MANA Financial Life Design LLC

Item 5: Fees and Compensation
Please note, unless a client has received the firm’s disclosure brochure at least 48 hours prior to signing the investment
advisory contract, the investment advisory contract may be terminated by the client within five (5) business days of
signing the contract without incurring any advisory fees. How we are paid depends on the type of advisory service we
are performing. Please review the fee and compensation information below.

Financial Life Design

Financial Life Design consists of an annual planning fee of $6,000 to $25,000 based on complexity and needs of the
client. The fee may be negotiable in certain cases. Fees for this service may be paid by electronic funds transfer or
check. This service may be terminated with 30 days’ notice. Advisers may waive the 30 day notice at their discretion.

The fee will be charged on a monthly or quarterly basis, in advance, at the discretion of the client. Our Financial Life
Design work begins upon receipt of the signed engagement letter and payment, and therefore the fee will not be paid
more than 6 months in advance. Upon termination of any account, the fee will be prorated and any unearned fee will
be refunded to the client. Upon termination of any account, the fee will be prorated and any unearned fee will be
refunded to the client. The refund will be calculated as follows:

For monthly payments arrangements, no refunds will be due upon termination, since the Mana requests 30 days’
termination notice. However, all payments will cease at the conclusion of the month in which termination occurs.

For quarterly payment arrangements, Mana will refund payments equal to the total quarterly payment divided by the
amount of time remaining in the outstanding quarter. For example, if a client terminates in month 1 of the quarter,
they will be charged for month 1, and refunded for months 2 and 3 of that quarter.

Investment Management Services

Our standard advisory fee is based on the market value of the assets under management and is calculated as follows:
The annual fees are prorated and paid in advance on a monthly basis based on the account balance at the end of the
previous month. The annual advisory fee is 1.00% of the market value of all assets under management. Fees on assets
under management are negotiable. No increase in the annual fee shall be effective without agreement from the Client
by signing a new agreement or amendment to their current advisory agreement.

For clients that utilize both Financial Life Design and Investment Management Services, our standard advisory fee is
calculated as follows:

                          Account Value                                Annual Advisory Fee
                         $0 - $1,000,000                                      0.75%
                    $1,000,001 - $3,000,000                                   0.65%
                     $3,000,001 and Above                                     0.50%

The annual fees are negotiable and are prorated and paid in advance on a monthly basis. The advisory fee is a blended
fee and is calculated by assessing the percentage rates using the predefined levels of assets as shown in the above
chart, resulting in a combined weighted fee. The fee is calculated using the balance of the account as of the last day
of the previous month. For example, an account valued at $2,000,000 would pay an effective fee of 0.70% with the
annual fee of $14,000.00. The monthly fee is determined by the following calculation: (($1,000,000 x 0.75%) +
($1,000,000 x 0.65%) /12 = $1,166.67. No increase in the annual fee shall be effective without agreement from the
Client by signing a new agreement or amendment to their current advisory agreement.

Advisory fees are directly debited from Client accounts. Accounts initiated or terminated during a calendar month will
be charged a prorated fee based on the amount of time remaining in the billing period. An account may be terminated
with written notice at least 30 calendar days in advance. Upon termination of the account, any unearned fee will be
refunded to the Client.

For clients utilizing Separately Managed Accounts or third-party investment advisers requiring a fee in addition to the
above listed fee schedule, any additional fees will be notated on the client Advisory Contract.

Project Consulting Fee

Project consulting for Financial Planning will generally be offered on a fixed fee basis. The fixed fee will be agreed
upon before the start of any work. The fixed fee can range between $500 - $20,000 based on the scope of the
engagement. The fee is negotiable. If a fixed fee program is chosen, the fee is due at the commencement of the
engagement; however, Mana will not bill an amount above $1,200.00 more than 6 months in advance. Fees for this
service may be paid by electronic funds transfer. Upon termination, half of the fee that is due up front will be
non-refundable once earned, the remaining half will be refunded to the client, and no further fees will be charged.

Hourly Financial Planning Fee

Hourly Financial Planning engagements may be offered at an hourly rate of $500 per hour, depending on complexity.
Additional hourly fees may apply should the client need additional service. The fee may be negotiable in certain cases
and is due at the completion of the engagement. In the event of early termination by the client, any fees for the hours
already worked will be due. Fees for this service are to be paid by electronic funds transfer. Since fees paid at the
conclusion of the engagement, no refund provisions are applied.

Estate Planning Services
Fees for estate planning services are charged based on the complexity of the client’s needs, and are usually leveraged
in the form of hourly fees paid in addition to (as an add-on) to the Financial Life Design service, Mana will assess an
hourly rate of $500 per hour, with additional hourly fees that may apply should the client need additional service.
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Item 7: Types of Clients
We provide financial life planning and investment management services to individuals, high net-worth individuals, and
corporations or other businesses.