Westpoint Wealth Management LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
 ASSET MANAGEMENT
 WestPoint offers direct asset management services to advisory Clients. WestPoint charges
 an annual investment advisory fee based on the total assets under management as follows:

    Assets Under Management
                                     Annual Fee         Monthly Fee            Quarterly Fee
          Up to $500,000               1.35%             0.1125%                 0.3375%
      $500,001 to $1,000,000            1.0%             0.083%                   0.25%
     $1,000,001 to $5,000,000           .85%             0.0708%                 0.2125%
         Over $5,000,000                .65%             0.054%                  0.1625%
   This is a flat rate/breakpoint fee schedule, the entire portfolio is charged the same asset
   management fee. For example, a Client with $500,000 under management would pay
   $6,750 on an annual basis. $500,000 x 1.35 % = $6,750.

The annual fee is negotiable based upon certain criteria (e.g., historical relationship, type of
assets, anticipated future earning capacity, anticipated future additional assets, dollar
amounts of assets to be managed, related accounts, account composition, negotiations with
Clients, etc.). Fees are billed monthly or quarterly in arrears based on the amount of assets
managed as of the close of business on the last business day of the previous month or
quarter. The Adviser will not pro rate for deposits and withdrawals in the account during
the billing period. Lower fees for comparable services may be available from other sources.

Clients may terminate their account within five (5) business days of signing the Investment
Advisory Agreement with no obligation and without penalty. After the initial five (5)
business days, the agreement may be terminated by WestPoint with thirty (30) days
written notice to Client and by the Client at any time with written notice to WestPoint. For
accounts opened or closed mid-billing period, fees will be prorated based on the days
services are provided during the given period. All unpaid earned fees will be due to
WestPoint. Client shall be given thirty (30) days prior written notice of any increase in fees.
Any increase in fees will be acknowledged in writing by both parties before any increase in
said fees occurs.

Orion Portfolio Solutions
WestPoint charges an annual investment advisory fee based on the total assets under
management of no more than 1.30%. The annual fee may be negotiable. Accounts within
the same household may be combined for a reduced fee. Lower fees for comparable
services may be available from other sources.
The investment management fees charged by OPS are exclusive of, and in addition to
WestPoint’s investment advisory fee set forth above. OPS does not receive any portion of
the advisory fee charged by WestPoint. The fees are charged monthly in arrears and are
based on the average daily account balance for the period for the prior month.
Fees for OPS are as follows:
      •   Administration Fees (reporting and accounting services – ranging from 0.08% -
          0.45%),
      •   Account Maintenance Fees ($25 or $50 per account annually),
      •   Strategist Fees (range from 0.0% to 0.20%), and
      •   Separately Managed Account (SMA) Fees (range from 0.35% to 0.70%).
Fees are automatically deducted from the Client’s account by OPS and OPS will pay
WestPoint their portion of the fees. WestPoint does not have the ability to directly deduct
their advisory fee from the Client account.
SEI
WestPoint charges an annual investment advisory fee based on the total assets under
management of no more than 1.30%. The annual fee may be negotiable. Accounts within
the same household may be combined for a reduced fee. Lower fees for comparable
services may be available from other sources.
SEI Managed Account Solutions Fees:
Category 1
 INVESTMENT STYLE                    BREAKPOINTS                 SEI Fee*
 All Cap, Alternative-Multi-Strategy first $500,000              0.90%

 SMA, Equity Income, Global           next $500,000
                                                         0.85%
 Equity,
 International Developed Markets,     next $1 million    0..80%
 Large Cap, Managed Volatility,       next $3 million    0.75%
 Mid Cap, Socially Responsible        next $5 million    0.70%
 Investing,      Windham        ETF   Over $10 million
                                                         0.65%
 Strategies

Category 2
 INVESTMENT STYLE                     BREAKPOINTS        SEI Fee*
                                      first $500,000     1.10%
                                      next $500,000      1.05%
                                      next $1 million    1.00%
 Small Cap, Small-Mid Cap, REIT
                                      next $3 million    0.95%
                                      next $5 million    0.90%
                                      Over $10 million   0.85%

Category 3
 INVESTMENT                 STYLE BREAKPOINTS
                                                         SEI Fee
 BREAKPOINTS SEI FEE*
                                      first $500,000     1.25%
                                      next $500,000      1.20%
                                      next $1 million    1.15%
 International Emerging Markets
                                      next $3 million    1.1%
                                      next $5 million    1.05%
                                      Over $10 million   1.00%

Category 4
 INVESTMENT STYLE                     BREAKPOINTS        SEI Fee*
 Alternative-Income, Alternative-     first $500,000
                                                         0.65%
 Tax
 Advantage Income, Alternative-       next $500,000      0.60%
 MLP, Core Aggregate, Core            next $1 million    0.56%
 Aggregate Plus, Government/          next $3 million    0.54%
 Corporate Bond, Government           next $5 million    0.50%
...

Item 7: Types of Clients
Description
 WestPoint generally provides investment advice to individuals, high net worth individuals,
 and trusts. Client relationships vary in scope and length of service.
Account Minimums
 WestPoint does not require a minimum to open an account.