blended rate is applied across all
included accounts.
Fees are calculated based on the fair market value of assets under management as of the last business
day of the prior billing period. Cash and cash equivalents are included in assets under management for
fee calculation purposes.
Billing practices vary by custodian:
    •   Accounts held at Charles Schwab & Co. (“Schwab”) are generally billed quarterly in advance
    •   Accounts held at SEI Private Trust Company (“SEI”) and annuities held at Nationwide Advisory
        Services are generally billed monthly in arrears
Unless otherwise specified, fees are deducted directly from client accounts. Clients will receive
statements from their custodian reflecting fee deductions.

Lower fees for comparable services may be available from other firms.

C. Courtesy or Reduced Fee Arrangements
In limited circumstances, we may agree to provide advisory services at a reduced fee or as a courtesy, at
our discretion. Such arrangements are determined on a case-by-case basis based on factors such as the
nature of the client relationship, related accounts, or other considerations.
Our fiduciary obligations to clients are not affected by such fee arrangements.

D. Sub-Advisory Programs
Clients who participate in sub-advisory or third-party manager programs will pay fees to the Sub-Adviser
in addition to our advisory fee. These fees are typically calculated as a percentage of assets under
management and are charged directly by the Sub-Adviser. Clients may also incur additional transaction
costs or other fees associated with participation in such programs. Additional information regarding these
arrangements and the related conflicts of interest is provided at Items 4 and 10 below.

E. Alternative Investments
We include the value of alternative investments, including private investment funds and other non-publicly
traded securities, in the calculation of our advisory fee. Such investments are generally illiquid and
typically do not have readily available market valuations. Thus, to calculate our fee we rely on the most
recent valuation provided by the investment sponsor, where available. If such valuation is not available,
we use the client’s net capital contribution (i.e., the amount invested less any returned capital). Fees are
assessed on invested capital, not on committed but uncalled capital.
These valuation methods may not reflect the current fair market value of the investment and may result in
advisory fees that are higher or lower than those that would be calculated using an independently
determined market value.
The use of sponsor-provided valuations presents a conflict of interest as investment sponsors have an
incentive to report higher valuations. We conduct due diligence on the valuation methodologies used by
investment sponsors; however, we do not independently verify the accuracy of their valuations.
For alternative investments not held at the client’s primary custodian, advisory fees are typically billed
from a designated client account in accordance with our standard billing practices described above.

F. Fees for Additional Services
1. Tax Consulting, Preparation, and Bookkeeping Services
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Item 7          Types of Clients
Everhart Advisors provides investment advisory services to individuals, high net worth individuals,
estates, pension, retirement and profit-sharing plans and sponsors, trusts and for-profit and non-profit
entities. Everhart Advisors does not require account minimums, but we may negotiate a minimum fee.