Experience Your Wealth LLC

Item 5: Fees and Compensation
Experience Your Wealth, LLC receives compensation only from our clients. We do not accept
compensation for the sale of securities or any other investment products. We neither pay nor accept any
referral fees.
Please note, unless a Client has received the firm’s Disclosure Brochure at least 48 hours prior to signing
the investment advisory contract, the Client agreement may be terminated by the Client within five (5)
business days of signing the contract without incurring any advisory fees.
We recognize that every client is unique. Experience Your Wealth, LLC will work with clients to ensure fees are
reasonable. Lower fees for comparable services may be available from other sources. Also see Item 7: Types of
Clients for more information.
5A: One-Time Comprehensive Financial Planning and Investment Advisory
One-Time Comprehensive Financial Planning and Investment Advisory ranges from $2,500 - $7,500,
depending on the individual needs and complexity of the Client. This work will commence immediately after
the fee is paid and will not be paid more than 6 months in advance.
5B: Ongoing Comprehensive Financial Planning and Investment Advisory
Ongoing Comprehensive Financial Planning and Investment Advisory consists of an upfront fee ranging from
$1,000 - $3,000, depending on the individual needs and complexity of the Client, followed by an annual fee.
The minimum fee for ongoing, comprehensive financial planning is $15,000 per year, excluding the initial
upfront payment. This minimum may be waived at the sole discretion of Experience Your Wealth, LLC. The
annual fee is billed in arrears as an ongoing fee that is paid monthly or quarterly.
For clients whose net worth is less than $10 million, the ongoing fee is based upon a percentage of net worth and
earned income and is calculated as follows:

           1% of Earned Income + 0.5% of Net-Worth Ranges

               From                                       To                              Annual Fee

                 $0                                   $20,000                              $15,000

              $20,001                                 $30,000                              $20,000

              $30,001                                 $40,000                              $25,000

              $40,001                                 $50,000                              $30,000

Example:     $750,000 household income + $3,000,000 net worth
             Fee calculation: ($750,000 * 1%) + ($3,000,000 * .5%) = $22,500
             Annual fee: $20,000 ($22,500 is between $20,001 and $30,000 range)
For clients whose net worth is greater than $10 million, the ongoing fee will be determined by using either
the greater of a) $30,000 (based on 0.5% net worth and 1% earned income), or b) 0.1% net worth + 0.5%
AUM, rounded down to the nearest $10,000. The annual fee will not exceed 2% of the market value of all

                                          Date of Brochure July 16, 2026

assets under management (“AUM”).

Example:      $15 million net worth + $8 million AUM
              Fee Calculation: ($15 million * .01%) + ($8 million * .5%) = $55,000
              Annual Fee: $50,000
Certain legacy clients may pay different fees.
Earned income is taxable earned income as defined by the IRS. This includes wages, salaries, tips, other
taxable employee pay, union strike benefits, long-term disability benefits received prior to minimum
retirement age and net earnings from self-employment. All other types of income are excluded from the
fee calculation. The Client’s prior year tax return will be used for the earned income calculation, unless the
Advisor and the Client mutually agree that their current year income is significantly different, in which they
will use the current year expected income.
Net-Worth includes all cash (net of debts), investment assets, vested stock options/restricted stock units,
personal real estate, and rental real estate. Excluded assets include personal property, cars, business assets
and valuation, unvested stock options/restricted stock and employer-sponsored pension plans. Assets and
liabilities will be measured based upon their fair market value. The Client agrees to fully disclose all
pertinent information as it relates to their assets and liabilities. For purposes of calculating the annual fee,
the Client’s calculated net worth cannot fall below $0. For example, if a Client’s calculated net worth is (-
$200,000), then $0 would be used for the net worth calculation.

Fees will be recalculated in December of each year. For a Client who enters a new fee level, the Client will
graduate into the new fee evenly over two years. For example, if a Client moves from the $15,000 fee
to the $20,000 fee, the Client will pay $17,500 in the first year following the fee increase and $20,000 in
the second year following the fee increase. The same concept applies if a Client moves down a fee level.

These fees are guidelines and may be negotiable based on a Client’s complexity in certain cases. Fees for
this service, which includes comprehensive financial planning services and oversight of the Third-Party
Manager, Sub-Advisor, or TAMP, may be paid by electronic funds transfer, check or paid directly from client
investment accounts depending on the Client’s preference. This service may be terminated with 30 days’
notice in writing from the client. Since fees are paid in arrears, no refund will be needed upon termination
of the account.
The upfront fee of the Comprehensive Financial Planning fee is for Client onboarding, goal setting, data
gathering, and setting the basis for the financial plan. This work will commence immediately after the fee is
paid and will not be paid more than 6 months in advance. The annual fee will begin at the end of the month
or quarter, depending on payment frequency, following the completion of the initial plan delivery meeting.
...

Item 7: Types of Clients
We provide financial planning and portfolio management services to individuals and high net-worth
individuals.
We do not have a minimum account size requirement. While each case is unique and subjective, we generally
work with clients whose income exceeds $400,000 annually, have a net worth over $2,000,000 and/or have
complex financial planning needs given their life stage, cash flow needs, tax situation, future
earnings/liquidity, etc. For clients who fall below these thresholds, fees will be determined on a case-by-case
basis and shall be reasonable based on the client’s income, net worth and complexity. Our minimum fee for
ongoing, comprehensive financial planning is $15,000 per year, excluding the initial upfront payment. This
minimum may be waived at the sole discretion of Experience Your Wealth, LLC after taking into account
anticipated future earnings capacity, pre-existing Client relationships and complexity. In such cases, the
adjusted lower minimum fee will be agreed upon in advance and stated in the agreement signed by the
Client.